#FactCheck - Out-of-Context Clip of PM Modi Misused to Claim He Insulted India

Introduction

Autonomous transportation, smart cities, remote medical care, and immersive augmented reality are just a few of the revolutionary applications made possible by the global rollout of 5G technology. However, along with this revolution in connectivity, a record-breaking rise in vulnerabilities and threats has emerged, driven by software-defined networks, growing attack surfaces, and increasingly complex networks. As work on next-generation 6G networks accelerates, with commercialisation starting in 2030, security issues are piling up, including those related to AI-driven networks, terahertz communications, and quantum computing attacks. For a nation like India, poised to become a global technological leader, next-generation network procurement is not merely a technical necessity but a strategic imperative. Initiatives such as India-UK collaboration on telecom security in recent years say a lot about how international alliances are the order of the day to address these challenges.

‍

Why Cybersecurity in 5G and 6G Networks is Crucial

With the launch of global 5G services and the rapid introduction of 6G technologies, the telecom sector is seeing a fundamental transformation. Besides expanding connectivity, future networks are also creating the building blocks for networked and highly intelligent environments. With its ultra-high speed of 10 Gbps, network slicing, and ultra-low latency, 5G provides new capabilities that are perfectly suited for mission-critical applications such as telemedicine, autonomous vehicles, and industrial IoT. Sixth-generation wireless technology is still in development, and it will be approximately one hundred times faster than fifth-generation. Here are a few drawbacks and challenges:

• Decentralised Infrastructure (edge computing nodes): Increased number of entry points for attack.
• Virtual Network Functions (VNFs): Greater vulnerability to configuration issues and software exploitation.
• Billions of IoT devices with different security states, thus forming networks that are more difficult to secure.

Although these challenges are unparalleled, the advancement in technology also creates new opportunities.

‍

Understanding the Cyber Threat Landscape for 5G and 6G

The move to 5G and the upgrade to 6G open great opportunities, but also open doors for new cybersecurity risks. Open RAN usage offers flexibility and vendor selection but exposes the supply chain to untested third-party components and attacks. SBA security vulnerabilities can be exploited to disrupt vital network services, resulting in outages or data breaches. Similarly, widespread adoption of edge computing to reduce latency creates multiple entry points for an attacker to target. Compounding the problem is the explosion of IoT device connections through 5G, which, if breached, can fuel massive botnets capable of conducting massive distributed denial-of-service (DDoS) attacks.

‍

Challenges in 6G

• AI-Powered Cyberattacks: AI-native 6G networks are susceptible to adversarial machine learning attacks, data model poisoning, both for security and for traffic optimisation.
• Quantum Threats: Post-quantum cryptography may be required if quantum computing renders current encryption algorithms outdated.
• Privacy Concerns with Digital Twins: 6G may result in creating enormous privacy and data protection issues in addition to offering real-time virtual replicas of the physical world.
• Cross-Border Data Flow Risks: Secure interoperability frameworks and standardised data sovereignty are essential for the worldwide rollout of 6G.

A Critical Step Toward Secure Telecom: The India-UK Partnership

India's recent foray with the UK reflects its active role in shaping the future of telecom security. Major points of the UK-India Telecom Roundtable are:

• MoU between SONIC Labs and C-DOT: Dedicated to Open RAN and AI integration security in 4G/5G deployments. This will offer supply chain diversity without sacrificing resilience.
• Research Partnerships for 6G: Partnerships with UK institutions like CHEDDAR (Cloud & Distributed Computing Hub) and the University of Glasgow 6G Research Centre are focused on developing AI-driven network security solutions, green 6G, and quantum-resistant design.
• Telecom Cybersecurity Centres of Excellence: Constructing two-way CoEs for telecom cybersecurity, ethical AI, and digital twin security models.
• Standardisation Efforts: Joint contribution to ITU for the creation of IMT-2030 standards, in a way that cybersecurity-by-design principles are integrated into worldwide 6G specifications.
• Future Initiatives:

1. Application of privacy-enhancing technologies (PETs) for cross-sectoral data usage.
2. Secure quantum communications to be used for satellite and submarine cable connections.
3. Encouragement of native telecommunication stacks for strategic independence.

‍

Global Policy and Regulatory Aspects

• India's Bharat 6G Vision: India will lead the global standardisation process in the Bharat 6G Alliance with a vision of inclusive, secure, and sustainable connectivity.
• International Harmonisation:

• 3GPP and ITU's joint effort towards standardisation of 6G security.
• Cross-border privacy and cybersecurity compliance system designs to enable secure flows of data.

• Cyber Diplomacy for Telecom Security: Cross-border sharing of information architectures, threat intelligence sharing, and coordinated incident response schemes are essential to 6G security resilience globally.

