Aadhaar Biometric fraud
Introduction
In today's digital age protecting your personal information is of utmost importance. The bad actors are constantly on the lookout for ways to misuse your sensitive or personal data. The Aadhaar card is a crucial document that is utilised by all of us for various aspects. It is considered your official government-verified ID and is used for various purposes such as for verification purposes, KYC purposes, and even for financial transactions. Your Aadhaar card is used in so many ways such as flight tickets booked by travel agents, check-in in hotels, verification at educational institutions and more. The bad actors can target and lure the victims by unauthorized access to your Aadhaar data and commit cyber frauds such as identity theft, unauthorized access, and financial fraud. Hence it is significantly important to protect your personal information and Aadhaar card details and prevent the misuse of your personal information.
What is fingerprint cloning?
Cybercrooks have been exploiting the Aadhaar Enabled Payment System (AePS). These scams entail cloning individuals' Aadhaar-linked biometrics through silicon fingerprints and unauthorized biometric devices, subsequently siphoning money from their bank accounts. Fingerprint cloning also known as fingerprint spoofing is a technique or a method where an individual tries to replicate someone else's fingerprint for unauthorized use. This is done for various reasons, including gaining unauthorized access to data, unlocking data or committing identity theft. The process of fingerprint cloning includes collection and creation.
The recent case of Aadhaar Card fingerprint cloning in Nawada
Nawada Cyber Police unit has arrested two perpetrators who were engaged in fingerprint cloning fraud. The criminals are accused of duping consumers of money from their bank accounts by cloning their fingerprints. Among the two perpetrators, one of them runs the Common Service Centre (CSC) whereas the second is a sweeper at the DBGB branch bank. The criminals are accused of duping consumers of money from their bank accounts by cloning their fingerprints. According to the police, an organized gang of cyber criminals had been defrauding the consumers for the last two years with the help of a CSC operator and were embezzling money from the accounts of consumers by cloning their fingerprints and taking Aadhaar numbers. The operator used to collect the Aadhaar number from the consumers by putting their thumb impression on a register. Among these two perpetrators, one was accused of withdrawing more money from the consumer's account and making less payment and sometimes not making the payment after withdrawing the money. Whereas the second perpetrator stole the data of consumers from the DBGB branch bank and prepared their fingerprint clone. During the investigation of a case related to fraud, the Special Investigation Team (SIT) of Cyber Police conducted raids in Govindpur and Roh police station areas on the basis of technical surveillance and available evidence and arrested them.
Safety measures for the security of your Aadhaar Card data
- Locking your biometrics: One way to save your Aadhaar card and prevent unauthorized access is by locking your biometrics. To lock & unlock your Aadhaar biometrics you can visit the official website of UIDAI or its official portal. So go to UIDAI’s and select the “Lock/Unlock Biometrics” from the Aadhar service section. Then enter the 12-digit Aadhaar number and security code and click on the OTP option. An OTP will be sent to your registered mobile number with Aadhaar. Once the OTP is received enter the OTP and click on the login button that will allow you to lock your biometrics. Enter the 4-digit security code mentioned on the screen and click on the “Enable” button. Your biometrics will be locked and you will have to unblock them in case you want to access them again. The official website of UIDAI is “https://uidai.gov.in/” and there is a dedicated Aadhar helpline 1947.
- Use masked Aadhaar Card: A masked Aadhaar card is a different rendition of an Aadhaar card that is designed to amplify the privacy and security of an individual Aadhaar number. In a masked Aadhaar card, the first eight digits of the twelve digits Aadhaar number are replaced by XXXX- XXXX and only the last four digits are visible. This adds an additional layer of protection to an individual Aadhaar’s number. To download a masked Aadhaar card you visit the government website of UIDAI and on the UIDAI homepage, you will see a "Download Aadhaar" option. Click on it. In the next step, you will be required to enter your 12-digit Aadhaar number along with the security code displayed on the screen. After entering your Aadhaar number, click on the Send OTP. You will receive an OTP on your registered phone number. Enter the OTP received in the provided field and click on the “Submit” button. You will be asked to select the format of your Aadhaar card, You can choose the masked Aadhaar card option. This will replace the first eight digits of your Aadhaar number with "XXXX-XXXX" on the downloaded Aadhaar card. Once the format is selected, click on the “Download Aadhaar” button and your masked Aadhaar card will be downloaded. So if any organisation requires your Aadhaar for verification you can share your masked Aadhar card which only shows the last 4 digits of your Aadhaar card number. Just the way you keep your bank details safe you should also keep your Aadhaar number secure otherwise people can misuse your identity and use it for fraud.
