#FactCheck - Bangladeshi Migrant’s Arrest Misrepresented as Indian in Viral Video!

Introduction

On May 21st, 2025, the Department of Telecommunications (DoT) launched the Financial Risk Indicator (FRI) feature, marking an important step towards safeguarding mobile phone users from the risks of financial fraud. This was developed as a part of the Digital Intelligence Platform (DIP), which facilitates coordination between stakeholders to curb the misuse of telecom services for conducting cyber crimes.

What is the Financial Risk Indicator (FRI)?

The FRI is a risk-based metric feature that categorises phone numbers into risk, medium risk, and high risk based on their association with financial fraud in the past. The data pool enabling this intelligence sharing includes the Digital Intelligence Unit (DIU) of the DoT, which engages and sends a list of Mobile Numbers that were disconnected (Mobile Number Revocation List - MNRL) to the following stakeholders, creating a network of checks and balances. They are:

1. Intelligence from Non-Banking Finance Companies, and UPI (Unified Payment Interface) gateways.
2. The Chakshu facility- a feature on the Sanchar Saathi portal that enables users to report suspected fraudulent communication (Calls, SMS, WhatsApp messages), which has also been roped in.
3. Complaints from the National Cybercrime Reporting Portal (NCRP) through the I4C (Indian Cyber Coordination Center).

Some other initiatives taken up concerning securing against digital financial fraud are the Citizen Financial Cyber Fraud Reporting and Management System, the International Incoming Spoofed Calls Prevention System, among others.

A United Stance

The ease of payment and increasing digitisation might have enabled the increasing usage of UPI platforms. However, post-adoption, the responsibility of securing the digital payments infrastructure becomes essential. As per a report by CNBC TV18, UPI fraud cases surged by 85% in FY24. The number of incidents have increased from 7.25 lakh in FY23 to 13.42 lakh in FY24. These cases involved a total value of ₹1,087 crore, compared to ₹573 crore in the previous year, and the number continues to increase. 

Nevertheless, UPI platforms are taking their own initiative to combat such crimes. PhonePe, one of the most used digital payment interface as of January 2025 (Statista) has already incorporated the FRI into its PhonePe Protect feature; this blocks transactions with high-risk numbers and issues a warning prior to engaging with numbers that are categorised to be of medium risk. 

CyberPeace Insights

The launch of a feature addressing the growing threat of financial fraud is crucial for creating a network of stakeholders to coordinate with law enforcement to better track and prevent crimes. Publicity of these measures will raise public awareness and keep end-users informed. A secure infrastructure for digital payments is necessary in this age, with a robust base mechanism that can adapt to both current and future threats.

References

• https://www.thehawk.in/news/economy-and-business/centre-launches-financial-fraud-risk-indicator-to-safeguard-mobile-users
• https://telanganatoday.com/government-launches-financial-fraud-risk-indicator-to-safeguard-mobile-users
• https://www.pib.gov.in/PressReleasePage.aspx?PRID=2130249#:~:text=What%20is%20the%20%E2%80%9CFinancial%20Fraud,High%20risk%20of%20financial%20fraud
• https://www.business-standard.com/industry/news/dot-launches-financial-fraud-risk-indicator-to-aid-cybercrime-detection-125052101912_1.html 
• https://www.cnbctv18.com/business/finance/upi-fraud-cases-rise-85-pc-in-fy24-increase-parliament-reply-data-19514295.htm
• https://www.statista.com/statistics/1034443/india-upi-usage-by-platform/#:~:text=In%20January%202025%2C%20PhonePe%20held%20the%20highest,key%20drivers%20of%20UPI%20adoption%20in%20India
• https://telecom.economictimes.indiatimes.com/amp/news/policy/centre-notifies-draft-rules-for-delicensing-lower-6-ghz-band/121260887?nt

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Introduction

With the advent of the internet, the world revealed the promise of boundless connection and the ability to bridge vast distances with a single click. However, as we wade through the complex layers of the digital age, we find ourselves facing a paradoxical realm where anonymity offers both liberation and a potential for unforeseen dangers. Omegle, a chat and video messaging platform, epitomizes this modern conundrum. Launched over a decade ago in 2009, it has burgeoned into a popular avenue for digital interaction, especially amidst the heightened need for human connection spurred by the COVID-19 pandemic's social distancing requirements. Yet, this seemingly benign tool of camaraderie, tragically, doubles as a contemporary incarnation of Pandora's box, unleashing untold risks upon the online privacy and security landscape. Omegle shuts down its operations permanently after 14 years of its service.

The Rise of Omegle 

The foundations of this nebulous virtual dominion can be traced back to the very architecture of Omegle. Introduced to the world as a simple, anonymous chat service, Omegle has since evolved, encapsulating the essence of unpredictable human interaction. Users enter this digital arena, often with the innocent desire to alleviate the pangs of isolation or simply to satiate curiosity; yet they remain blissfully unaware of the potential cybersecurity maelstrom that awaits them.

