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Introduction

In today's digital age protecting your personal information is of utmost importance. The bad actors are constantly on the lookout for ways to misuse your sensitive or personal data. The Aadhaar card is a crucial document that is utilised by all of us for various aspects. It is considered your official government-verified ID and is used for various purposes such as for verification purposes, KYC purposes, and even for financial transactions. Your Aadhaar card is used in so many ways such as flight tickets booked by travel agents, check-in in hotels, verification at educational institutions and more. The bad actors can target and lure the victims by unauthorized access to your Aadhaar data and commit cyber frauds such as identity theft, unauthorized access, and financial fraud. Hence it is significantly important to protect your personal information and Aadhaar card details and prevent the misuse of your personal information.

What is fingerprint cloning?

Cybercrooks have been exploiting the Aadhaar Enabled Payment System (AePS). These scams entail cloning individuals' Aadhaar-linked biometrics through silicon fingerprints and unauthorized biometric devices, subsequently siphoning money from their bank accounts. Fingerprint cloning also known as fingerprint spoofing is a technique or a method where an individual tries to replicate someone else's fingerprint for unauthorized use. This is done for various reasons, including gaining unauthorized access to data, unlocking data or committing identity theft. The process of fingerprint cloning includes collection and creation.

The recent case of Aadhaar Card fingerprint cloning in Nawada

Nawada Cyber Police unit has arrested two perpetrators who were engaged in fingerprint cloning fraud.  The criminals are accused of duping consumers of money from their bank accounts by cloning their fingerprints. Among the two perpetrators, one of them runs the Common Service Centre (CSC) whereas the second is a sweeper at the DBGB branch bank. The criminals are accused of duping consumers of money from their bank accounts by cloning their fingerprints. According to the police, an organized gang of cyber criminals had been defrauding the consumers for the last two years with the help of a CSC operator and were embezzling money from the accounts of consumers by cloning their fingerprints and taking Aadhaar numbers. The operator used to collect the Aadhaar number from the consumers by putting their thumb impression on a register. Among these two perpetrators, one was accused of withdrawing more money from the consumer's account and making less payment and sometimes not making the payment after withdrawing the money. Whereas the second perpetrator stole the data of consumers from the DBGB branch bank and prepared their fingerprint clone. During the investigation of a case related to fraud, the Special Investigation Team (SIT) of Cyber ​​Police conducted raids in Govindpur and Roh police station areas on the basis of technical surveillance and available evidence and arrested them. 

Safety measures for the security of your Aadhaar Card data

• Locking your biometrics: One way to save your Aadhaar card and prevent unauthorized access is by locking your biometrics. To lock & unlock your Aadhaar biometrics you can visit the official website of UIDAI or its official portal. So go to UIDAI’s and select the “Lock/Unlock Biometrics” from the Aadhar service section. Then enter the 12-digit Aadhaar number and security code and click on the OTP option.  An OTP will be sent to your registered mobile number with Aadhaar.  Once the OTP is received enter the OTP and click on the login button that will allow you to lock your biometrics.  Enter the 4-digit security code mentioned on the screen and click on the “Enable” button. Your biometrics will be locked and you will have to unblock them in case you want to access them again. The official website of UIDAI is “https://uidai.gov.in/” and there is a dedicated Aadhar helpline 1947. 
• Use masked Aadhaar Card: A masked Aadhaar card is a different rendition of an Aadhaar card that is designed to amplify the privacy and security of an individual Aadhaar number.  In a masked Aadhaar card, the first eight digits of the twelve digits Aadhaar number are replaced by XXXX- XXXX and only the last four digits are visible.  This adds an additional layer of protection to an individual Aadhaar’s number. To download a masked Aadhaar card you visit the government website of UIDAI and on the UIDAI homepage, you will see a "Download Aadhaar" option. Click on it.  In the next step, you will be required to enter your 12-digit Aadhaar number along with the security code displayed on the screen.  After entering your Aadhaar number, click on the Send OTP. You will receive an OTP on your registered phone number. Enter the OTP received in the provided field and click on the “Submit” button.  You will be asked to select the format of your Aadhaar card, You can choose the masked Aadhaar card option. This will replace the first eight digits of your Aadhaar number with "XXXX-XXXX" on the downloaded Aadhaar card. Once the format is selected, click on the “Download Aadhaar” button and your masked Aadhaar card will be downloaded. So if any organisation requires your Aadhaar for verification you can share your masked Aadhar card which only shows the last 4 digits of your Aadhaar card number. Just the way you keep your bank details safe you should also keep your Aadhaar number secure otherwise people can misuse your identity and use it for fraud. 
• Monitoring your bank account transactions: Regularly monitor your bank account statements for any suspicious activity and you can also configure transaction alerts with your bank account transactions.

