#FactCheck-Viral Video From Vietnam Misleadingly Shared as Nepal Flood Footage

Executive Summary:

Recently, CyberPeace faced a case involving a fraudulent Android application imitating the Punjab National Bank (PNB). The victim was tricked into downloading an APK file named "PNB.apk" via WhatsApp. After the victim installed the apk file, it resulted in unauthorized multiple transactions on multiple credit cards.

Case Study: The Attack: Social Engineering Meets Malware

The incident started when the victim clicked on a Facebook ad for a PNB credit card. After submitting basic personal information, the victim receives a WhatsApp call from a profile displaying the PNB logo. The attacker, posing as a bank representative, fakes the benefits and features of the Credit Card and convinces the victim to install an application named PNB.apk.  The so called bank representative sent the app through WhatsApp, claiming it would expedite the credit card application. The application was installed in the mobile device as a customer care application. It asks for permissions such as  to send or view SMS messages. The application opens only if the user provides this permission. 

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It extracts the credit card details from the user such as Full Name, Mobile Number, complain, on further pages irrespective of  Refund, Pay or Other. On further processing, it asks for other information such as credit card number, expiry date and cvv number. 

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Now the scammer has access to all the details of the credit card information, access to read or view the sms to intercept OTPs. 

The victim, thinking they were securely navigating the official PNB website, was unaware that the malware was granting the hacker remote access to their phone. This led to ₹4 lakhs worth of 11 unauthorized transactions across three credit cards.

The Investigation & Analysis:

Upon receiving the case through CyberPeace helpline, the CyberPeace Research Team acted swiftly to neutralize the threat and secure the victim’s device. Using a secure remote access tool, we gained control of the phone with the victim’s consent. Our first step was identifying and removing the malicious "PNB.apk" file, ensuring no residual malware was left behind. 

Next, we implemented crucial cyber hygiene practices:

1. Revoking unnecessary permissions – to prevent further unauthorized access.
2. Running antivirus scans – to detect any remaining threats.
3. Clearing sensitive data caches – to remove stored credentials and tokens.

The CyberPeace Helpline team assisted the victim to report the fraud to the National Cybercrime Portal and helpline (1930) and promptly blocked the compromised credit cards.

The technical analysis for the app was taken ahead and by using the md5 hash file id. This app was marked as malware in virustotal and it has all the permissions such as Send/Receive/Read SMS, System Alert Window.  

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In the similar way, we have found another application in the name of “Axis Bank” which is circulated through whatsapp which is having similar permission access and the details found in virus total are as follows:

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Recommendations:

This case study implies the increasingly sophisticated methods used by cybercriminals, blending social engineering with advanced malware. Key lessons include:

• Be vigilant when downloading the applications, even if they appear to be from legitimate sources. It is advised to install any application after checking through an application store and not through any social media. 
• Always review app permissions before granting access.
• Verify the identity of anyone claiming to represent financial institutions.
• Use remote access tools responsibly for effective intervention during a cyber incident.

By acting quickly and following the proper protocols, we successfully secured the victim’s device and prevented further financial loss.

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Introduction

Iran stands as a nation poised at the threshold of a transformative era. The Islamic Republic, a land of ancient civilisations now grappling with the exigencies of the 21st century, is now making strides in the emerging field of artificial intelligence (AI). This is not merely an adoption of new tools; it is a strategic embrace, a calculated leap into the digital unknown, where the potential for economic growth and security enhancement resonates with the promise of a redefined future.

Embarking on this technological odyssey, Iranian President Ebrahim Raisi, in a conclave with the nation’s virtual business activists, delineated the ‘big steps’ being undertaken in the realm of AI. The gathering, as reported by the pro-government Tasnim News, was not a simple exchange of polite remarks but a profound discourse that offered an incisive overview of the burgeoning digital economy and the strides Iran is making in the AI landscape. The conversation deeply revolved around the current ecosystem of technology and innovation within Iran, delving into the burgeoning startup culture and the commendable drive within its youth populace to propel the nation to the forefront of technology.

Iranian AI Integration

Military Implications

The discourse ranged from the current technological infrastructure to the broader implications for the security and defense of the region. The Iranian polity, with its rich history that seamlessly blends with aspirations for the future, is acutely aware that the implications of AI reach far beyond mere economic growth. They extend into the very fibres of military might and the structure of national security. The investment in cyber capabilities in Iran is well-documented, a display of shrewdness and pragmatism. And the integration of AI technologies is the next logical step in an ever-evolving defense architecture. Brigadier General Alireza Sabahifard, Commander of the Iranian Army Air Defense Force, has underscored the pivotal role of AI in modern warfare. He identifies the ongoing adoption of AI technologies as a strategic imperative, a top priority fundamentally designed to elevate the air defense capabilities in Iran to meet 21st-century threats.