‍

Building a Secure and Resilient Future for 5G and 6G

Establishing a safe and future-proof 5G and 6G environment should be an end-to-end effort involving governments, industry, and technology vendors. Security should be integrated into the underlying architecture of the networks and not an afterthought feature to be optionally provided. Active engagement in international bodies to establish homogeneous security and privacy standards across geographies is also required. Public-private partnerships, including academia partnerships, will be the driver for innovation and the creation of advanced protection mechanisms. Simultaneously, creating a competent talent pool to manage AI-based threat analysis, quantum-resistant cryptography, and next-generation cryptographic methods will be required to combat the advanced menace of new telecom technologies.

‍

Conclusion

Given 6G on the way and 5G technologies already changing global connections, cybersecurity needs to continue to be a key focus. The partnership between India and the UK serves as an example of why the safe rise of tomorrow's networks depends on global collaboration, AI-driven security measures, plus quantum preparedness. The world can unleash the potential for transformation of 5G and 6G through combining security by design, supporting international standards, and encouraging innovation via cooperation. This will result in an online future that is not only quick and egalitarian but also solid and trustworthy.

‍

References:

• https://www.pib.gov.in/PressReleasePage.aspx?PRID=2105225
• https://www.itu.int/en/ITU-R/study-groups/rsg5/rwp5d/imt-2030/pages/default.aspx
• https://dot.gov.in/sites/default/files/Bharat%206G%20Vision%20Statement%20-%20full.pdf
• https://www.gsma.com/solutions-and-impact/technologies/security/wp-content/uploads/2024/07/FS.40-v3.0-002-19-July.pdf

‍

Introduction
‍

The recent investigation of Patan Cyber Crime Police as part of Operation Mule Hunt 2.0 reveals the sheer scale and intricacy of India's burgeoning cyber fraud economy. Police found that a total of 13 current accounts were being operated at a cooperative bank in the Patan district of Gujarat and used for siphoning 398.43 crore of cyber fraud transaction data on 228 cybercrime cases across states. Further investigations against 14 current account holders and intermediaries show the indispensability of mule accounts in laundering criminal money. The recent incident cannot be taken as isolated; the story points at a formalised and industrialised fraud economy with a robust banking infrastructure, a growing payment gateway, and complex networks.
‍

What Is a Mule Account and Why Should You Care?
‍

The term "mule account" is benign but plays a critical role in modern cybercrime networks. The Reserve Bank of India defines a mule account as a bank account that serves as a vehicle to transfer money proceeds from unlawful transactions and can be operated by people coerced by the prospect of high earnings or by way of inducement.

This mechanism can be witnessed through the investigation of the Patan cybercrime incident, where an investor can be defrauded by a fake investment website, employment fraud, or a digital arrest scheme. After transactions from the victim account, funds would quickly flow into the mule account, which would be held by a legitimate KYC customer. These transactions would then be passed on, between 1 lakh and 5 lakh transactions within hours, to multiple accounts as alleged by the Indian Cyber Crime Coordination Centre (I4C) before they get difficult to trace by being passed through informal channels or converted to cryptocurrency.

In the Patan case, it is alleged that the middlemen enticed locals and offered commissions to open firms and current accounts at Harij Nagrik Sahakari Bank and subsequently gave up their ATM cards, checkbooks, SIMs, and net banking facilities to the operators of the account. It is estimated that such accounts channeled an amount of 398.43 crore to 228 Indian cybercrime cases.

‍

The Scale of India's Mule Account Crisis

‍

The scale of the mule account ecosystem is reflected in India's rapidly worsening cybercrime statistics. As of data from the National Cyber Crime Reporting Portal (NCCRP), a total of 22.68 lakh complaints were registered in 2024, a jump by 42% from 2023. This was not even half the rate of financial loss, which jumped by 206% in 2023 (22,845 crore) and stood at 22,495 crore in 2025 (complaints jumped to 28.15 lakh). The increase in fraudulent transactions therefore outweighs the stability in financial losses significantly.

Mule accounts are the backbone of this crime network. To curb this phenomenon, the Indian Cyber Crime Coordination Centre (I4C) launched a Suspect Registry along with Indian banks and financial institutions in September 2024. 24.67 lakh accounts of suspected mules were identified in this, preventing over 8,031 crore in fraudulent transactions. Despite these efforts, a recent statement from the ED found over 12,000 crore being routed via mule accounts, shell firms, and cryptocurrency.

