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Introduction

In 2022, Oxfam’s India Inequality report revealed the worsening digital divide, highlighting that only 38% of households in the country are digitally literate. Further, only 31% of the rural population uses the internet, as compared to 67% of the urban population. Over time, with the increasing awareness about the importance of digital privacy globally, the definition of digital divide has translated into a digital privacy divide, whereby different levels of privacy are afforded to different sections of society. This further promotes social inequalities and impedes access to fundamental rights.

Digital Privacy Divide: A by-product of the digital divide

The digital divide has evolved into a multi-level issue from its earlier interpretations; level I implies the lack of physical access to technologies, level II refers to the lack of digital literacy and skills and recently, level III relates to the impacts of digital access. Digital Privacy Divide (DPD) refers to the various gaps in digital privacy protection provided to users based on their socio-demographic patterns. It forms a subset of the digital divide, which involves uneven distribution, access and usage of information and communication technology (ICTs). Typically, DPD exists when ICT users receive distinct levels of digital privacy protection. As such, it forms a part of the conversation on digital inequality. 

Contrary to popular perceptions, DPD, which is based on notions of privacy, is not always based on ideas of  individualism and collectivism and may constitute internal and external factors at the national level. A study on the impacts of DPD conducted in the U.S., India, Bangladesh and Germany highlighted that respondents in Germany and Bangladesh expressed more concerns about their privacy compared to respondents in the U.S. and India. This suggests that despite the U.S. having a strong tradition of individualistic rights, that is reflected in internal regulatory frameworks such as the Fourth Amendment, the topic of data privacy has not garnered enough interest from the population. Most individuals consider forgoing the right to privacy as a necessary evil to access many services, and schemes and to stay abreast with technological advances. Research shows that 62%- 63% of Americans believe that companies and the government collecting data have become an inescapable necessary evil in modern life. Additionally, 81% believe that they have very little control over what data companies collect and about 81% of Americans believe that the risk of data collection outweighs the benefits. Similarly, in Japan, data privacy is thought to be an adopted concept emerging from international pressure to regulate, rather than as an ascribed right, since collectivism and collective decision-making are more valued in Japan, positioning the concept of privacy as subjective, timeserving and an idea imported from the West.

Regardless, inequality in privacy preservation often reinforces social inequality. Practices like surveillance that are geared towards a specific group highlight that marginalised communities are more likely to have less data privacy. As an example, migrants, labourers, persons with a conviction history and marginalised racial groups are often subject to extremely invasive surveillance under suspicions of posing threats and are thus forced to flee their place of birth or residence. This also highlights the fact that focus on DPD is not limited to those who lack data privacy but also to those who have (either by design or by force) excess privacy. While on one end, excessive surveillance, carried out by both governments and private entities, forces immigrants to wait in deportation centres during the pendency of their case, the other end of the privacy extreme hosts a vast number of undocumented individuals who avoid government contact for fear of deportation, despite noting high rates of crime victimization.

DPD is also noted among groups with differential knowledge and skills in cyber security. For example, in India, data privacy laws mandate that information be provided on order of a court or any enforcement agency. However, individuals with knowledge of advanced encryption are adopting communication channels that have encryption protocols that the provider cannot control (and resultantly able to exercise their right to privacy more effectively),  in contrast with individuals who have little knowledge of encryption, implying a security as well as an intellectual divide. While several options for secure communication exist, like Pretty Good Privacy, which enables encrypted emailing, they are complex and not easy to use in addition to having negative reputations, like the Tor Browser. Cost considerations also are a major factor in propelling DPD since users who cannot afford devices like those by Apple, which have privacy by default, are forced to opt for devices that have relatively poor in-built encryption. 