Economic Implications

Yet, the Iranian pursuit of AI is not solely confined to bolstering military prowess. It is also pervasive in nurturing economic opportunity. President Raisi’s rhetoric touches upon economic rejuvenation, job creation, and the proliferation of financial and legal support mechanisms, all blurred into a cohesive vision that would foster a suitable environment for the private sector in the AI domain. The ambition is grand and strikingly clear — a nation committed to training several thousand individuals in the digital economy sector, signaling a deep-rooted commitment to cultivating a healthy environment  for AI-driven innovation.

The Iranian leader’s vision extends beyond the simple creation of infrastructure. It extends to the fostering of a healthy, competitive, and peaceful social milieu where domestic and international markets are within easy reach, promoting the prosperity of the digital economy and its activists. Such a vision of technological symbiosis, in many Western democracies, would be labelled as audaciously progressive. In Iran, however, withdrawing a major chunk of economic investments from the country's security state adds layers of complexity and nuance to this transformative narrative.

Cultural Integration

Still, Iran’s ambitious AI journey unfolds with a recognition of its cultural underpinnings and societal structure. The Nexus between the private sector, with its cyber-technocratic visionaries, and the regime, with its omnipresent ties to the Islamic Revolutionary Guard Corps, is a tightrope that requires unparalleled poise and vigilance.

Moreover, in the holy city of Qom, a hub of intellectual fervour and the domicile of half of Iran's 200,000 Shia clerics, there burgeons a captivating interest in the possible synergies between AI and theological study. The clerical establishment, hidden within a stronghold of religious scholarship, perceives AI not as a problem but as a potential solution, a harbinger of progress that could ally with tradition. It sees in AI the potential of parsing Islamic texts with newfound precision, thereby allowing religious rulings, or fatwas, to resonate with the everchanging   Iranian society. This integration of technology is a testament to the dynamic interplay between tradition and modernity.

Yet the integration of AI into the venerable traditions of societies such as Iran's is threaded with challenges. Herein lays the paradox, for as AI is poised to potentially bolster religious study, the threat of cultural dissolution remains present. AI, if not judiciously designed with local values and ethics in mind, could inadvertently propagate an ideology at odds with local customs, beliefs, and the cornerstone principles of a society.

Natural Resources

Similarly, Iran's strategic foray into AI extends into its sovereign dominion—the charge of its natural resources. As Mehr News Agency reports, the National Iranian Oil Company (NIOC) is on the cusp of pioneering a joint venture with international tech juggernauts, chiefly Chinese companies, to inject the lifeblood of AI into the heart of its oil and gas production processes. This grand undertaking is nothing short of a digital renaissance aimed at achieving 'great reforms’ and driving a drastic 20% improvement in efficiency. AI’s algorithmic potency, unleashed in the hydrocarbon fields, promises to streamline expenses, enhance efficacy, and maximise production outputs, thereby bolstering Iran's economic bulwark.

The AI way Forward

As we delve further into Iran's sophisticated AI strategy, we observe an approach that is both vibrant and multi-dimensional. From military development to religious tutelage, from the diligent charge of the environment to the pursuit of sustainable economic development, Iran's AI ventures are emblematic of the broader global discourse. They mark a vivid intersection of AI governance, security, and the future of technological enterprise, highlighting the evolution of technological adoption and its societal, ethical, and geopolitical repercussions.

Conclusion

The multifaceted nature of Iran's AI pursuits encapsulates a spectrum of strategic imperatives, bringing the spearheads of defense modernisation and religious academics with the imperatives of resource allocation. It reflects a nuanced approach to the adoption and integration of technology, adjudicating between the venerable pillars of traditional values and the inexorable forces of modernisation. As Iran continues to delineate and traverse its path through the burgeoning landscape of AI, attending global stakeholders, watch with renewed interest and measured apprehension. Mindful of the intricate geopolitical implications and the transformative potential inherent in Iran's burgeoning AI endeavours, the global community watches, waits, and wonders at what may emerge from this ancient civilisation’s bold, resolute strides into the future.

References

- https://www.fdd.org/analysis/op_eds/2024/03/17/irans-president-wants-new-focus-on-artificial-intelligence/

- https://www.jpost.com/middle-east/article-792391

- https://www.ft.com/content/9c1c3fd3-4aea-40ab-977b-24fe5527300c

- https://www.foxnews.com/world/iran-looks-ai-weather-western-sanctions-help-military-fight-cheap

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Introduction 

Prebunking is a technique that shifts the focus from directly challenging falsehoods or telling people what they need to believe to understanding how people are manipulated and misled online to begin with. It is a growing field of research that aims to help people resist persuasion by misinformation. Prebunking, or "attitudinal inoculation," is a way to teach people to spot and resist manipulative messages before they happen.  The crux of the approach is rooted in taking a step backwards and nipping the problem in the bud by deepening our understanding of it, instead of designing redressal mechanisms to tackle it after the fact. It has been proven effective in helping a wide range of people build resilience to misleading information.