Conclusion: 

It is important to secure your Aadhaar card data effectively. The valuable security measure option of locking biometrics provides an additional layer of security. It safeguards your identity from potential scammers. By locking your biometrics you can secure your biometric data and other personal information preventing unauthorized access and any misuse of your Aadhaar card data. In today's evolving digital landscape protecting your personal information is of utmost importance. The cyber hygiene practices, safety and security measures must be adopted by all of us hence establishing cyber peace and harmonizing cyberspace. 

References:

• https://www.livehindustan.com/bihar/story-cyber-crime-csc-operator-and-bank-sweeper-arrested-in-nawada-cheating-by-cloning-finger-prints-8913667.html
• https://www.indiatoday.in/news-analysis/story/cloning-fingerprints-fake-shell-entities-is-your-aadhaar-as-safe-as-you-may-think-2398596-2023-06-27

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Introduction

In order to effectively deal with growing cyber crime and threats the Telangana police has taken initiative by launching Law Enforcement Chief Information Security Officers (CISO) Council, an innovative project launched in Telangana, India, which is a significant response to the growing cyber threat landscape. With cyber incidents increasing in the recent years and concerning statistics such as a tenfold rise in password-based attacks and an increase in ransomware attacks, the Council aims to strengthen the region's digital defenses. It primarily focuses on reducing vulnerability, improving resilience, and providing real-time threat intelligence. By promoting partnerships between the public and private sectors, offering legal and regulatory guidance, and facilitating networking and learning opportunities, this collaborative effort involving industry, academia, and law enforcement is a crucial move towards protecting critical infrastructure and businesses from cyber threats, the Telangana police in partnership with industry and academia, has launched the Law Enforcement CISO (Chief Information Security Officers) Council of India on 7^th October 2023. Chief of the Central Crime Station Stephen Ravindra said that the forum is a path-breaking initiative and the Council represents an open platform for all the enforcement agencies in the country. The upcoming inititiative inculcate close association with different stakeholders, which includes government departments, startups, centers of excellence and international collaborations, carving a nieche for a sturdy cybersecurity envirnoment. 

Enhancing Cybersecurity is the Need of the Hour:

The recent launch of the Law Enforcement CISO Council in Hyderabad, India emphasized the need for government organizations and industries to prioritize the protection of their digital space. Cyber incidents, ransomware attacks, and threats to critical infrastructure have been on the rise, making it essential to take proactive cybersecurity measures. Disturbing statistics regarding cyber threats, such as password-based attacks, BEC (Business Email Compromise) attempts, and vulnerabilities in the supply chain, highlight the importance of addressing these issues urgently. This initiative aims to provide real-time threat intelligence, legal guidance, and encourages collaboration between public and private organizations in order to combat cybercrime. Given that every cyber attack has criminal elements, the establishment of these councils is a crucial step towards minimizing vulnerabilities, enhancing resilience, and ensuring the security of our digital world.

International Issue & Domestic Issue:

The announcement by the Telangana State Police, is a proactive step to form a first-of-its-kind Law Enforcement CISO Council (LECC), as part of an initiative from the State government to give a further impetus to cyber security. Jointly with its law enforcement partners, the Telangana Police has decided to make cyber cops more efficient and shape them on par with the technology advancements. The Telangana police have proved its commitment for a secure cyber environment by recovering INR 2.2 crore and  INR 6.8 crore lost by people in cyber frauds which is industry’s highest rate of helping the victims. 

The Police department complemented efforts by corporate executives for their personal interest in the subject and mentioned police officers’ expertise and inputs from professionals from the industry need to work cohesively to prevent further increase in the number of cyber crime cases. Data indicates that the exponential increase in cyber threats in recent times necessitates an informed and prudent action with the cooperation and collaboration of the IT Department of Telangana, centers of excellence, start-ups, white hats or ethical hackers, and international associations.