Children remain the most vulnerable group. During the pandemic, it was noted that only 24% of Indian households had internet facilities to access e-education and several reported needing to access free internet outside of their homes. These public networks are known for their lack of security and privacy, as traffic can be monitored by the hotspot operator or others on the network if proper encryption measures are not in place. Elsewhere, students without access to devices for remote learning have limited alternatives and are often forced to rely on Chromebooks and associated Google services. In response to this issue, Google provided free Chromebooks and mobile hotspots to students in need during the pandemic, aiming to address the digital divide. However, in 2024, New Mexico was reported to be suing Google for allegedly collecting children’s data through its educational products provided to the state's schools, claiming that it tracks students' activities on their personal devices outside of the classroom. It signified the problems in ensuring the privacy of lower-income students while accessing basic education.

Policy Recommendations

Digital literacy is one of the critical components in bridging the DPD. It enables individuals to gain skills, which in turn effectively addresses privacy violations. Studies show that low-income users remain less confident in their ability to manage their privacy settings as compared to high-income individuals. Thus, emphasis should be placed not only on educating on technology usage but also on privacy practices since it aims to improve people’s Internet skills and take informed control of their digital identities.

In the U.S., scholars have noted the role of libraries and librarians in safeguarding intellectual privacy. The Library Freedom Project, for example, has sought to ensure that the skills and knowledge required to ensure internet freedoms are available to all. The Project channelled one of the core values of the library profession i.e. intellectual freedom, literacy, equity of access to recorded knowledge and information, privacy and democracy. As a result, the Project successfully conducted workshops on internet privacy for the public and also openly objected to the Department of Homeland Security’s attempts to shut down the use of encryption technologies in libraries. The International Federation of Library Association adopted a Statement of Privacy in the Library Environment in 2015 that specified “when libraries and information services provide access to resources, services or technologies that may compromise users’ privacy, libraries should encourage users to be aware of the implications and provide guidance in data protection and privacy.” The above should be used as an indicative case study for setting up similar protocols in inclusive public institutions like Anganwadis, local libraries, skill development centres and non-government/non-profit organisations in India, where free education is disseminated. The workshops conducted must inculcate two critical aspects; firstly, enhancing the know-how of using public digital infrastructure and popular technologies (thereby de-alienating technology) and secondly, shifting the viewpoint of privacy as a right an individual has and not something that they own.

However, digital literacy should not be wholly relied on, since it shifts the responsibility of privacy protection to the individual, who may not either be aware or cannot be controlled. Data literacy also does not address the larger issue of data brokers, consumer profiling, surveillance etc. Resultantly, an obligation on companies to provide simplified privacy summaries, in addition to creating accessible, easy-to-use technical products and privacy tools,  should be necessitated. Most notable legislations address this problem by mandating notices and consent for collecting personal data of users, despite slow enforcement. However, the Digital Personal Data Protection Act 2023 in India aims to address DPD by not only mandating valid consent but also ensuring that privacy policies remain accessible in local languages, given the diversity of the population.

References

• https://idronline.org/article/inequality/indias-digital-divide-from-bad-to-worse/ 
• https://arxiv.org/pdf/2110.02669 
• https://arxiv.org/pdf/2201.07936#:~:text=The%20DPD%20index%20is%20a,(33%20years%20and%20over). 
• https://www.pewresearch.org/internet/2019/11/15/americans-and-privacy-concerned-confused-and-feeling-lack-of-control-over-their-personal-information/ 
• https://eprints.lse.ac.uk/67203/1/Internet%20freedom%20for%20all%20Public%20libraries%20have%20to%20get%20serious%20about%20tackling%20the%20digital%20privacy%20divi.pdf 
• /https://openscholarship.wustl.edu/cgi/viewcontent.cgi?article=6265&context=law_lawreview 
• https://eprints.lse.ac.uk/67203/1/Internet%20freedom%20for%20all%20Public%20libraries%20have%20to%20get%20serious%20about%20tackling%20the%20digital%20privacy%20divi.pdf 
• https://bosniaca.nub.ba/index.php/bosniaca/article/view/488/pdf 
• https://www.hindustantimes.com/education/just-24-of-indian-households-have-internet-facility-to-access-e-education-unicef/story-a1g7DqjP6lJRSh6D6yLJjL.html 
• https://www.forbes.com/councils/forbestechcouncil/2021/05/05/the-pandemic-has-unmasked-the-digital-privacy-divide/ 
• https://www.meity.gov.in/writereaddata/files/Digital%20Personal%20Data%20Protection%20Act%202023.pdf 
• https://www.isc.meiji.ac.jp/~ethicj/Privacy%20protection%20in%20Japan.pdf 
• https://socialchangenyu.com/review/the-surveillance-gap-the-harms-of-extreme-privacy-and-data-marginalization/ 

