#FactCheck - Viral Claim of Highway in J&K Proven Misleading
Executive Summary:
A viral post on social media shared with misleading captions about a National Highway being built with large bridges over a mountainside in Jammu and Kashmir. However, the investigation of the claim shows that the bridge is from China. Thus the video is false and misleading.
Claim:
A video circulating of National Highway 14 construction being built on the mountain side in Jammu and Kashmir.
Fact Check:
Upon receiving the image, Reverse Image Search was carried out, an image of an under-construction road, falsely linked to Jammu and Kashmir has been proven inaccurate. After investigating we confirmed the road is from a different location that is G6911 Ankang-Laifeng Expressway in China, highlighting the need to verify information before sharing.
Conclusion:
The viral claim mentioning under-construction Highway from Jammu and Kashmir is false. The post is actually from China and not J&K. Misinformation like this can mislead the public. Before sharing viral posts, take a brief moment to verify the facts. This highlights the importance of verifying information and relying on credible sources to combat the spread of false claims.
- Claim: Under-Construction Road Falsely Linked to Jammu and Kashmir
- Claimed On: Instagram and X (Formerly Known As Twitter)
- Fact Check: False and Misleading
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Introduction
India’s digital growth journey has been moving at a tremendous pace. According to MeitY’s report, India’s digital economy is expected to rise to US$ 500 billion by 2025, up from US$ 200 billion in 2019. The digitisation drive that we are experiencing is likely to foster and boost a favourable business environment that will attract rapid investment and augment economic growth across sectors. This will, in turn, compel businesses to adopt digital platforms as solutions to meet customer expectations. Due to accelerated digitisation, cyber risks often deter business growth. Cybercrimes are becoming more rampant and complex and the costs associated with such breaches are not only increasing but also becoming more systemic.
Development of the Cyber Insurance Landscape
Digitization of businesses started in the 1980s with the use of mainframes. Personal computers entered the game and further modified the landscape from the 2000s along with LANs, the internet and the dot-com boom of the 2000s. In the late 1990s, cyber-insurance was developed as a risk management tool to ensure information security. Coverage was limited, and clients included SMEs in need of insurance to qualify for tenders, or community banks too small to hedge the risks of their online banking operations. The first cyber insurance policy was written in 1997 through AIG, against hacking as a third-party liability policy.
The current trends in the cyber insurance space are focused on the prevention of cyber risks, which by nature are hard to outline and constantly evolving. The result is that the buyers have limited clarity on the types of cyber risks covered under cyber insurance, and even lesser visibility on the scope and amount of optimum coverage. Unfamiliarity with the claim procedure and resolutions, ambiguous claim thresholds during settlements, and confusion around exclusions and coverage of regulatory fines and penalties under a purchased scheme further discourage potential buyers from seriously investing in cyber insurance products.
Key Factors in Cyber Insurance Evolution and Its Role in Risk Management
The cyber insurance market in India has three key influencing factors, namely the speed of achieving digital maturity, government initiatives to digitise and enforce stringent cyber laws, and the evolving landscape with technology giants and MNCs entering the cyber insurance domain. The latter are the catalyst for intensifying competition in this market.
Advancements in technology in terms of AI, machine learning, big data, robotics, blockchain, augmented and virtual reality, and IoT are expected to reshape the insurance industry and help reach untapped audiences in a more digital-forward manner. With the absence of a standard cyber insurance policy, regulators need to take the following variables into consideration while developing cyber insurance policies: the risk insured against, the scope of the loss covered and the limits/ sub-limits.
Challenges
With the complexity of cyber risks increasing exponentially the challenges to counter the same are growing too which is leading to gaps in the coverage offered for cyber threats. Resultantly, the compliance regulations are dependent on the risks which exist and cyber threat actors adopt new technologies faster and exploit them to their benefit. A lack of historical data and predictability in future cyber risks, the possibility of large overwhelming loss events, uncertainties among market participants about what is specifically covered under such policies, and legal battles over fundamental issues are some of the challenges identified.
Future Outlook/ Recommendations
India's cyber infrastructure requires a multi-faceted approach that involves collaboration between government, industry, and academia should be developed. Some recommendations are:
- Risk assessments should be a general practice and the cyber insurance policies should be simplified, clearing the mismatch between the premium paid and insurance coverage and there should be standard verbosity across cyber policy language.
- Promoting R&D tailored to India focused on education programs that have public-private partnerships and global collaborations to share threat intelligence, best practices, and expertise in critical infrastructure protection.
- Cyber insurance can also be promoted as compliance with the DPDP Act, which would lead to better development of cyber infrastructure and cyber hygiene practices.
- Regular updates to cyber insurance policies to ensure relevance and effectiveness. Insurers could create and offer holistic cyber insurance risk management plans.