Prebunking is a psychological strategy for countering the effect of misinformation with the goal of assisting individuals in identifying and resisting deceptive content, hence increasing resilience against future misinformation. Online manipulation is a complex issue, and multiple approaches are needed to curb its worst effects. Prebunking provides an opportunity to get ahead of online manipulation, providing a layer of protection before individuals encounter malicious content. Prebunking aids individuals in discerning and refuting misleading arguments, thus enabling them to resist a variety of online manipulations. 

Prebunking builds mental defenses for misinformation by providing warnings and counterarguments before people encounter malicious content. Inoculating people against false or misleading information is a powerful and effective method for building trust and understanding along with a personal capacity for discernment and fact-checking. Prebunking teaches people how to separate facts from myths by teaching them the importance of thinking in terms of ‘how you know what you know’ and consensus-building. Prebunking uses examples and case studies to explain the types and risks of misinformation so that individuals can apply these learnings to reject false claims and manipulation in the future as well. 

How Prebunking Helps Individuals Spot Manipulative Messages

Prebunking helps individuals identify manipulative messages by providing them with the necessary tools and knowledge to recognize common techniques used to spread misinformation. Successful prebunking strategies include;

1. Warnings;
2. Preemptive Refutation: It explains the narrative/technique and how particular information is manipulative in structure. The Inoculation treatment messages typically include 2-3 counterarguments and their refutations. An effective rebuttal provides the viewer with skills to fight any erroneous or misleading information they may encounter in the future.
3. Micro-dosing: A weakened or practical example of misinformation that is innocuous. 

All these alert individuals to potential manipulation attempts. Prebunking also offers weakened examples of misinformation, allowing individuals to practice identifying deceptive content. It activates mental defenses, preparing individuals to resist persuasion attempts. Misinformation can exploit cognitive biases: people tend to put a lot of faith in things they’ve heard repeatedly - a fact that malicious actors manipulate by flooding the Internet with their claims to help legitimise them by creating familiarity. The ‘prebunking’ technique helps to create resilience against misinformation and protects our minds from the harmful effects of misinformation. 

Prebunking essentially helps people control the information they consume by teaching them how to discern between accurate and deceptive content. It enables one to develop critical thinking skills, evaluate sources adequately and identify red flags. By incorporating these components and strategies, prebunking enhances the ability to spot manipulative messages, resist deceptive narratives, and make informed decisions when navigating the very dynamic and complex information landscape online.

CyberPeace Policy Recommendations

• Preventing and fighting misinformation necessitates joint efforts between different stakeholders. The government and policymakers should sponsor prebunking initiatives and information literacy programmes to counter misinformation and adopt systematic approaches. Regulatory frameworks should encourage accountability in the dissemination of online information on various platforms. Collaboration with educational institutions, technological companies and civil society organisations can assist in the implementation of prebunking techniques in a variety of areas.
• Higher educational institutions should support prebunking and media literacy and offer professional development opportunities for educators, and scholars by working with academics and professionals on the subject of misinformation by producing research studies on the grey areas and challenges associated with misinformation.
• Technological companies and social media platforms should improve algorithm transparency, create user-friendly tools and resources, and work with fact-checking organisations to incorporate fact-check labels and tools.
• Civil society organisations and NGOs should promote digital literacy campaigns to spread awareness on misinformation and teach prebunking strategies and critical information evaluation. Training programmes should be available to help people recognise and resist deceptive information using prebunking tactics. Advocacy efforts should support legislation or guidelines that support and encourage prebunking efforts and promote media literacy as a basic skill in the digital landscape. 
• Media outlets and journalists including print & social media should follow high journalistic standards and engage in fact-checking activities to ensure information accuracy before release. Collaboration with prebunking professionals, cyber security experts, researchers and advocacy analysts can result in instructional content and initiatives that promote media literacy, prebunking strategies and misinformation awareness.

Final Words

The World Economic Forum's Global Risks Report 2024 identifies misinformation and disinformation as the top most significant risks for the next two years. Misinformation and disinformation are rampant in today’s digital-first reality, and the ever-growing popularity of social media is only going to see the challenges compound further. It is absolutely imperative for all netizens and stakeholders  to adopt proactive approaches to counter the growing problem of misinformation. Prebunking is a powerful problem-solving tool in this regard because it aims at ‘protection through prevention’ instead of limiting the strategy to harm reduction and redressal.  We can draw parallels with the concept of vaccination or inoculation, reducing the probability of a misinformation infection. Prebunking exposes us to a weakened form of misinformation and provides ways to identify it, reducing the chance false information takes root in our psyches.

The most compelling attribute of this approach is that the focus is not only on preventing damage but also creating widespread ownership and citizen participation in the problem-solving process. Every empowered individual creates an additional layer of protection against the scourge of misinformation, not only making safer choices for themselves but also lowering the risk of spreading false claims to others.  

References

• [1] https://www3.weforum.org/docs/WEF_The_Global_Risks_Report_2024.pdf
• [2] https://prebunking.withgoogle.com/docs/A_Practical_Guide_to_Prebunking_Misinformation.pdf
• [3] https://ijoc.org/index.php/ijoc/article/viewFile/17634/3565

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