#FactCheck: Viral Fake Post Claims Central Government Offers Unemployment Allowance Under ‘PM Berojgari Bhatta Yojna’

Introduction

To combat the problem of annoying calls and SMS, telecom regulator TRAI has urged service providers to create a uniform digital platform in two months that will allow them to request, maintain, and withdraw customers’ approval for promotional calls and messages. In the initial stage, only subscribers will be able to initiate the process of registering their consent to receive promotional calls and SMS, and later, business entities will be able to contact customers to seek their consent to receive promotional messages, according to a statement issued by the Telecom Regulatory Authority of India (TRAI) on Saturday.

TRAI Directs Telecom Providers to Set Up Digital Platform

TRAI has now directed all access providers to develop and deploy the Digital Consent Acquisition (DCA) facility for creating a unified platform and process to digitally register customers’ consent across all service providers and principal entities. Consent is received and maintained under the current system by several key entities such as banks, other financial institutions, insurance firms, trading companies, business entities, real estate businesses, and so on.

The purpose, scope of consent, and the principal entity or brand name shall be clearly mentioned in the consent-seeking message sent over the short code,” according to the statement.

It stated that only approved online or app links, call-back numbers, and so on will be permitted to be used in consent-seeking communications.

TRAI issued guidelines to guarantee that all voice-based Telemarketers are brought under a single Distributed ledger technology (DLT) platform for more efficient monitoring of nuisance calls and unwanted communications. It also instructs operators to actively deploy AI/ML-based anti-phishing systems as well as to integrate tech solutions on the DLT platform to deal with malicious calls and texts.

TRAI has issued two separate Directions to Access Service Providers under TCCCPR-2018 (Telecom Commercial Communications Customer Preference Regulations) to ensure that all promotional messages are sent through Registered Telemarketers (RTMs) using approved Headers and Message Templates on Distributed Ledger Technologies (DLT) platform, and to stop misuse of Headers and Message Templates,” the regulator said in a statement.

Users can already block telemarketing calls and texts by texting 1909 from their registered mobile number. By dialing 1909, customers can opt out of getting advertising calls by activating the do not disturb (DND) feature.

Telecom providers operate DLT platforms, and businesses involved in sending bulk promotional or transactional SMS must register by providing their company information, including sender IDs and SMS templates.

According to the instructions, telecom companies will send consent-seeking messages using the common short code 127. The goal, extent of consent, and primary entity/brand name must be clearly stated in the consent-seeking message delivered via the shortcode.

TRAI stated that only whitelisted URLs/APKs (Android package kits file format)/OTT links/call back numbers, etc., shall be used in consent-seeking messages.

Telcos must “ensure that promotional messages are not transmitted by unregistered telemarketers or telemarketers using telephone numbers (10 digits numbers).” Telecom providers have been urged to act against all erring telemarketers in accordance with the applicable regulations and legal requirements.

Users can, however, refuse to receive any consent-seeking messages launched by any significant Telcos have been urged to create an SMS/IVR (interactive voice response)/online service for this purpose.

According to TRAI’s timeline, the consent-taking process by primary companies will begin on September 1.According to a nationwide survey conducted by a local circle, 66% of mobile users continue to receive three or more bothersome calls per day, the majority of which originate from personal cell numbers.

There are scams surfacing on the internet with new types of scams, like WhatsApp international call scams. The latest scam is targeting Delhi police, the scammers pretend to be police officials of Delhi and ask for the personal details of the users and the calling them from a 9-digit number.

A recent scam

A Twitter user reported receiving an automated call from +91 96681 9555, stating, “This call is from Delhi Police.” It went on to ask her to stay in the queue since some of her documents needed to be picked up. Then he said he is a sub-inspector at New Delhi’s Kirti Nagar police station. He then questioned if she had lately misplaced her Aadhaar card, PAN card, or ATM card, to which she replied ‘no’. The fraudster then claims to be a cop and asks her to validate the final four digits of her card because they have discovered a card with her name on it. And so many other people tweeted about this.