As we commence a thorough inquiry into the psyche of Omegle's vast user base, we observe a digital diaspora with staggering figures. The platform, in May 2022, counted 51.7 million unique visitors, a testament to its sprawling reach across the globe. Delve a bit deeper, and you will uncover that approximately 29.89% of these digital nomads originate from the United States. Others, in varying percentages, flock from India, the Philippines, the United Kingdom, and Germany, revealing a vast, intricate mosaic of international engagement.

Such statistics beguile the uninformed observer with the lie of demographic diversity. Yet we must proceed with caution, for while the platform boasts an impressive 63.91% male patronage, we cannot overlook the notable surge in female participation, which has climbed to 36.09% during the pandemic era. More alarming still is the revelation, borne out of a BBC investigation in February 2021, that children as young as seven have trespassed into Omegle's adult sections—a section purportedly guarded by a minimum age limit of thirteen. How we must ask, has underage presence burgeoned on this platform? A sobering pointer finger towards the platform's inadvertent marketing on TikTok, where youthful influencers, with abandon, promote their Omegle exploits under the #omegle hashtag.

The Omegle Allure

Omegle's allure is further compounded by its array of chat opportunities. It flaunts an adult section awash with explicit content, a moderated chat section that, despite the platform's own admissions, remains imperfectly patrolled, and an unmoderated section, its entry pasted with forewarnings of an 18+ audience. Beyond these lies the college chat option, a seemingly exclusive territory that only admits individuals armed with a verified '.edu' email address.

The effervescent charm of Omegle's interface, however, belies its underlying treacheries. Herein lies a digital wilderness where online predators and nefarious entities prowl, emboldened by the absence of requisite registration protocols. No email address, no unique identifier—pestilence to any notion of accountability or safeguarding. Within this unchecked reality, the young and unwary stand vulnerable, a hapless game for exploitation. 

Threat to Users 

Venture even further into Omegle's data fiefdom, and the spectre of compromise looms larger. Users, particularly the youth, risk exposure to unsuitable content, and their naivety might lead to the inadvertent divulgence of personal information. Skulking behind the facade of connection, opportunities abound for coercion, blackmail, and stalking—perils rendered more potent as every video exchange and text can be captured, and recorded by an unseen adversary. The platform acts as a quasi-familiar confidante, all the while harvesting chat logs, cookies, IP addresses, and even sensory data, which, instead of being ephemeral, endure within Omegle's databases, readily handed to law enforcement and partnered entities under the guise of due diligence.

How to Combat the threat 

In mitigating these online gorgons, a multi-faceted approach is necessary. To thwart incursion into your digital footprint, adults, seeking the thrills of Omegle's roulette, would do well to cloak their activities with a Virtual Private Network (VPN), diligently pore over the privacy policy, deploy robust cybersecurity tools, and maintain an iron-clad reticence on personal disclosures. For children, the recommendation gravitates towards outright avoidance. There, a constellation of parental control mechanisms await the vigilant guardian, ready to shield their progeny from the internet's darker alcoves.

Conclusion 

In the final analysis, Omegle emerges as a microcosm of the greater web—a vast, paradoxical construct proffering solace and sociability, yet riddled with malevolent traps for the uninformed. As digital denizens, our traverse through this interconnected cosmos necessitates a relentless guarding of our private spheres and the sober acknowledgement that amidst the keystrokes and clicks, we must tread with caution lest we unseal the perils of this digital Pandora's box.

References:

https://www.business-standard.com/technology/tech-news/omegle-shuts-down-operations-permanently-after-14-years-of-its-service-123110900743_1.html

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Executive Summary:

A viral post currently circulating on various social media platforms claims that Reliance Jio is offering a ₹700 Holi gift to its users, accompanied by a link for individuals to claim the offer. This post has gained significant traction, with many users engaging in it in good faith, believing it to be a legitimate promotional offer. However, after careful investigation, it has been confirmed that this post is, in fact, a phishing scam designed to steal personal and financial information from unsuspecting users. This report seeks to examine the facts surrounding the viral claim, confirm its fraudulent nature, and provide recommendations to minimize the risk of falling victim to such scams.

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Claim: 

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Reliance Jio is offering a ₹700 reward as part of a Holi promotional campaign, accessible through a shared link.

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Fact Check:

Upon review, it has been verified that this claim is misleading. Reliance Jio has not provided any promo deal for Holi at this time. The  Link being forwarded is considered a phishing scam to steal personal and financial user details. There are no reports of this promo offer on Jio’s official website or verified social media accounts. The URL included in the message does not end in the official Jio domain, indicating a fake website. The website requests for the personal information of individuals so that it could be used for unethical cyber crime activities. Additionally, we checked the link with the ScamAdviser website, which flagged it as suspicious and unsafe.

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Conclusion:

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The viral post claiming that Reliance Jio is offering a ₹700 Holi gift is a phishing scam. There is no legitimate offer from Jio, and the link provided leads to a fraudulent website designed to steal personal and financial information. Users are advised not to click on the link and to report any suspicious content. Always verify promotions through official channels to protect personal data from cybercriminal activities.

• Claim: Users can claim ₹700 by participating in Jio's Holi offer.
• Claimed On: Social Media
• Fact Check: False and Misleading 

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