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Data has become a critical asset for the advancement of a nation’s economic, social, and technological development. India’s emergence as a global digital economy hub makes it necessary to create a robust framework that addresses the challenges and opportunities of digital transformation. The Indian government introduced the Draft National Data Governance Framework Policy in 2022, aiming to create a comprehensive data handling and governance framework. This policy draft addresses key challenges in data management, privacy, and digital economy growth.  As per the recent media reports, the Draft National Data Governance Policy so prepared is under the finalisation stage, the government specified in its implementation document for the Budget 2023-24 announcement. The policy also aims to address the country's AI adoption and the issue of lack of datasets by providing widespread access to anonymized data.

Background and Need for the Policy

India has a robust digital economy with its adoption of the Digital India Initiative, Aadhaar digital identification, UPI for seamless payments and many more. In India, 751.5 million people connect to the internet, and is home to 462.0 million social media users in January 2024, equivalent to 32.2% of its total population (Data Reportal 2024). This has brought challenges including data privacy concerns, cybersecurity threats, digital exclusion, and a need for better regulation frameworks. To overcome them, the Draft National Data Governance Policy has been designed to provide institutional frameworks for data rules, standards, guidelines, and protocols for the sharing of non-personal data sets in a manner that ensures privacy, security, and trust so that they remain secure, transparent, and accountable.

Objectives omphasizesf the Framework 

The objective of the Framework Policy is to accelerate Digital Governance in India. The framework will standardize data management and security standards across the Government. It will promote transparency, accountability, and ownership in Non-Personal data and dataset access and build a platform to receive and process data requests. It will also set quality standards and promote the expansion of the datasets program and overall non-personal ecosystem. Further, it aims to build India’s digital government goals and capacity, knowledge, and competency in Government departments and entities. All this would be done while ensuring greater citizen awareness, participation, and engagement. 

Key Provisions of the Draft Policy 

The Draft Framework Policy aims to establish a cohesive digital governance ecosystem in India that balances the need for data utilization with protecting citizens' privacy rights. It sets up an institutional framework of the "India Data Management Office (IDMO) set up under the Digital India Corporation (DIC) which will be responsible for developing rules, standards, and guidelines under this Policy. 

The key provisions of the framework policy include: 

• Promoting interoperability among government digital platforms, ensuring data privacy through data anonymization and security, and enhancing citizen access to government services through digital means. 
• The policy e the creation of unified digital IDs, a standardisation in digital processes, and data-sharing guidelines across ministries to improve efficiency. 
• It also focuses on building digital infrastructure, such as cloud services and data centres in order to support e-governance initiatives. 
• Furthermore, it encourages public-private partnerships and sets guidelines for accountability and transparency in digital governance.

Implications and Concerns of the Framework 

• The policy potentially impacts data sharing in India as it mentions data anonymization. The scale of data that would need to be anonymised in India is at a very large scale and it could become a potential challenge to engage in. 
• Data localization and cross-border transfers have raised concerns among global tech companies and trade partners. They argue that such requirements could increase operational costs and hinder cross-border data flows. Striking a balance between protecting national interests and facilitating business operations remains a critical challenge.
• Another challenge associated with the policy is over-data centralization under the IDMO and the potential risks of government overreach in data access.

Key Takeaways and Recommendations

The GDPR in the European Union and the Digital Personal Data Protection Act passed in 2023 in India and many others are the data privacy laws in force in different countries. The policy needs to be aligned with the DPDP Act, 2023 and be updated as per the recent developments. It further needs to maintain transparency over the sharing of data and a user’s control. The policy needs engagement with industry experts, privacy advocates, and civil society to ensure a balance of innovation with privacy and security.

Conclusion

The Draft National Data Governance Framework Policy of 2022 represents a significant stage in shaping India's digital future. It ensures the evolution of data governance evolves alongside technological advancements. The framework policy seeks to foster a robust digital ecosystem that benefits citizens, businesses, and the government alike by focusing on the essentials of data privacy, transparency, and security. However, achieving this vision requires addressing concerns like data centralisation, cross-border data flows, and maintaining alignment with global privacy standards. Continued engagement with stakeholders and necessary updates to the draft policy will be crucial to its success in balancing innovation with user rights and data integrity. The final version of the policy is expected to be released soon.

