#FactCheck: AI-Generated Photo Shared to Claim Boycott of Hindu Sammelan

Introduction

‍

There has been a recent surge of misinformation all over social media, claiming that every Indian ought to receive an allowance of ₹2,000 under some "Prime Minister's scheme." The message, which has been circulated far and wide on almost all platforms-WhatsApp, Facebook, Telegram, etc.-has urged users to click on an unfamiliar link to claim the allowance in their bank accounts.

It would seem like a very attractive offer, especially at a time when common citizens are coping with rising costs of living. But upon further examination, it turns out to be an outright online scam. NewsMobile fact-checked the claim and confirmed that no such scheme exists. Thus, the message circulating is a scam that aims to mislead common citizens.

Such an incident is not isolated. Over the years, fraudulent posts falsely offering benefits in the name of the government or well-known brands have been on the rise. These scams are not just about misinformation-they take advantage of trust, lure people into clicking, and sharing personal info that poses serious risks to financial and personal security.

‍

Anatomy of the Viral PM Scheme Scam

‍

The viral message received attention and was written in Hindi. It read:

“सभी नागरिकों को PM योजना के तहत दो हज़ार रुपए का भत्ता प्रदान किया गया है अपने bank खाते में प्राप्त करने के लिए click करें."

(English: “All citizens have been provided an allowance of ₹2000 under the PM scheme. Click to receive it in your bank account.”)

Beneath this was an odd link that, upon clicking through investigation, turned out to be not working and invalid. An examination of government sites, official handle accounts, and other such was done and no announcement for any such allowance was found.

This provides a neat explanation of a phishing attempt by which a scammer induces urgency and temptation in order to lure citizens into clicking a malicious link. While the link may no longer be active, it could very well have once redirected users to websites that harvest personal information such as Aadhaar numbers, bank details, or login credentials.

‍

The Broader Problem: Fake Government Scheme Scams

‍

Some scams have been exploiting the hoax gimmick of the ₹2,000 PM scheme into the wider trend. How do the con men work? They leverage the credibility of governmental initiatives to scam citizens. In the past, fake promises were made concerning free gas cylinders, cash allowances, subsidised rations, or even job opportunities. 

During the COVID times, for instance, fake vaccination registration links and so-called relief scheme offers went viral, preying on the fears and vulnerabilities of ill-informed citizens. Likewise, false schemes associated with reputed companies such as Amazon, Flipkart, TATA Group, and Hermès have also gone viral, promising free gifts or allowances. 

The one thing that makes scams associated with the government very dangerous is the exploitation of people's trust in authority. The common citizen is predisposed to believe the PM scheme or the Government Yojana because of the social credibility accorded to these announcements.

‍

How These Scams Operate

‍

These are scams where the creators intend deception and in the end, gain from defrauding a person. Fraudsters first create clickbait messages that are duly recorded to resemble official communications and often bear the government logos and bear a mix of Hindi-English text with the phrase "Pradhan Mantri Yojana" to make it sound legitimate. The messages then redirect users to bogus websites that really look very much like the government's portals, asking sick persons to enter personal information. Finally, as soon as they have obtained this data, the scammer uses it for identity theft, bank fraud, or sells it on the dark web. Social engineering does play a large role in these scams: here terms of urgency like limited time, last chance, and whatnot get created with the aim of pushing the targets to act on these without thinking. For maximum reach, victims are also asked to forward the message to their friends and family, causing the scammer to go viral across WhatsApp, Facebook, and Telegram.

‍

Risks to Citizens

‍

Risks are serious and manifold to falling prey to these scams. The immediate kind of risk is financial loss: divulging bank account details, an OTP, or credentials may constitute providing attackers the power to drain funds therefrom. Another prevalent kind of identity theft occurs through hijacked Aadhaar, PAN, or personal information that subsequently finds its way into fake loans or SIM activations. Apart from monetary losses, opening malicious links might also make devices infected with spyware or ransomware, thereby invading privacy and security. Victims tend to experience a form of psychological trauma due to feelings of betrayal or humiliation of being deceived, thus discouraging them from reporting, which in turn enables such scams to go undetected.