- Monitoring your bank account transactions: Regularly monitor your bank account statements for any suspicious activity and you can also configure transaction alerts with your bank account transactions.
Conclusion:
It is important to secure your Aadhaar card data effectively. The valuable security measure option of locking biometrics provides an additional layer of security. It safeguards your identity from potential scammers. By locking your biometrics you can secure your biometric data and other personal information preventing unauthorized access and any misuse of your Aadhaar card data. In today's evolving digital landscape protecting your personal information is of utmost importance. The cyber hygiene practices, safety and security measures must be adopted by all of us hence establishing cyber peace and harmonizing cyberspace.
References:
- https://www.livehindustan.com/bihar/story-cyber-crime-csc-operator-and-bank-sweeper-arrested-in-nawada-cheating-by-cloning-finger-prints-8913667.html
- https://www.indiatoday.in/news-analysis/story/cloning-fingerprints-fake-shell-entities-is-your-aadhaar-as-safe-as-you-may-think-2398596-2023-06-27
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Introduction
Cyber slavery is a form of modern exploitation that begins with online deception and evolves into physical human trafficking. In recent times, cyber slavery has emerged as a serious threat that involves exploiting individuals through digital means under coercive or deceptive conditions. Offenders target innocent individuals and lure them by giving fake promises to offer them employment or alike. Cyber slavery can occur on a global scale, targeting vulnerable individuals worldwide through the internet and is a disturbing continuum of online manipulation that leads to real-world abuse and exploitation, where individuals are entrapped by false promises and subjected to severe human rights violations. It can take many different forms, such as coercive involvement in cybercrime, forced employment in online frauds, exploitation in the gig economy, or involuntary slavery. This issue has escalated to the highest level where Indians are being trafficked for jobs in countries like Laos and Cambodia. Recently over 5,000 Indians were reported to be trapped in Southeast Asia, where they are allegedly being coerced into carrying out cyber fraud. It was reported that particularly Indian techies were lured to Cambodia for high-paying jobs and later they found themselves trapped in cyber fraud schemes, forced to work 16 hours a day under severe conditions. This is the harsh reality for thousands of Indian tech professionals who are lured under false pretences to employment in Southeast Asia, where they are forced into committing cyber crimes.
Over 5,000 Indians Held in Cyber Slavery and Human Trafficking Rings
India has rescued 250 citizens in Cambodia who were forced to run online scams, with more than 5,000 Indians stuck in Southeast Asia. The victims, mostly young and tech-savvy, are lured into illegal online work ranging from money laundering and crypto fraud to love scams, where they pose as lovers online. It was reported that Indians are being trafficked for jobs in countries like Laos and Cambodia, where they are forced to conduct cybercrime activities. Victims are often deceived about where they would be working, thinking it will be in Thailand or the Philippines. Instead, they are sent to Cambodia, where their travel documents are confiscated and they are forced to carry out a variety of cybercrimes, from stealing life savings to attacking international governmental or non-governmental organizations. The Indian embassy in Phnom Penh has also released an advisory warning Indian nationals of advertisements for fake jobs in the country through which victims are coerced to undertake online financial scams and other illegal activities.
Regulatory Landscape
Trafficking in Human Beings (THB) is prohibited under the Constitution of India under Article
23 (1). The Immoral Traffic (Prevention) Act, of 1956 (ITPA) is the premier legislation for the prevention of trafficking for commercial sexual exploitation. Section 111 of the Bharatiya Nyaya Sanhita (BNS), 2023, is a comprehensive legal provision aimed at combating organized crime and will be useful in persecuting people involved in such large-scale scams. India has also ratified certain bilateral agreements with several countries to facilitate intelligence sharing and coordinated efforts to combat transnational organized crime and human trafficking.
CyberPeace Policy Recommendations
● Misuse of Technology has exploited the new genre of cybercrimes whereby cybercriminals utilise social media platforms as a tool for targeting innocent individuals. It requires collective efforts from social media companies and regulatory authorities to time to time address the new emerging cybercrimes and develop robust preventive measures to counter them.
● Despite the regulatory mechanism in place, there are certain challenges such as jurisdictional challenges, challenges in detection due to anonymity, and investigations challenges which significantly make the issue of cyber human trafficking a serious evolving threat. Hence International collaboration between the countries is encouraged to address the issue considering the present situation in a technologically driven world. Robust legislation that addresses both national and international cases of human trafficking and contains strict penalties for offenders must be enforced.