A report from Telangana commissioner states the trend of a surge in the number of cyber incidents and vulnerabilities of Government organizations, Critical Infrastructure and MSMEs and stressed that every cyber security breaches have an element of criminality in it. The Law Enforcement CISO Council is a progressive step in this direction which ensures a reduced cyber attacks, enhanced resilience, actionable strategic and tactical real-time threat intelligence, legal guidance, opportunities for public private partnerships, networking, learning and much more.

The Secretary of SCSC, shared some alarming statistics on the threats that are currently rampant across the digital world. To combat it in today’s era of widespread digital dependence, the program launched by the Telangana Police stands as a commendable step or an initiative that offers a glimmer of aspiration. It brings together all the heroes who want to protect the digital spaces and counter the growing number of threats.

Contribution of Telangana Police for carving a niche to be followed:  

The launch of the Law Enforcement CISO Council in Telangana represents a pivotal step in addressing the pressing challenges posed by escalating cyber threats. As highlighted by the Director General of Police, the initiative recognizes the critical need to combat cybercrime, which is growing at an alarming rate. The Council not only acknowledges the casual approach often taken towards cybersecurity but also aims to rectify it by fostering collaboration between law enforcement, industry, and academia.

One of the most significant positive aspects of this initiative is its commitment to sharing intelligence, ensuring that the hard-earned lessons from cyber fraud victims are translated into protective measures for others. By collaborating with the IT Department of Telangana, centers of excellence, startups, and ethical hackers, the Council is poised to develop robust Standard Operating Protocols (SOPs) and innovative tools to counter cyber threats effectively.

Moreover, the Council's emphasis on Public-Private Partnerships (PPPs) underscores its proactive approach in dealing with the evolving landscape of cyber threats. It offers a platform for networking and learning, enabling information sharing, and will contribute to reducing the attack surface, enhancing resilience, and providing real-time threat intelligence. Additionally, the Council will provide legal and regulatory guidance, which is crucial in navigating the complex realm of cybercrime. This collective effort represents a promising way forward in safeguarding digital spaces, critical infrastructure, and industries against cyber threats and ensuring a safer digital future for all.

‍Conclusion:

The Law Enforcement CISO Council in Telangana is an innovative effort to strengthen cybersecurity in the state. With the rise in cybercrimes and vulnerabilities, the council brings together expertise from various sectors to establish a strong defense against digital threats. Its goals include reducing vulnerabilities, improving resilience, and ensuring timely threat intelligence. Additionally, the council provides guidance on legal and regulatory matters, promotes collaborations between the public and private sectors, and creates opportunities for networking and knowledge-sharing. Through these important initiatives, the CISO Council will play a crucial role in establishing digital security and protecting the state from cyber threats.

References:

• http://www.uniindia.com/telangana-police-launches-india-s-first-law-enforcement-ciso-council/south/news/3065497.html
• https://indtoday.com/telangana-police-launched-indias-first-law-enforcement-ciso-council/
• https://www.technologyforyou.org/telangana-police-launched-indias-first-law-enforcement-ciso-council/
• https://timesofindia.indiatimes.com/city/hyderabad/victims-of-cyber-fraud-get-back-rs-2-2-cr-lost-money-in-bank-a/cs/articleshow/104226477.cms?from=mdr

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Introduction 

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In the past few decades, technology has rapidly advanced, significantly impacting various aspects of life. Today, we live in a world shaped by technology, which continues to influence human progress and culture. While technology offers many benefits, it also presents certain challenges. It has increased dependence on machines, reduced physical activity, and encouraged more sedentary lifestyles. The excessive use of gadgets has contributed to social isolation. Different age groups experience the negative aspects of the digital world in distinct ways. For example, older adults often face difficulties with digital literacy and accessing information. This makes them more vulnerable to cyber fraud. A major concern is that many older individuals may not be familiar with identifying authentic versus fraudulent online transactions. The consequences of such cybercrimes go beyond financial loss. Victims may also experience emotional distress, reputational harm, and a loss of trust in digital platforms.