‍

Best Practices for Prevention

‍

It is prudent to exercise good cyber hygiene and be on the lookout for such scams. The citizens should verify each statement against government-authorised websites like https://www.mygov.in or through press statements of the ministries prior to believing it. One should not click on suspicious links offering money, gifts, or subsidies. Red flags like poor grammar, an unofficial domain name, or too-good-to-be-true offers can enable one to identify the scam in time. Two-factor authentication, antivirus software updates, and securing devices can drastically lower the threat from the technical angle. Equally important is the reporting of issues: always report any suspicious activities to cybercrime.gov.in or to the nearest cyber cell so that the authorities may trace some pattern and issue advisories accordingly. Finally, one can do some good by sharing verified fact checks within their circles to build added strength against misinformation and scams.

‍

Policy and Community Role

‍

While individual awareness is important, collective action must be taken against these fake government scheme scams. Platforms such as WhatsApp, Facebook, and X (Twitter) must tune up fraudsters' message detection mechanisms. In the meantime, Government Bodies must alert citizens periodically on new scams through their official handles/schemes and through community outreach. 

Civil society and fact-checking agencies play an important role in dispelling frequently viral hoaxes. This work must be amplified to reach people's consciousness in regional languages for the very reason that in these terrain zones, forwarded messages are much more trusted.

‍

Conclusion

‍

The viral ₹2,000 PM scheme scam is a reminder that everything that is viral online cannot be trusted in toto. The scammers of the day are inventing newer scams to gain trust, spread misinformation, and extort innocent citizens.

The best defence will be awareness and alertness. Citizens must verify any claims through official channels before clicking on a link, sharing their data, or even acting upon it in any way. With proper cyber hygiene and avoiding suspicious messages, we can counterattack by reducing the percentage of impact that these scams may have and collaboratively build a secure digital environment. 

As India pushes itself further into a digital ecosystem, both empowering and being resilient to cyber fraud is not a state of individual security, but a national agenda.

‍

References

‍

• https://www.newsmobile.in/nm-fact-checker/fact-check-viral-post-claiming-pm-scheme-offering-rs-2000-allowance-is-a-scam/
• https://timesofindia.indiatimes.com/business/financial-literacy/investing/beware-of-deepfake-scams-fraudsters-using-ai-videos-to-push-schemes-promising-unrealistic-returns-red-flags-to-watch-out-for/articleshow/124085155.cms
• https://www.business-standard.com/finance/personal-finance/invest-rs-21-000-to-earn-rs-20-lakh-monthly-viral-videos-of-fm-are-fake-125082000517_1.html
• https://www.pib.gov.in/PressReleasePage.aspx?PRID=2124728

‍

Introduction

Words come easily, but not necessarily the consequences that follow. Imagine a 15-year-old child on the internet hoping that the world will be nice to him and help him gain confidence, but instead, someone chooses to be mean on the internet, or the child becomes the victim of a new kind of cyberbullying, i.e., online trolling. The consequences of trolling can have serious repercussions, including eating disorders, substance abuse, conduct issues, body dysmorphia, negative self-esteem, and, in tragic cases, self-harm and suicide attempts in vulnerable individuals. The effects of online trolling can include anxiety, depression, and social isolation. This is one example, and hate speech and online abuse can touch anyone, regardless of age, background, or status. The damage may take different forms, but its impact is far-reaching. In today’s digital age, hate speech spreads rapidly through online platforms, often amplified by AI algorithms. 

As we celebrate today, i.e., 18th June, the International Day for Countering Hate Speech, if we have ever been mean to someone on the internet, we pledge never to repeat that kind of behaviour, and if we have been the victim, we will stand against the perpetrator and report it. 

This year, the theme for the International Day for Countering Hate Speech is “Hate Speech and Artificial Intelligence Nexus: Building coalitions to reclaim inclusive and secure environments free of hatred. UN Secretary-General Antonio Guterres, in his statement, said, “Today, as this year’s theme reminds us, hate speech travels faster and farther than ever, amplified by Artificial Intelligence. Biased algorithms and digital platforms are spreading toxic content and creating new spaces for harassment and abuse."