● Cybercriminals target innocent people by offering fake high-pay job opportunities, building trust and luring them. It is high time that all netizens should be aware of such tactics deployed by bad actors and recognise the early signs of them. By staying vigilant and cross-verifying the details from authentic sources, netizens can safeguard themselves from such serious threats which even endanger their life by putting them under restrictions once they are being trafficked. It is a notable fact that the Indian government and its agencies are continuously making efforts to rescue the victims of cyber human trafficking or cyber slavery, they must further develop robust mechanisms in place to conduct specialised operations by specialised government agencies to rescue the victims in a timely manner.
● Capacity building and support mechanisms must be encouraged by government entities, cyber security experts and Non-Governmental Organisations (NGOs) to empower the netizens to follow best practices while navigating the online landscape, providing them with helpline or help centres to report any suspicious activity or behaviour they encounter, and making them empowered to feel safe on the Internet while simultaneously building defenses to stay protected from cyber threats.
References:
2. https://www.bbc.com/news/world-asia-india-68705913
3. https://therecord.media/india-rescued-cambodia-scam-centers-citizens
4. https://www.the420.in/rescue-indian-tech-workers-cambodia-cyber-fraud-awareness/
7. https://www.dyami.services/post/intel-brief-250-indian-citizens-rescued-from-cyber-slavery
8. https://www.mea.gov.in/human-trafficking.htm
9. https://www.drishtiias.com/blog/the-vicious-cycle-of-human-trafficking-and-cybercrime
Introduction
AI has revolutionized the way we look at growing technologies. AI is capable of performing complex tasks in fasten time. However, AI’s potential misuse led to increasing cyber crimes. As there is a rapid expansion of generative AI tools, it has also led to growing cyber scams such as Deepfake, voice cloning, cyberattacks targeting Critical Infrastructure and other organizations, and threats to data protection and privacy. AI is empowered by giving the realistic output of AI-created videos, images, and voices, which cyber attackers misuse to commit cyber crimes.
It is notable that the rapid advancement of technologies such as generative AI(Artificial Intelligence), deepfake, machine learning, etc. Such technologies offer convenience in performing several tasks and are capable of assisting individuals and business entities. On the other hand, since these technologies are easily accessible, cyber-criminals leverage AI tools and technologies for malicious activities or for committing various cyber frauds. By such misuse of advanced technologies such as AI, deepfake, and voice clones. Such new cyber threats have emerged.
What is Deepfake?
Deepfake is an AI-based technology. Deepfake is capable of creating realistic images or videos which in actuality are created by machine algorithms. Deepfake technology, since easily accessible, is misused by fraudsters to commit various cyber crimes or deceive and scam people through fake images or videos that look realistic. By using the Deepfake technology, cybercriminals manipulate audio and video content which looks very realistic but, in actuality, is fake. Voice cloning is also a part of deepfake. To create a voice clone of anyone's, audio can be deepfaked too, which closely resembles a real one but, in actuality, is a fake voice created through deepfake technology.
How Deepfake Can Harm Organizations or Enterprises?
- Reputation: Deepfakes have a negative impact on the reputation of the organization. It’s a reputation which is at stake. Fake representations or interactions between an employee and user, for example, misrepresenting CEO online, could damage an enterprise’s credibility, resulting in user and other financial losses. To be protective against such incidents of deepfake, organisations must thoroughly monitor online mentions and keep tabs on what is being said or posted about the brand. Deepfake-created content can also be misused to Impersonate leaders, financial officers and officials of the organisation.
- Misinformation: Deepfake can be used to spread misrepresentation or misinformation about the organisation by utilising the deepfake technology in the wrong way.
- Deepfake Fraud calls misrepresenting the organisation: There have been incidents where bad actors pretend to be from legitimate organisations and seek personal information. Such as helpline fraudsters, fake representatives from hotel booking departments, fake loan providers, etc., where bad actors use voice clones or deepfake-oriented fake video calls in order to propose themselves as belonging to legitimate organisations and, in actuality, they are deceiving people.
How can organizations combat AI-driven cybercrimes such as deepfake?
- Cybersecurity strategy: Organisations need to keep in place a wide range of cybersecurity strategies or use advanced tools to combat the evolving disinformation and misrepresentation caused by deepfake technology. Cybersecurity tools can be utilised to detect deepfakes.