This isn't isolated to certain banks. 2024 alone saw over 65,000 mule accounts detected in Karnataka. By analyzing the Citizen Financial Cyber Frauds Reporting and Management System, about 40,000 such accounts were detected in SBI branches, and thousands more were detected across the PNB, Canara Bank, Kotak Mahindra Bank, and Airtel Payments Bank. The Patan case also clearly highlights that cooperative banks' lack of compliance and lower levels of transaction-monitoring systems contribute to easily creating and using mule accounts.

‍

Operation Mule Hunt: Gujarat's Coordinated Offensive

‍

This bust in Patan is just one manifestation of a much wider coordinated effort by the state government. Operation Mule Hunt 1.0, which ran from November to December 2025 across the state of Gujarat, was a month-long campaign by Gujarat Police's Cyber Centre of Excellence (CCOE) that unearthed 2,289 crore of fraudulent transactions, led to the registration of 565 FIRs, arrest of 638 accused, and impounding of 913 mule accounts with connections to over 4,000 cases of cybercrime nationwide.

This was followed up with the second installment of the operation, which was kicked off in all districts of Gujarat in 2026. The two-week campaign, which began across the state on January 8 this year, resulted in the Surat City Police alone arresting 77 people and uncovering close to 23.85 crore in fraudulent transactions. In what looks like one of the single largest single-district bust-ups in the operation, the Patan incident itself, with a staggering 398.43 crore routed through only 13 accounts, is remarkable.

The extraordinary nature of the operation is seen in the intelligence capabilities that drove it. It wasn't that police accidentally stumbled upon the Patan network; they worked back on it. After using data from the union government’s inter-agency platform, SAMANVAYA, a coordination platform for data on cybercrimes and the NCCRP, they traced suspicious clusters of transactions in the Harij Nagrik Sahakari Bank accounts to build a chain of evidence connecting the accountholders to the middlemen and, from the middlemen, to the whole ring of fraud. Twenty accused have been chargesheeted under the Bharatiya Nyaya Sanhita (BNS), and fourteen have been arrested, while six are still absconding.

‍

The Human Cost Nobody Talks About

‍

Behind every crore of scam money lies a real person who actually lost the real money. Of the 75%+ fraud losses incurred in 2025, 75% are from investment scams alone. Victims of stock trading scams lost ₹4,636 crore, spread across 2.28 lakh complaints filed in 2024. "Digital arrest" scams, in which fraudsters posing as law enforcement officials psychologically blackmail the victims to transfer money,  claimed ₹2,576 crore between 2022 and the first quarter of 2025.

For the victims it's never about the money: it's the retired teacher's lifetime savings from Chhattisgarh, the small trader's capital from Rajkot, the emergency money of the Bhopal family, or just savings from an ordinary person. And the mule accounts' networks are why most of it is never retrieved. Once the money is thrown into the layering chain, it's exponentially more difficult to trace it after every jump.

Then there's another category of victims that often gets overlooked, and they are the mule account holders themselves, many being semi-literate people from semi-urban or rural backgrounds approached with ₹10,000 in commission and with no awareness about the legalities of lending their bank details. With the BNS now they stand to get convicted for grave crimes, but the awareness of this trap is very low.

‍

Recommendations and Suggestions

‍

This isn't something India is facing passively. I4C, along with RBI, has developed Mule Account Hunter software. This software can be used by banks for the detection of suspect accounts through the use of behavioral analysis, device intel, and transaction pattern recognition. The Union Home Minister has directly asked all cooperative banks across the country to adopt this software at the earliest. Failure to do so, he warned, would make consumer safety from cyber fraud incomplete.

Apart from technology, three other areas need to go hand in hand: stringent KYC enforcement for cooperative and small finance banks; the prime locations of the mule recruitment network; greater awareness for the masses regarding the criminal liability one takes up when lending their accounts; and efficient inter-agency coordination so that the intelligence gathered on platforms like SAMANVAYA is converted into arrests before the accounts are dumped and the network reforms in another location.

Operation Mule Hunt 2.0 proves that this is feasible. 13 accounts in a small district of Gujarat. 398 crore. 228 victims. 14 arrested. The pipeline did exist, and it has been broken.

Yet, even as one network is broken, another is forming, somewhere right now. The accounts will appear legitimate. The holders of these accounts may not even realize what they have got into. That is the true danger of the mule accounts and work that cannot stop.

‍

Conclusion

‍

The Patan investigation has clearly shown that mule accounts have now moved from being a subsidiary tool of financial crime to becoming the infrastructure that underpins the economy of cyber-fraud in India. Every financial fraud, including investment fraud, digital arrest fraud, and phishing scams, is backed by a string of real bank accounts where the proceeds of crime are transferred and the trail is obscured. Though attempts such as the I4C Suspect Registry have made attempts to break down this network, it remains an overwhelming task. Robust KYC norms, real-time monitoring of transactions, and coordination between banks, police, and regulators are the key in preventing further industrialisation of cyber financial fraud in India.