Coded Convictions: How AI Reflects and Reinforces Ideologies

Algorithms have swiftly taken the place of feelings; they tamper with your taste, and they do so with a lighter foot, invisibly. They are becoming an important component of social media user interaction and content distribution. While these tools are designed to improve user experience, they frequently inadvertently spread divisive ideologies and push extremist propaganda. This amplification can strengthen the power of extremist organisations, spread misinformation, and deepen societal tensions. This phenomenon, known as “algorithmic radicalisation,” demonstrates how social media companies may utilise a discriminating content selection approach to entice people down ideological rabbit holes and shape their ideas. AI-driven algorithms often prioritise engagement over ethics, enabling divisive and toxic content to trend and placing vulnerable groups, especially youth and minorities, at risk. The UN’s Strategy and Plan of Action on Hate Speech, launched on June 18, 2019, recognises that while AI holds promise for early detection and prevention of harmful speech, it also demands stringent human rights safeguards. Without regulation, these tools can themselves become purveyors of bias and exclusion. 

India’s Constitutional Resolve and Civilizational Ethos against Hate

India has always taken pride in being inclusive and united rather than divided. As far as hate speech is concerned, India's stand is no different. The United Nations, India believes in the same values as its international counterpart. Although India has won many battles against hate speech, the war is not over and is now more prominent than ever due to the advancement in communication technologies. In India, while the right to freedom of speech and expression is protected under Article 19(1)(a), its exercise is limited subject to reasonable restrictions under Article 19(2). Landmark rulings such as Ramji Lal Modi v. State of U.P. and Amish Devgan v. UOI have clarified that speech can be curbed if it incites violence or undermines public order. Section 69A of the IT Act, 2000, empowers the government to block content, and these principles are also reflected in Section 196 of the BNS, 2023 (153A IPC) and Section 299 of the BNS, 2023 (295A IPC). Platforms are also required to track down the creators of harmful content and remove it within a reasonable hour and fulfil their due diligence requirements under IT rules.

While there is no denying that India needs to be well-equipped and prepared normatively to tackle hate propaganda and divisive forces. India’s rich culture and history, rooted in philosophies of Vasudhaiva Kutumbakam (the world is one family) and pluralistic traditions, have long stood as a beacon of tolerance and coexistence. By revisiting these civilizational values, we can resist divisive forces and renew our collective journey toward harmony and peaceful living.

CyberPeace Message

The ultimate goal is to create internet and social media platforms that are better, safer and more harmonious for each individual, irrespective of his/her/their social and cultural background. CyberPeace stands resolute on promoting digital media literacy, cyber resilience, and consistently pushing for greater accountability for social media platforms. 

‍

References

‍

• https://www.un.org/en/observances/countering-hate-speech 
• https://www.artemishospitals.com/blog/the-impact-of-trolling-on-teen-mental-health 
• https://www.orfonline.org/expert-speak/from-clicks-to-chaos-how-social-media-algorithms-amplify-extremism ‍
• https://www.techpolicy.press/indias-courts-must-hold-social-media-platforms-accountable-for-hate-speech/

Introduction 

Due to the rapid growth of high-capability AI systems around the world, growing concerns regarding safety, accountability, and governance have arisen throughout the world; thus, California has responded by passing the Transparency in Frontier Artificial Intelligence Act (TFAIA), the first state statute focused on "frontier" (highly capable) AI models. This statute is unique in that it does not only target harms caused by AI models in the form of consumer protection as compared to the majority of state statutes; rather, this statute addresses the catastrophic and systemic risks to society associated with large-scale AI systems. As California is a global technology leader, the TFAIA is positioned to have a significant impact on both domestic regulation and the evolution of international legal frameworks for AI technology (and as such has the potential to influence corporate compliance practices and the establishment of global norms related to the use of AI).

Understanding the Transparency in Frontier Artificial Intelligence Act

The Transparency in Frontier Artificial Intelligence Act provides a specific regulatory process for companies that create sophisticated AI systems with societal, economic, or national security implications. Covered developers are required to publish an extensive safety and transparency policy that details how they navigate risk throughout the artificial intelligence lifecycle. The act requires developers to notify the government of any significant incidents or failures with their deployed frontier models on a timely basis.