Executive Summary:

Recently, CyberPeace faced a case involving a fraudulent Android application imitating the Punjab National Bank (PNB). The victim was tricked into downloading an APK file named "PNB.apk" via WhatsApp. After the victim installed the apk file, it resulted in unauthorized multiple transactions on multiple credit cards.

Case Study: The Attack: Social Engineering Meets Malware

The incident started when the victim clicked on a Facebook ad for a PNB credit card. After submitting basic personal information, the victim receives a WhatsApp call from a profile displaying the PNB logo. The attacker, posing as a bank representative, fakes the benefits and features of the Credit Card and convinces the victim to install an application named PNB.apk.  The so called bank representative sent the app through WhatsApp, claiming it would expedite the credit card application. The application was installed in the mobile device as a customer care application. It asks for permissions such as  to send or view SMS messages. The application opens only if the user provides this permission. 

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It extracts the credit card details from the user such as Full Name, Mobile Number, complain, on further pages irrespective of  Refund, Pay or Other. On further processing, it asks for other information such as credit card number, expiry date and cvv number. 

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Now the scammer has access to all the details of the credit card information, access to read or view the sms to intercept OTPs. 

The victim, thinking they were securely navigating the official PNB website, was unaware that the malware was granting the hacker remote access to their phone. This led to ₹4 lakhs worth of 11 unauthorized transactions across three credit cards.

The Investigation & Analysis:

Upon receiving the case through CyberPeace helpline, the CyberPeace Research Team acted swiftly to neutralize the threat and secure the victim’s device. Using a secure remote access tool, we gained control of the phone with the victim’s consent. Our first step was identifying and removing the malicious "PNB.apk" file, ensuring no residual malware was left behind. 

Next, we implemented crucial cyber hygiene practices:

1. Revoking unnecessary permissions – to prevent further unauthorized access.
2. Running antivirus scans – to detect any remaining threats.
3. Clearing sensitive data caches – to remove stored credentials and tokens.

The CyberPeace Helpline team assisted the victim to report the fraud to the National Cybercrime Portal and helpline (1930) and promptly blocked the compromised credit cards.

The technical analysis for the app was taken ahead and by using the md5 hash file id. This app was marked as malware in virustotal and it has all the permissions such as Send/Receive/Read SMS, System Alert Window.  

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In the similar way, we have found another application in the name of “Axis Bank” which is circulated through whatsapp which is having similar permission access and the details found in virus total are as follows:

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Recommendations:

This case study implies the increasingly sophisticated methods used by cybercriminals, blending social engineering with advanced malware. Key lessons include:

• Be vigilant when downloading the applications, even if they appear to be from legitimate sources. It is advised to install any application after checking through an application store and not through any social media. 
• Always review app permissions before granting access.
• Verify the identity of anyone claiming to represent financial institutions.
• Use remote access tools responsibly for effective intervention during a cyber incident.

By acting quickly and following the proper protocols, we successfully secured the victim’s device and prevented further financial loss.

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Executive Summary:

Apple has quickly responded to two severe zero-day threats, CVE-2024-44308 and CVE-2024-44309 in iOS, macOS, visionOS, and Safari. These defects, actively used in more focused attacks presumably by state actors, allow for code execution and cross-site scripting (XSS). In a report shared by Google’s Threat Analysis Group, the existing gaps prove that modern attacks are highly developed. Apple’s mitigation comprises memory management, especially state management to strengthen device security. Users are encouraged to update their devices as soon as possible, turn on automatic updates and be careful in the internet space to avoid these new threats.