‍

References

1. https://timesofindia.indiatimes.com/city/ahmedabad/operation-mule-hunt-2-0-gujarat-
2. police-bust-rs-398-43-crore-cyber-fraud-14-held/articleshow/131594240.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
3. https://the420.in/india-cybercrime-2024-42-percent-spike-sims-imei-mule-accounts/
4. https://www.thehansindia.com/news/national/ed-explains-how-mule-accounts-and-crypto-networks-enabled-12000-crore-cyber-fraud-1047606
5. https://www.zigram.tech/article/mule-accounts-tier-1-tier-2-cities-india/
6. https://risk.lexisnexis.com/global/en/insights-resources/article/stopping-money-mules-in-india
7. https://timesofindia.indiatimes.com/city/ahmedabad/operation-mule-hunt-2-0-gujarat-police-bust-rs-398-43-crore-cyber-fraud-14-held/articleshow/131594240.cms

‍

Introduction

The 2025 Delhi Legislative Assembly election is just around the corner, scheduled for February 5, 2025, with all 70 constituencies heading to the polls. The eagerly awaited results will be announced on February 8, bringing excitement as the people of Delhi prepare to see their chosen leader take the helm as Chief Minister. As the election season unfolds, social media becomes a buzzing hub of activity, with information spreading rapidly across platforms. However, this period also sees a surge in online mis/disinformation, making elections a hotspot for misleading content. It is crucial for citizens to exercise caution and remain vigilant against false or deceptive online posts, videos, or content. Empowering voters to distinguish facts from fiction and recognize the warning signs of misinformation is essential to ensure informed decision-making. By staying alert and well-informed, we can collectively safeguard the integrity of the democratic process.

‍

Risks of Mis/Disinformation

According to the 2024 survey report titled ‘Truth Be Told’ by ‘The 23 Watts’, 90% of Delhi’s youth (Gen Z) report witnessing a spike in fake news during elections, and 91% believe it influences voting patterns. Furthermore, the research highlights that 14% of Delhi’s youth tend to share sensational news without fact-checking, relying solely on conjecture.

‍

Recent Measures by ECI

Recently the Election Commission of India (EC) has issued a fresh advisory to political parties to ensure responsible use of AI-generated content in their campaigns. The EC has issued guidelines to curb the potential use of "deepfakes" and AI-generated distorted content by political parties and their representatives to disturb the level playing field. EC has mandated the labelling of all AI-generated content used in election campaigns to enhance transparency, combat misinformation, ensuring a fair electoral process in the face of rapidly advancing AI technologies.

‍

Best Practices to Avoid Electoral Mis/Disinformation 

• Seek Information from Official Sources: Voters should rely on authenticated sources for information. These include reading official manifestos, following verified advisory notifications from the Election Commission, and avoiding unverified claims or rumours.
• Consume News Responsibly: Voters must familiarize themselves with dependable news channels and make use of reputable fact-checking organizations that uphold the integrity of news content. It is crucial to refrain from randomly sharing or forwarding any news post, video, or message without verifying its authenticity. Consume responsibly, fact-check thoroughly, and share cautiously.
• Role of Fact-Checking: Cross-checking and verifying information from credible sources are indispensable practices. Reliable and trustworthy fact-checking tools are vital for assessing the authenticity of information in the digital space. Voters are encouraged to use these tools to validate information from authenticated sources and adopt a habit of verification on their own. This approach fosters a culture of critical thinking, empowering citizens to counter deceptive deepfakes and malicious misinformation effectively. It also helps create a more informed and resilient electorate.
• Be Aware of Electoral Deepfakes: In the era of artificial intelligence, synthetic media presents significant challenges. Just as videos can be manipulated, voices can also be cloned. It is essential to remain vigilant against the misuse of deepfake audio and video content by malicious actors. Recognize the warning signs, such as inconsistencies or unnatural details, and stay alert to misleading multimedia content. Proactively question and verify such material to avoid falling prey to deception.

References

1. https://www.financialexpress.com/business/brandwagon-90-ofnbsp-delhi-youth-witness-spike-in-fake-news-during-elections-91-believe-it-influences-voting-patterns-revealed-the-23-watts-report-3483166/
2. https://timesofindia.indiatimes.com/india/election-commission-urges-parties-to-disclose-ai-generated-campaign-content-in-interest-of-transparency/articleshow/117306865.cms
3. https://www.thehindu.com/news/national/election-commission-issues-advisory-on-use-of-ai-in-poll-campaigning/article69103888.ece
4. https://indiaai.gov.in/article/election-commission-of-india-embraces-ai-ethics-in-campaigning-advisory-on-labelling-ai-generated-content