- Social media monitoring: Social media monitoring can be done to detect any unusual activity. Organisations can select or use relevant tools and implement technologies to detect deepfakes and demonstrate media provenance. Real-time verification capabilities and procedures can be used. Reverse image searches, like TinEye, Google Image Search, and Bing Visual Search, can be extremely useful if the media is a composition of images.
- Employee Training: Employee education on cybersecurity will also play a significant role in strengthening the overall cybersecurity posture of the organisation.
Conclusion
There have been incidents where AI-driven tools or technology have been misused by cybercriminals or bad actors. Synthetic videos developed by AI are used by bad actors. Generative AI has gained significant popularity for many capabilities that produce synthetic media. There are concerns about synthetic media, such as its misuse of disinformation operations designed to influence the public and spread false information. In particular, synthetic media threats that organisations most often face include undermining the brand, financial gain, threat to the security or integrity of the organisation itself and Impersonation of the brand’s leaders for financial gain.
Synthetic media attempts to target organisations intending to defraud the organisation for financial gain. Example includes fake personal profiles on social networking sites and deceptive deepfake calls, etc. The organisation needs to have the proper cyber security strategy in place to combat such evolving threats. Monitoring and detection should be performed by the organisations and employee training on empowering on cyber security will also play a crucial role to effectively deal with evolving threats posed by the misuse of AI-driven technologies.
References:
- https://media.defense.gov/2023/Sep/12/2003298925/-1/-1/0/CSI-DEEPFAKE-THREATS.PDF
- https://www.securitymagazine.com/articles/98419-how-to-mitigate-the-threat-of-deepfakes-to-enterprise-organizations
Introduction
Since users are now constantly retrieving critical data on their mobile devices, fraudsters are now focusing on these devices. App-based, network-based, and device-based vulnerabilities are the three main ways of attacking that Mobile Endpoint Security names as mobile threats. Composed of the following features: program monitoring and risk, connection privacy and safety, psychological anomaly and reconfiguration recognition, and evaluation of vulnerabilities and management, this is how Gartner describes Mobile Threat Defense (MTD).
The widespread adoption and prevalence of cell phones among consumers worldwide have significantly increased in recent years. Users of these operating system-specific devices can install a wide range of software, or "apps," from online marketplaces like Google Play and the Apple App Store. The applications described above are the lifeblood of cell phones; they improve users' daily lives and augment the devices' performance. The app marketplaces let users quickly search for and install new programs, but certain malicious apps/links/websites can also be the origin of malware hidden among legitimate apps. These days, there are many different security issues and malevolent attacks that might affect mobile devices.
Unveiling Malware Landscape
The word "malware" refers to a comprehensive category of spyware intended to infiltrate networks, steal confidential data, cause disruptions, or grant illegal access. Malware can take many forms, such as Trojan horses, worms, ransomware, infections, spyware, and adware. Because each type has distinct goals and features, security specialists face a complex problem. Malware is a serious risk to both people and businesses. Security incidents, monetary losses, harm to one's credibility, and legal repercussions are possible outcomes. Understanding malware's inner workings is essential to defend against it effectively. Malware analysis is helpful in this situation. The practice of deconstructing and analysing dangerous software to comprehend its behaviour, operation, and consequences is known as malware analysis.Major threats targeting mobile phones
Viruses: Viruses are self-renewing programs that can steal data, launch denial of service assaults, or enact ransomware strikes. They spread by altering other software applications, adding malicious code, and running it on the target's device. Computer systems all over the world are still infected with viruses, which attack different operating systems like Mac and Microsoft Windows, even though there is a wealth of antiviral programs obtainable to mitigate their impacts.
Worms: Infections are independent apps that propagate quickly and carry out payloads—such as file deletion or the creation of botnets—to harm computers. Worms, in contrast to viruses, usually harm a computer system, even if it's just through bandwidth use. By taking advantage of holes in security or other vulnerabilities on the target computer, they spread throughout computer networks.
Ransomware: It causes serious commercial and organisational harm to people and businesses by encrypting data and demanding payment to unlock it. The daily operations of the victim organisation are somewhat disrupted, and they need to pay a ransom to get them back. It is not certain, though, that the financial transaction will be successful or that they will receive a working translation key.
Adware: It can be controlled via notification restrictions or ad-blockers, tracks user activities and delivers unsolicited advertisements. Adware poses concerns to users' privacy even though it's not always malevolent since the information it collects is frequently combined with information gathered from other places and used to build user profiles without their permission or knowledge.