The scams are constantly increasing as earlier these scammers asked for account details and claimed to be Delhi police and used 9-digit numbers for scamming people.

TRAI’s new guidelines regarding the consent to receive any promotional calls and messages to telecommunication providers will be able to curb the scams.

The e- KYC is an essential requirement as e-KYC offers a more secure identity verification process in an increasingly digital age that uses biometric technologies to provide quick results.

Conclusion

The aim is to prevent unwanted calls and communications sent to customers via digital methods without their permission. Once this platform is implemented, an organization can only send promotional calls or messages with the customer’s explicit approval. Companies use a variety of methods to notify clients about their products, including phone calls, text messages, emails, and social media. Customers, however, are constantly assaulted with the same calls and messages as a result of this practice. With the constant increase in scams, the new guideline of TRAI will also curb the calling of Scams. digital KYC prevents SIM fraud and offers a more secure identity verification method.

Introduction

Social media platforms have begun to shape the public understanding of history in today’s digital landscape. You may have encountered videos, images, and posts that claim to reveal an untold story about our past. For example, you might have seen a post on your feed that has a painted or black and white image of a princess and labelled as "the most beautiful princess of Rajasthan who fought countless wars but has been erased from history.” Such emotionally charged narratives spread quickly, without any academic scrutiny or citation. Unfortunately, the originator believes it to be true. 

Such unverified content may look harmless. But it profoundly contributes to the systematic distortion of historical information. Such misinformation reoccurs on feeds and becomes embedded in popular memory. It misguides the public discourse and undermines the scholarly research on the relevant topic.  Sometimes, it also contributes to communal outrage and social tensions. It is time to recognise that protecting the integrity of our cultural and historical narratives is not only an academic concern but a legal and institutional responsibility. This is where the role of the Ministry of Culture becomes critical.

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Pseudohistorical News Information in India

Fake news and misinformation are frequently disseminated via images, pictures, and videos on various messaging applications, which is referred to as “WhatsApp University” in a derogatory way. WhatsApp has become India’s favourite method of communication, while users have to stay very conscious about what they are consuming from forwarded messages. Academic historians strive to understand the past in its context to differentiate it from the present, whereas pseudo-historians try to manipulate history to satisfy their political agendas. Unfortunately, this wave of pseudo-history is expanding rapidly, with platforms like 'WhatsApp University' playing a significant role in amplifying its spread. This has led to an increase in fake historical news and paid journalism. Unlike pseudo-history, academic history is created by professional historians in academic contexts, adhering to strict disciplinary guidelines, including peer review and expert examination of justifications, assertions, and publications.

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How to Identify Pseudo-Historic Misinformation 

1. Lack of Credible Sources: There is a lack of reliable primary and secondary sources. Instead, pseudohistorical works depend on hearsay and unreliable eyewitness accounts.

2. Selective Use of Evidence: Misinformative posts portray only those facts that support their argument and minimise the facts which is contradictory to their assertions.  

3. Incorporation of Conspiracy Theories: They often include conspiracy theories, which postulate secret groups, repressed knowledge. They might mention that evil powers influenced the historical events. Such hypotheses frequently lack any supporting data. 

4. Extravagant Claims: Pseudo-historic tales sometimes present unbelievable assertions about historic persons or events. 

5. Lack of Peer Review: Such work is generally never published on authentic academic platforms. You would not find them on platforms like LinkedIn, but on platforms like Instagram and Facebook, as they do not pitch for academic publications. Authentic historical research is examined by subject-matter authorities. 

6. Neglect of Established Historiographical Methods: Such posts lack knowledge of a recognised methodology and procedures, like the critical study of sources.

7. Ideologically Driven Narratives: Political, communal, ideological, and personal opinions are prioritised in such posts. The author has a prior goal, instead of finding the truth.