References

• https://meity.gov.in/writereaddata/files/National-Data-Governance-Framework-Policy.pdf
• https://datareportal.com/?utm_source=DataReportal&utm_medium=Country_Article_Hyperlink&utm_campaign=Digital_2024&utm_term=India&utm_content=Home_Page_Link
• https://www.imf.org/en/Publications/fandd/issues/2023/03/data-by-people-for-people-tiwari-packer-matthan
• https://inc42.com/buzz/draft-national-data-governance-policy-under-finalisation-centre/  
• https://legal.economictimes.indiatimes.com/news/industry/government-unveiled-national-data-governance-policy-in-budget-2023/97680515

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Introduction

As we delve deeper into the intricate, almost esoteric digital landscape of the 21st century, we are confronted by a new and troubling phenomenon that threatens the very bastions of our personal security. This is not a mere subplot in some dystopian novel but a harsh and palatable reality firmly rooted in today's technologically driven society. We must grapple with the consequences of the alarming evolution of cyber threats, particularly the sophisticated use of artificial intelligence in creating face swaps—a technique now cleverly harnessed by nefarious actors to undermine the bedrock of biometric security systems.

What is GoldPickaxe?

It was amidst the hum of countless servers and data centers that the term 'GoldPickaxe' began to echo, sending shivers down the spines of cybersecurity experts. Originating from the intricate web spun by a group of Chinese hackers as reported in Dark Reading. GoldPickaxe represents the latest in a long lineage of digital predators. It is an astute embodiment of the disguise, blending into the digital environment as a seemingly harmless government service app. But behind its innocuous facade, it bears the intent to ensnare and deceive, with the elderly demographic being especially susceptible to its trap.  

Victims, unassuming and trustful, are cajoled into revealing their most sensitive information: phone numbers, private details, and, most alarmingly, their facial data. These virtual reflections, intended to be the safeguard of one's digital persona, are snatched away and misused in a perilous transformation. The attackers harness such biometric data, feeding it into the arcane furnaces of deepfake technology, wherein AI face-swapping crafts eerily accurate and deceptive facsimiles. These digital doppelgängers become the master keys, effortlessly bypassing the sentinel eyes of facial recognition systems that lock the vaults of Southeast Asia's financial institutions.

Through the diligent and unyielding work of the research team at Group-IB, the trajectory of one victim's harrowing ordeal—a Vietnamese individual pilfered of a life-altering $40,000—sheds light on the severity of this technological betrayal. The advancements in deep face technology, once seen as a marvel of AI, now present a clear and present danger, outpacing the mechanisms meant to deter unauthorized access, and leaving the unenlightened multitude unaware and exposed.

Adding weight to the discussion, experts, a potentate in biometric technology, commented with a somber tone: 'This is why we see face swaps as a tool of choice for hackers. It gives the threat actor this incredible level of power and control.' This chilling testament to the potency of digital fraudulence further emphasizes that even seemingly impregnable ecosystems, such as that of Apple’s, are not beyond the reach of these relentless invaders.

New Threat

Emerging from this landscape is the doppelgänger of GoldPickaxe specifically tailored for the iOS landscape—GoldDigger's mutation into GoldPickaxe for Apple's hallowed platform is nothing short of a wake-up call. It engenders not just a single threat but an evolving suite of menaces, including its uncanny offspring, 'GoldDiggerPlus,' which is wielding the terrifying power to piggyback on real-time communications of the affected devices. Continuously refined and updated, these threats become chimeras, each iteration more elusive, more formidable than its predecessor.

One ingenious and insidious tactic exploited by these cyber adversaries is the diversionary use of Apple's TestFlight, a trusted beta testing platform, as a trojan horse for their malware. Upon clampdown by Apple, the hackers, exhibiting an unsettling level of adaptability, inveigle users to endorse MDM profiles, hitherto reserved for corporate device management, thereby chaining these unknowing participants to their will.

How To Protect

Against this stark backdrop, the question of how one might armor oneself against such predation looms large. It is a question with no simple answer, demanding vigilance and proactive measures. 

General Vigilance : Aware of the Trojan's advance, Apple is striving to devise countermeasures, yet individuals can take concrete steps to safeguard their digital lives.

Consider Lockdown Mode:  It is imperative to exhibit discernment with TestFlight installations, to warily examine MDM profiles, and seriously consider embracing the protective embrace of Lockdown Mode. Activating Lockdown Mode on an iPhone is akin to drawing the portcullis and manning the battlements of one's digital stronghold. The process is straightforward: a journey to the settings menu, a descent into privacy and security, and finally, the sanctification of Lockdown Mode, followed by a device restart. It is a curtailment of convenience, yes, but a potent defense against the malevolence lurking in the unseen digital thicket.

As 'GoldPickaxe' insidiously carves its path into the iOS realm—a rare and unsettling occurrence—it flags the possible twilight of the iPhone's vaunted reputation for tight security. Should these shadow operators set their sights beyond Southeast Asia, angling their digital scalpels towards the U.S., Canada, and other English-speaking enclaves, the consequences could be dire.