Spyware: It can proliferate via malicious software or authentic software downloads, taking advantage of confidential data. This kind of spyware gathers data on users' actions without their authorisation or agreement, including:Internet activityBanking login credentialsPasswordsPersonally Identifiable Information (PII)
Navigating the Mobile Security Landscape
App-Centric Development: Regarding mobile security, app-centric protections are a crucial area of focus. Application authorisations should be regularly reviewed and adjusted to guarantee that applications only access the knowledge that is essential and to lower the probability of data misuse. Users can limit hazards and have greater oversight over their confidentiality by closely monitoring these settings. Installing trustworthy mobile security apps also adds another line of protection. With capabilities like app analysis, real-time protection, and antivirus scanning, these speciality apps strengthen your gadget's protection against malware and other harmful activity.
Network Security: Setting priorities for secure communication procedures is crucial for safeguarding confidential data and thwarting conceivable dangers in mobile security. Avoiding unprotected public Wi-Fi networks is essential since they may be vulnerable to cyberattacks. To lessen the chance of unwelcome entry and data surveillance, promote the usage of reliable, password-protected networks instead. Furthermore, by encrypting data transfer, Virtual Private Networks (VPNs) provide additional protection and make it more difficult for malevolent actors to corrupt information. To further improve security, avoid using public Wi-Fi for essential transactions and hold off until a secure network is available. Users can strengthen their handheld gadgets against possible privacy breaches by implementing these practices, which can dramatically lower the risk of data eavesdropping and illegal access.
Constant development: Maintaining a robust mobile security approach requires a dedication to constant development. Adopt a proactive stance by continuously improving and modifying your security protocols. By following up on recurring outreach and awareness campaigns, you can stay updated about new hazards. Because cybersecurity is a dynamic field, maintaining one step ahead and utilising emerging technologies is essential. Stay updated with security changes, implement the newest safeguards, and incorporate new industry standard procedures into your plan. This dedication to ongoing development creates a flexible barrier, strengthening your resistance to constantly evolving mobile security threats.
Threat emergency preparedness: To start, familiarise yourself with the ever-changing terrain associated with mobile dangers to security. Keep updated on new threats including malware, phishing, and illegal access.
Sturdy Device Management: Put in place a thorough approach to device management. This includes frequent upgrades, safe locking systems, and additional safeguarding capabilities like remote surveillance and erasing.
Customer Alertness: Emphasise proper online conduct and acquaint yourself and your team with potential hazards, such as phishing efforts.
Dynamic Measures for a Robust Wireless Safety Plan
In the dynamic field of mobile assurances, taking a proactive strategy is critical. To strengthen safeguards, thoroughly research common risks like malware, phishing, and illegal access. Establish a strong device management strategy that includes frequent upgrades, safe locking mechanisms, and remote monitoring and deletion capabilities for added security.
Promoting user awareness by educating people so they can identify and block any hazards, especially regarding phishing attempts. Reduce the dangers of data eavesdropping and illegal access by emphasising safe communication practices, using Virtual Private Networks (VPNs), and avoiding public Wi-Fi for essential transactions.
Pay close attention to app-centric integrity by periodically checking and modifying entitlements. Downloading trustworthy mobile security apps skilled at thwarting malware and other unwanted activity will enhance your smartphone's defenses. Lastly, create an atmosphere of continuous development by keeping up with new threats and utilising developing technology to make your handheld security plan more resilient overall.
Conclusion
Mobile privacy threats grow as portable electronics become increasingly integrated into daily activities. Effective defense requires knowledge of the various types of malware, such as worms, ransomware, adware, and spyware. Tools for Mobile Threat Defense, which prioritise vulnerability assessment, management, anomaly detection, connection privacy, and program monitoring, are essential. App-centric development, secure networking procedures, ongoing enhancement, threat readiness, strong device control, and user comprehension are all components of a complete mobile security strategy. People, as well as organisations, can strengthen their defenses against changing mobile security threats by implementing dynamic measures and maintaining vigilance, thereby guaranteeing safe and resilient mobile surrounding.
References
https://www.titanfile.com/blog/types-of-computer-malware/
https://www.simplilearn.com/what-is-a-trojan-malware-article
https://www.linkedin.com/pulse/latest-anti-analysis-tactics-guloader-malware-revealed-ukhxc/?trk=article-ssr-frontend-pulse_more-articles_related-content-card