A significant aspect of the TFAIA is that it establishes the concept of "process transparency", which does not explicitly control how AI developers create their models, but rather holds them accountable for their internal safety governance by mandating that they develop Documented safety frameworks that outline risk assessment, mitigation, and monitoring processes. The act allows developers to protect their trade secrets, patents, and national defense concerns by providing them with limited opportunities for exemption and/or redaction of their documents so that they can maintain a balance between data openness and safeguarding sensitive information..

Extraterritorial Impact on Global AI Developers

While the Act is a state law, its implementation has far-reaching effects. Many of the largest AI companies have facilities, research labs or customers in California. Therefore, to be compliant with the TFAIA, these companies are required to do so commercially. The ability to develop a unified compliance model across regions enables companies to avoid developing duplicate compliance models.

This same pattern has occurred in other regulatory areas, like data protection regulations; where a region's regulations effectively became global compliance benchmarks for that regulatory area. The TFAIA could similarly serve as a global standard for transparency in frontier AI and shape how companies build their governance structure globally even if they don't have explicit regulations in the regions where they operate.

Influence on International AI Regulatory Models

The TFAIA offers a unique perspective on global discussions about regulating AI. In contrast to other legislation which defines different levels of risk depending on the type of AI, the TFAIA targets specifically high-impact or emerging technologies. Other nations may see value in this model of tiered regulations based on capability and apply it for their own regulation of AI, with the strictest obligations placed on those with the most critical potential harm.

The TFAIA may serve as a guide for international public policy makers by showing how they can reference existing standards and best practices in developing regulations, thus improving interoperability and potentially lessening regulatory barriers to cross-border AI innovations.

Corporate Governance, Compliance Costs, and Competition

From an industry perspective, the Act revolutionizes the way companies govern themselves. Developers are now required to create thorough risk assessments, red-teaming exercises, incident response protocols, and have board oversight for AI safety and regulation. The number of people involved in this process increases accountability but at the same time the increases will create a burden of cost for all involved.

The burden of compliance will be easier for large tech companies than for smaller or start-ups, and thus large tech companies may solidify their position of dominance over the development of frontier AI. Smaller and newer developers may be blocked from entering the market unless some form of proportional or scaled compliance mechanism for where they operate emerges. These developments certainly raise issues surrounding innovation policy and competition law at a global scale that will need to be addressed by regulators in conjunction with AI safety concerns.

Transparency, Public Trust, and Accountability

The TFAIA bolsters the capability of citizens, researchers and journalists to oversee the development and the use of artificial intelligence (AI) through its requirement for public disclosure of the safety framework of AI systems. The disclosures will allow citizens, researchers and journalists to critically evaluate corporate claims of responsible AI development. Over time, this evaluation could increase trust in publically regulated AI systems and would expose businesses that exhibit a poor risk management process.

However, how useful this transparency is depends on the quality and comparability of the information being disclosed. Many current disclosures are either too vague or too complex, thus limiting the ability to conduct meaningful oversight. There should be a push for clearer guidance and/or the establishment of standardised disclosure forms for the purposes of public accountability (i.e., citizens) and uniformity between countries.

Conclusion

The Transparency in Frontier Artificial Intelligence Act is a transformative development in the regulation of Artificial Intelligence Technology, specifically, a whole new risk profile of this new generation of AI / (Advanced High-Powered) Technologies such as Autonomous Vehicles. This new California law will create global impact because it Be will change how technology companies operate, create regulatory frameworks and develop standards to govern/oversee the use of Autonomous Vehicles. The Act creates a “transparent” means for regulating (or governing) Autonomous Vehicles as opposed to relying solely on “technical” means for these systems. As other regions experience similar challenges that US Government is facing with respect to this new generation of AI (written laws), California's approach will likely be used as an example for how AI laws are written in the future and develop a more unified and responsible international AI regulatory framework.

‍

References

1. https://www.whitecase.com/insight-alert/california-enacts-landmark-ai-transparency-law-transparency-frontier-artificial
2. https://www.gov.ca.gov/2025/09/29/governor-newsom-signs-sb-53-advancing-californias-world-leading-artificial-intelligence-industry/ 
3. https://www.mofo.com/resources/insights/251001-california-enacts-ai-safety-transparency-regulation-tfaia-sb-53 ‍
4. https://www.dlapiper.com/en/insights/publications/2025/10/california-law-mandates-increased-developer-transparency-for-large-ai-models