Introduction

Apple has proved its devotion to the security issue releasing the updates fixing two zero-day bugs actively exploited by hackers. The bugs, with the IDs CVE-2024-44308 and CVE-2024-44309, are dangerous and can lead to code execution and cross-site scripting attacks. The vulnerabilities have been employed in attack and the significance of quick patch release for the safety of the users.

Vulnerabilities in Detail

The discovery of vulnerabilities (CVE-2024-44308, CVE-2024-44309) is credited to Clément Lecigne and Benoît Sevens of Google's Threat Analysis Group (TAG). These vulnerabilities were found in JavaScriptCore and WebKit, integral components of Apple’s web rendering framework. The details of these vulnerabilities are mentioned below:

CVE-2024-44308

• Severity: High (CVSS score: 8.8)
• Description: A flaw in the JavaScriptCore component of WebKit. Malicious web content could cause code to be executed on the target system and make the system vulnerable to the full control of the attacker.
• Technical Finding: This vulnerability involves bad handling of memory in the course of executing JavaScript, allowing the use of injected payloads remotely by the attackers.

CVE-2024-44309

• Severity: Moderate (CVSS score: 6.1)
• Description: A cookie management flaw in WebKit which might result in cross site scripting (XSS). This vulnerability enables the attackers to embed unauthorized scripts into genuine websites and endanger the privacy of users as well as their identities.
• Technical Finding: This issue arises because of wrong handling of cookies at the state level while processing the maliciously crafted web content and provides an unauthorized route to session data.

Affected Systems

These vulnerabilities impact a wide range of Apple devices and software versions:

• iOS 18.1.1 and iPadOS 18.1.1: For devices including iPhone XS and later, iPad Pro (13-inch), and iPad mini 5th generation onwards.
• iOS 17.7.2 and iPadOS 17.7.2: Supports earlier models such as iPad Pro (10.5-inch) and iPad Air 3rd generation.
• macOS Sequoia 15.1.1: Specifically targets systems running macOS Sequoia.
• visionOS 2.1.1: Exclusively for Apple Vision Pro.
• Safari 18.1.1: For Macs running macOS Ventura and Sonoma.

Apple's Mitigation Approach

Apple has implemented the following fixes:

• CVE-2024-44308: Enhanced input validation and robust memory checks to prevent arbitrary code execution.
• CVE-2024-44309: Improved state management to eliminate cookie mismanagement vulnerabilities.

These measures ensure stronger protection against exploitation and bolster the underlying security architecture of affected components.

Broader Implications

The exploitation of these zero-days highlights the evolving nature of threat landscapes:

• Increasing Sophistication: Attackers are refining techniques to target niche vulnerabilities, bypassing traditional defenses.
• Spyware Concerns: These flaws align with the modus operandi of spyware tools, potentially impacting privacy and national security.
• Call for Timely Updates: Users delaying updates inadvertently increase their risk exposure

Technical Recommendations for Users

To mitigate potential risks:

1. Update Devices Promptly: Install the latest patches for iOS, macOS, visionOS, and Safari.
2. Enable Automatic Updates: Ensures timely application of future patches.
3. Restrict WebKit Access: Avoid visiting untrusted websites until updates are installed.
4. Monitor System Behavior: Look for anomalies that could indicate exploitation.

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Conclusion

The exploitation of CVE-2024-44308 and CVE-2024-44309 targeting Apple devices highlight the importance of timely software updates to protect users from potential exploitation. The swift action of Apple by providing immediate improved checks, state management and security patches. Users are therefore encouraged to install updates as soon as possible to guard against these zero day flaws.

References:

• https://support.apple.com/en-us/121752
• https://cve.mitre.org/cgi-bin/cvename.cgi?name=CVE-2024-44308
• https://securityonline.info/cve-2024-44308-and-cve-2024-44309-apple-addresses-zero-day-vulnerabilities/ 

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