8. Exploitation of Gaps in the Historical Record: Pseudo-historians often use missing or unclear parts of history to suggest that regular historians are hiding important secrets. They make the story sound more mysterious than it is. 

9. Rejection of Scholarly Consensus: Pseudo-historians often reject the views of experts and historians, choosing instead to believe and promote their strange ideas.

10. Emphasis on Sensationalism: Pseudo-historical works may put more emphasis on sensationalism than academic rigour to pique public interest rather than offer a fair and thorough account of the history.

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Legal and Institutional Responsibility

Public opinion is the heart of democracy. It should not be affected by any misinformation or disinformation. Vested interests cannot be allowed to sabotage this public opinion. Specifically, when it concerns academia, it cannot be shared unverified without any fact-checking. Such unverified claims can be called out, and action can be taken only if the authorities take over the charge. In India, the Indian Council of Historical Research (ICHR) regulates the historical academia. As per the official website, their stated aim is to “take all such measures as may be found necessary from time to time to promote historical research and its utilisation in the country,”. However, it is now essential to modernise the functioning of the ICHR to meet the demands of the digital era. Concerned authorities can run campaigns and awareness programmes to question the validity and research of such misinformative posts. Just as there are fact-checking mechanisms for news, there must also be an institutional push to fact-check and regulate historical content online. The following measures can be taken by authorities to strike down such misinformation online: 

1. Launch a nationwide awareness campaign about historical misinformation.
2. Work with scholars, historians, and digital platforms to promote verified content.
3. Encourage social media platforms to introduce fact-check labels for historical posts.
4. Consider legal frameworks that penalise the deliberate spread of false historical narratives.

History is part of our national heritage, and preserving its accuracy is a matter of public interest. Misinformation and pseudo-history are a combination that misleads the public and weakens the foundation of shared cultural identity. In this digital era, false narratives spread rapidly, and it is important to promote critical thinking, encourage responsible academic work, and ensure that the public has access to accurate and well-researched historical information. Protecting the integrity of history is not just the work of historians — it is a collective responsibility that serves the future of our democracy.

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References:

1. https://kuey.net/index.php/kuey/article/view/4091 
2. https://www.drishtiias.com/daily-news-editorials/social-media-and-the-menace-of-false-information 

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Introduction

In a groundbreaking move, India's Reserve Bank has embarked on a transformative journey with its Central Bank Digital Currency (CBDC) project. As the world grapples with the evolving landscape of digital finance, the implications of India's CBDC initiative extend beyond its borders, potentially reshaping global payment systems. The Union Minister of State for Finance, Shri Pankaj Chaudhary, revealed that on October 7, 2022, the Reserve Bank of India released a proposal note on Central Bank Digital Currency (CBDC). Two pilot projects using blockchain-based technology are described in the concept note: Digital Rupee-Wholesale (e₹-W) and Digital Rupee-Retail (e₹-R). Launched on November 1, 2022, the bulk trading pilot aims to increase intermediary competitiveness, particularly in the resolution of trades in the secondary market involving sovereign debt. In parallel, on December 1, 2022, the retail banking pilot, known as e₹-R, got underway in a limited user group with eight banks taking part in stages.

The digital asset known as e₳-R is issued across financial institutions for Person-to-Person (P2P) and Person-to-Merchant (P2M) transactions. It is intended to serve as a virtual currency that represents legal money and exhibits characteristics similar to actual cash. Based on input gathered during the continuing trial phases, the RBI intends to progressively broaden the pilot project's scope.

Central Bank Digital Currency Pilot Projects

Central Bank Digital Currency (CBDC), which the Central Bank of India is promoting, may easily perform an essential part in payments made across borders, according to Reserve Bank Governor Shaktikanta Das. The CBDC is going to be expanded to the international financial markets after being implemented as a trial in both the retail and wholesale industries.