Conclusion
According to a report by Deloitte in 2023, the cyber insurance market in India is expected to grow by 27-30 per cent in the coming years and it is currently valued at USD 50-60 million, while maintaining a steady 27-30 per cent CAGR in the past three years. The Indian cyber infrastructure’s nature is challenging, however, it offers opportunities for growth, innovation, and collaboration. A proactive approach, supported by robust policies, advanced technologies, and skilled professionals, will be essential to building a resilient cyber infrastructure capable of withstanding evolving threats.
Reference
- https://www2.deloitte.com/content/dam/Deloitte/nl/Documents/financial-services/deloitte-nl-fsi-demystifying-cyber-insurance-coverage-report.pdf
- https://www.dnaindia.com/business/report-what-s-cyber-liablity-insurance-and-why-you-may-need-it-2136556
- https://economictimes.indiatimes.com/industry/banking/finance/insure/cyber-insurance-gains-momentum-in-india-set-to-witness-exponential-growth-deloitte/articleshow/104189297.cms?from=mdr
Executive Summary:
A viral video claiming to show Israelis pleading with Iran to "stop the war" is not authentic. As per our research the footage is AI-generated, created using tools like Google’s Veo, and not evidence of a real protest. The video features unnatural visuals and errors typical of AI fabrication. It is part of a broader wave of misinformation surrounding the Israel-Iran conflict, where AI-generated content is widely used to manipulate public opinion. This incident underscores the growing challenge of distinguishing real events from digital fabrications in global conflicts and highlights the importance of media literacy and fact-checking.
Claim:
A X verified user with the handle "Iran, stop the war, we are sorry" posted a video featuring people holding placards and the Israeli flag. The caption suggests that Israeli citizens are calling for peace and expressing remorse, stating, "Stop the war with Iran! We apologize! The people of Israel want peace." The user further claims that Israel, having allegedly initiated the conflict by attacking Iran, is now seeking reconciliation.
Fact Check:
The bottom-right corner of the video displays a "VEO" watermark, suggesting it was generated using Google's AI tool, VEO 3. The video exhibits several noticeable inconsistencies such as robotic, unnatural speech, a lack of human gestures, and unclear text on the placards. Additionally, in one frame, a person wearing a blue T-shirt is seen holding nothing, while in the next frame, an Israeli flag suddenly appears in their hand, indicating possible AI-generated glitches.
We further analyzed the video using the AI detection tool HIVE Moderation, which revealed a 99% probability that the video was generated using artificial intelligence technology. To validate this finding, we examined a keyframe from the video separately, which showed an even higher likelihood of 99% probability of being AI generated. These results strongly indicate that the video is not authentic and was most likely created using advanced AI tools.
Conclusion:
The video is highly likely to be AI-generated, as indicated by the VEO watermark, visual inconsistencies, and a 99% probability from HIVE Moderation. This highlights the importance of verifying content before sharing, as misleading AI-generated media can easily spread false narratives.
- Claim: AI generated video of Israelis saying "Stop the War, Iran We are Sorry".
- Claimed On: Social Media
- Fact Check:AI Generated Mislead
Executive Summary:
A viral online image claims to show Arvind Kejriwal, Chief Minister of Delhi, welcoming Elon Musk during his visit to India to discuss Delhi’s administrative policies. However, the CyberPeace Research Team has confirmed that the image is a deep fake, created using AI technology. The assertion that Elon Musk visited India to discuss Delhi’s administrative policies is false and misleading.
Claim
A viral image claims that Arvind Kejriwal welcomed Elon Musk during his visit to India to discuss Delhi’s administrative policies.
Fact Check:
Upon receiving the viral posts, we conducted a reverse image search using InVid Reverse Image searching tool. The search traced the image back to different unrelated sources featuring both Arvind Kejriwal and Elon Musk, but none of the sources depicted them together or involved any such event. The viral image displayed visible inconsistencies, such as lighting disparities and unnatural blending, which prompted further investigation.
Using advanced AI detection tools like TrueMedia.org and Hive AI Detection tool, we analyzed the image. The analysis confirmed with 97.5% confidence that the image was a deepfake. The tools identified “substantial evidence of manipulation,” particularly in the merging of facial features and the alignment of clothes and background, which were artificially generated.
Moreover, a review of official statements and credible reports revealed no record of Elon Musk visiting India to discuss Delhi’s administrative policies. Neither Arvind Kejriwal’s office nor Tesla or SpaceX made any announcement regarding such an event, further debunking the viral claim.
Conclusion:
The viral image claiming that Arvind Kejriwal welcomed Elon Musk during his visit to India to discuss Delhi’s administrative policies is a deep fake. Tools like Reverse Image search and AI detection confirm the image’s manipulation through AI technology. Additionally, there is no supporting evidence from any credible sources. The CyberPeace Research Team confirms the claim is false and misleading.
- Claim: Arvind Kejriwal welcomed Elon Musk to India to discuss Delhi’s administrative policies, viral on social media.
- Claimed on: Facebook and X(Formerly Twitter)
- Fact Check: False & Misleading