Conclusion

Thus, it is imperative that as digital citizens, we fortify ourselves with best practices in cybersecurity. Our journey through cyberspace must be cautious, our digital trails deliberate and sparse. Let the specter of iPhone malware serve as a compelling reason to arm ourselves with knowledge and prudence, the twin guardians that will let us navigate the murky waters of the internet with assurance, outwitting those who weave webs of deceit. In heeding these words, we preserve not only our financial assets but the sanctity of our digital identities against the underhanded schemes of those who would see them usurped.

References 

• https://www.timesnownews.com/technology-science/new-ios-malware-stealing-face-id-data-bank-infos-on-iphones-how-to-protect-yourself-article-107761568
• https://www.darkreading.com/application-security/ios-malware-steals-faces-defeat-biometrics-ai-swaps
• https://www.tomsguide.com/computing/malware-adware/first-ever-ios-trojan-discovered-and-its-stealing-face-id-data-to-break-into-bank-accounts

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Introduction

WhatsApp has become the new platform for scams, and the number of cases of WhatsApp scams is increasing daily. Just like that, a new WhatsApp scam has been started, and many WhatsApp users in India have reported receiving missed calls from unknown international numbers. Worse, one does not even have to answer the call to be scammed. A missed call is sufficient to be scammed.

Millions of populations switch from normal SMS to WhatsApp, usually, people used to get fake messages and marketing messages, but the trend of scamming has been evolving now.  Most people get calls from different countries, and they are concerned about how these scammers got the numbers. WhatsApp works through VoIP networks, so no extra charges from any country exist. And about 500 million WhatsApp users are getting these scam calls, the calls are mainly on job-scams of promising part-time employment and opportunities. These types of job scam calls have been started reporting in 2023.

People reporting missed calls from countries like Ethiopia (+251), Malaysia (+60), Indonesia (+62), Vietnam (+84), etc.

The agenda of these calls are still unclear. Still, in some cases, the scammers ask for confidential information from WhatsApp users, like bank details, so the users must not reveal their personal information. Also, it is important to note that if you get any calls from a particular country, it necessarily does not mean it is from that country. Various agencies sell international numbers for WhatsApp calls.

Why has WhatsApp become a hub scam?

The generation has evolved and dumped the old SMS into WhatsApp. From school to college and offices, people use WhatsApp for their official work, as it is very easy and user-friendly, so people avoid safety measures. Generally, users need to understand the consequences of technology and use it with safeguards and awareness. Many people lose money and become victims of scams on WhatsApp as they share their confidential information. And the worse is that one does not even have to answer the call to be scammed. A missed call is sufficient to be scammed.

Before these international calls scam, the user received a call from the scam that they were from KBC, and the user won something. Then sought confidential information by the excuse that they would transfer the money to the user, and because of that user got scammed by the scammers. These scams have risen rapidly lately.

Safeguards users can use against these scam calls

WhatsApp responds to complaints regarding international calls to “block and report.”

If you have already received such calls, the best thing you can do is report and block them right away. As a result, the same number does not return to your phone, and numerous identical reports may persuade WhatsApp to delete the number entirely.

WhatsApp is also working on an update allowing users to block calls from unknown numbers on the service.

Users must modify their phone’s and app’s fundamental privacy settings to protect themselves from data breaches. The calls are directed toward app users who are actively using the app. However, by modifying the account’s appearance, a user can lessen the likelihood of being added to the scammers’ attack lists.

Limit Privacy

Begin by modifying WhatsApp’s ‘who can see’ settings. If your profile photo, last seen, and online status are visible to anybody, restrict them to persons on your contact list only. Change the About and Groups options as well.

Turn on two-factor authentication

Enabling two-factor authentication on WhatsApp adds more security to your data. In addition, the app also supports biometric protection in case of theft or loss.

Active Reporting

The users should report as soon as they see something odd or suspicious activity.

A typical question that users have is, ‘Where do the scammers acquire my phone number from?’

The answer is a little more complicated than we thought. Your data is retained on the company database from the time you sign up on a website or reveal your phone number at a store in order to take advantage of promotional offers and promotions. Due to a lack of technological infrastructure and legislation to protect personal data, a scammer can simply obtain your information.

According to Palo Alto research, India is the second most vulnerable country in the APAC region in terms of cyberattacks and data breaches. A data protection law is essential in the face of increasing calls and data breaches.

The Digital Personal Data Protection bill is set to be introduced in the parliament’s monsoon session. The bill has the potential to protect data, which will help to eliminate scams.

Conclusion

Several people had tweeted on tweeter about receiving fake calls on WhatsApp from international numbers more than once. WhatsApp encrypts calls and messages, making it difficult to track the person, and it appears that hackers are taking advantage of this to swindle customers. If you receive a WhatsApp call from any of the above ISD codes, we strongly advise you not to answer it and to block the number so the bad actors do not call you again. Report & block immediately that’s what WhatsApp has been responding to the complainants.