CBDC in International Payments

He emphasized that although physical currency will still exist, the CBDC will eventually replace all forms of money worldwide.  

"CBDC is going to be the future currency of the world and it is necessary that every central bank, every country works on CBDC," he stated. He also stated that as worldwide commerce moves more and more around science and technology, CBDCs will play a significant role since they can effectively and affordably speed up payment processing across different countries. Regarding India's foreign exchange reserves, the governor stated that the selection to increase the resources as a safety net and protection versus contagion possibilities was made consciously.

CBDCs' Place in the Transnational Economic Revolution

In certain economies worldwide, having a CBDC internationally accessible could lead to more replacements for foreign currencies rather than the home currencies, which could cause financial aggregates to become volatile and change the mix of instruments of exchange.

CBDC may have benefits related to first-mover savings of scale, and other consequences even in everyday circumstances. If nations with global currencies have established CBDCs, they could strengthen current advantages and disadvantages, including consequences, particularly in terms of revenue. In a similar vein, CBDC might alter the structure of international liquidity while safeguarding asset supply. Additionally, and particularly if imposed abruptly, CBDC may, in certain circumstances, result in significant capital movements and associated repercussions on the foreign exchange rate as well as additional asset prices. Furthermore, nations may encounter difficulties in getting ready for virtual currencies issued by central banks.

The worldwide and international scope of CBDCs accessible to immigrants may become particularly apparent in situations where there is a widespread flight safety concern. In these circumstances, converting a CBDC into a foreign currency would make it possible for capital markets to deleverage more quickly. The elimination of debt challenges could show up as tight finance constraints and abrupt swings in foreign exchange markets if CBDCS expedited its flight from uncertainty.

Deposits of Foreign Exchange and Self-Dependency

Reserve Bank Governor Shaktikanta Das stated "We must rely on ourselves. We must maintain our robust reserves. In order to achieve that goal, we have been amassing quite substantial reserves, and the outside world has come to feel quite confident that India would be able to fulfil its contractual responsibilities to the international community no matter what the obstacles," 

Involvement of RBI in the Currency Market

Given that the trading community was confident that the Reserve Bank of India would be capable of and able to fulfil its contractual responsibilities, the value of the Indian rupee did not decline as dramatically. The RBI governor stated that the RBI does participate in the economy, but that "our engagement operates in two ways," he would not hesitate to acknowledge this.

The Value of Macroeconomic and Budgetary Cooperation

According to RBI Governor Das, the RBI makes purchases and sales of dollars based on the direction in which the financial sector is trending. However, the RBI does not intend to set a certain level for the rupee because it does not consider any specific threshold for the Indian rupee's conversion rate against the US dollar. He also emphasized how crucial it is for both the financial and monetary authorities to work together.

Conclusion

India's CBDC project signals a transformative shift in the global digital finance landscape. Governor Shaktikanta Das envisions CBDCs as the future global currency, emphasizing their role in international payments. The potential impact on financial systems, cross-border transactions, and the need for self-reliance underscore the significance of India's CBDC initiative in shaping the evolving dynamics of the digital economy. As the project progresses, close cooperation between financial and monetary authorities becomes imperative for navigating the challenges and opportunities associated with this groundbreaking venture.

References

• https://economictimes.indiatimes.com/news/economy/policy/central-bank-digital-currency-can-play-important-role-in-cross-border-payment-rbi-guv/articleshow/104706717.cms
• https://www.bis.org/cpmi/publ/d174.pdf
• https://bfsi.economictimes.indiatimes.com/news/fintech/explained-how-rbi-is-leveraging-upi-to-push-the-use-of-retail-cbdc/103591989
• https://www.imf.org/en/News/Articles/2022/02/09/sp020922-the-future-of-money-gearing-up-for-central-bank-digital-currency
• https://www.business-standard.com/economy/news/cbdc-pilot-projects-show-promising-results-rbi-governor-shaktikanta-das-123102601171_1.html