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Why Senior Citizens Are A Vulnerable Target 

Digital exploitation involves a variety of influencing tactics, such as coercion, undue influence, manipulation, and frequently some sort of deception, which makes senior citizens easy targets for scammers. Senior citizens have been largely neglected in research on this burgeoning type of digital crime. Many of our parents and grandparents grew up in an era when politeness and trust were very common, making it difficult for them to say “no” or recognise when someone was attempting to scam them. Seniors who struggle with financial stability may be more likely to fall for scams promising financial relief or security. They might encounter obstacles in learning to use new technologies, mainly due to unfamiliarity. It is important to note that these factors do not make seniors weak or incapable. Rather, it is the responsibility of the community to recognise and address the unique vulnerabilities of our senior population and work to prevent them from falling victim to scams. 

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Senior citizens are the most susceptible to social engineering attacks. Scammers may impersonate people, such as family members in distress, government officials, and deceive seniors into sending money or sharing personal information. Some of them are: 

• The grandparent scam 
• Tech support scam
• Government impersonation scams
• Romance scams 
• Digital arrest

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Protecting Senior Citizens from Digital Scams 

As a society, we must focus on educating seniors about common cyber fraud techniques such as impersonation of family members or government officials, the use of fake emergencies, or offers that seem too good to be true. It is important to guide them on how to verify suspicious calls and emails, caution them against sharing personal information online, and use real-life examples to enhance their understanding.

Larger organisations and NGOs can play a key role in protecting senior citizens from digital scams by conducting fraud awareness training, engaging in one-on-one conversations, inviting seniors to share their experiences through podcasts, and organising seminars and workshops specifically for individuals aged 60 and above.

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Safety Tips 

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In today's digital age, safeguarding oneself from cyber threats is crucial for people of all ages. Here are some essential steps everyone should take at a personal level to remain cyber secure: 

1. Ensuring that software and operating systems are regularly updated allows users to benefit from the latest security fixes, reducing their vulnerability to cyber threats.
2. Avoiding the sharing of personal information online is also essential. Monitoring bank statements is equally important, as it helps in quickly identifying signs of potential cybercrime. Reviewing financial transactions and reporting any unusual activity to the bank can assist in detecting and preventing fraud.
3. If suspicious activity is suspected, it is advisable to contact the company directly using a different phone line. This is because cybercriminals can sometimes keep the original line open, leading individuals to believe they are speaking with a legitimate representative. In such cases, attackers may impersonate trusted organisations to deceive users and gain sensitive information.
4. If an individual becomes a victim of cybercrime, they should take immediate action to protect their personal information and seek professional guidance.
5. Stay calm and respond swiftly and wisely. Begin by collecting and preserving all evidence—this includes screenshots, suspicious messages, emails, or any unusual activity. Report the incident immediately to the police or through an official platform like www.cybercrime.gov.in and the helpline number 1930.
6. If financial information is compromised, the affected individual must alert their bank or financial institution without delay to secure their accounts. They should also update passwords and implement two-factor authentication as additional safeguards.

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Conclusion: Collective Action for Cyber Dignity and Inclusion

Elder abuse in the digital age is an invisible crisis. It’s time we bring it into the spotlight and confront it with education, empathy, and collective action. Safeguarding senior citizens from cybercrime necessitates a comprehensive approach that combines education, vigilance, and technological safeguards. By fostering awareness and providing the necessary tools and support, we can empower senior citizens to navigate the digital world safely and confidently. Let us stand together to support these initiatives, to be the guardians our elders deserve, and to ensure that the digital world remains a place of opportunity, not exploitation. 

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REFERENCES -

• https://portal.ct.gov/ag/consumer-issues/hot-scams/the-grandparents-scam
• https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams/tech-support-scams
• https://consumer.ftc.gov/articles/how-avoid-government-impersonation-scam 
• https://www.jpmorgan.com/insights/fraud/fraud-mitigation/helping-your-elderly-and-vulnerable-loved-ones-avoid-the-scammers
• https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams/romance-scams 
• https://www.jpmorgan.com/insights/fraud/fraud-mitigation/helping-your-elderly-and-vulnerable-loved-ones-avoid-the-scammers 

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