Advisory for APS School Students
Pretext
The Army Welfare Education Society has informed the Parents and students that a Scam is targeting the Army schools Students. The Scamster approaches the students by faking the voice of a female and a male. The scamster asks for the personal information and photos of the students by telling them they are taking details for the event, which is being organised by the Army welfare education society for the celebration of independence day. The Army welfare education society intimated that Parents to beware of these calls from scammers.
The students of Army Schools of Jammu & Kashmir, Noida, are getting calls from the scamster. The students were asked to share sensitive information. Students across the country are getting calls and WhatsApp messages from two numbers, which end with 1715 and 2167. The Scamster are posing to be teachers and asking for the students’ names on the pretext of adding them to the WhatsApp Groups. The scamster then sends forms links to the WhatsApp groups and asking students to fill out the form to seek more sensitive information.
Do’s
- Do Make sure to verify the caller.
- Do block the caller while finding it suspicious.
- Do be careful while sharing personal Information.
- Do inform the School Authorities while receiving these types of calls and messages posing to be teachers.
- Do Check the legitimacy of any agency and organisation while telling the details
- Do Record Calls asking for personal information.
- Do inform parents about scam calling.
- Do cross-check the caller and ask for crucial information.
- Do make others aware of the scam.
Don’ts
- Don’t answer anonymous calls or unknown calls from anyone.
- Don’t share personal information with anyone.
- Don’t Share OTP with anyone.
- Don’t open suspicious links.
- Don’t fill any forms, asking for personal information
- Don’t confirm your identity until you know the caller.
- Don’t Reply to messages asking for financial information.
- Don’t go to a fake website by following a prompt call.
- Don’t share bank Details and passwords.
- Don’t Make payment over a prompt fake call.
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Introduction
Against the dynamic backdrop of Mumbai, where the intersection of age-old markets and cutting-edge innovation is a daily reality, an initiative of paramount importance has begun to take shape within the hallowed walls of the Reserve Bank of India (RBI). This is not just a tweak, a nudge in policy, or a subtle refinement of protocols. What we're observing is nothing short of a paradigmatic shift, a recalibration of systemic magnitude, that aims to recalibrate the way India's financial monoliths oversee, manage, and secure their informational bedrock – their treasured IT systems.
On the 7th of November, 2023, the Reserve Bank of India, that bastion of monetary oversight and national fiscal stability, unfurled a new doctrine – the 'Master Direction on Information Technology Governance, Risk, Controls, and Assurance Practices.' A document comprehensive in its reach, it presents not merely an update but a consolidation of all previously issued guidelines, instructions, and circulars relevant to IT governance, plaited into a seamless narrative that extols virtues of structured control and unimpeachable assurance practices. Moreover, it grasps the future potential of Business Continuity and Disaster Recovery Management, testaments to RBI's forward-thinking vision.
This novel edict has been crafted with a target audience that spans the varied gamut of financial entities – from Scheduled Commercial Banks to Non-Banking Financial Companies, from Credit Information Companies to All India Financial Institutions. These are the juggernauts that keep the economic wheels of the nation churning, and RBI's precision-guided document is an unambiguous acknowledgment of the vital role IT holds in maintaining the heartbeat of these financial bodies. Here lies a riveting declaration that robust governance structures aren't merely preferred but essential to manage the landscape of IT-related risks that balloon in an era of ever-proliferating digital complexity.
Directive Structure
The directive's structure is a combination of informed precision and intuitive foresight. Its seven chapters are not simply a grouping of topics; they are the seven pillars upon which the temple of IT governance is to be erected. The introductory chapter does more than set the stage – it defines the very reality, the scope, and the applicability of the directive, binding the reader in an inextricable covenant of engagement and anticipation. It's followed by a deep dive into the cradle of IT governance in the second chapter, drawing back the curtain to reveal the nuanced roles and defiant responsibilities bestowed upon the Board of Directors, the IT Strategy Committee, the clairvoyant Senior Management, the IT Steering Committee, and the pivotal Head of IT Function.
As we move along to the third chapter, we encounter the nuts and bolts of IT Infrastructure & Services Management. This is not just a checklist; it is an orchestration of the management of IT services, third-party liaisons, the calculus of capacity management, and the nuances of project management. Here terms like change and patch management, cryptographic controls, and physical and environmental safeguards leap from the page – alive with earnest practicality, demanding not just attention but action.
Transparency deepens as we glide into the fourth chapter with its robust exploration of IT and Information Security Risk Management. Here, the demand for periodic dissection of IT-related perils is made clear, along with the edifice of an IT and Information Security Risk Management Framework, buttressed by the imperatives of Vulnerability Assessment and Penetration Testing.
The fifth chapter presents a tableau of circumspection and preparedness, as it waxes eloquent on the necessity and architecture of a well-honed Business Continuity Plan and a disaster-ready DR Policy. It is a paean to the anticipatory stance financial institutions must employ in a world fraught with uncertainty.
Continuing the narrative, the sixth chapter places the spotlight on Information Systems Audit, delineating the precise role played by the Audit Committee of the Board in ushering in accountability through an exhaustive IS Audit of the institution's virtual expanse.
And as we perch on the final chapter, we're privy to the 'repeal and other provisions' of the directive, underscoring the interplay of other applicable laws and the interpretation a reader may yield from the directive's breadth.
Conclusion
To proclaim that this directive is a mere step forward in the RBI's exhaustive and assiduous efforts to propel India's financial institutions onto the digital frontier would be a grave understatement. What we are witnessing is the inception of a more adept, more secure, and more resilient financial sector. This directive is nothing less than a beacon, shepherding in an epoch of IT governance marked by impervious governance structures, proactive risk management, and an unyielding commitment to the pursuit of excellence and continuous improvement. This is no ephemeral shift - this is, indisputably, a revolutionary stride into a future where confidence and competence stand as the watchwords in navigating the digital terra incognita.
References:
Introduction
You must have heard of several techniques of cybercrime up to this point. Many of which we could never have anticipated. Some of these reports are coming from different parts of the country. Where video calls are being utilised to cheat. Through video calls, cybercriminals are making individuals victims of fraud. During this incident, fraudsters film pornographic recordings of both the victims using a screen recorder, then blackmail them by emailing these videos and demanding money. However, cybercriminals are improving their strategies to defraud more people. In this blog post, we will explore the tactics involved in this case, the psychological impact, and ways to combat it. Before we know more about the case, let’s have a look at deep fake, AI, and Sextortion and how fraudsters use technology to commit crimes.
Understanding Deepfake
Deepfake technology is the manipulation or fabrication of multimedia information such as videos, photos, or audio recordings using artificial intelligence (AI) algorithms, and profound learning models. These algorithms process massive quantities of data to learn and imitate human-like behaviour, allowing for very realistic synthetic media development.
Individuals with malicious intent may change facial expressions, bodily movements, and even voices in recordings using deepfake technology, basically replacing a person’s appearance with someone else’s. The produced film can be practically indistinguishable from authentic footage, making it difficult for viewers to distinguish between the two.
Sextortion and technology
Sextortion is a sort of internet blackmail in which offenders use graphic or compromising content to compel others into offering money, sexual favours, or other concessions. This information is usually gained by hacking, social engineering, or tricking people into providing sensitive information.
Deepfake technology combined with sextortion techniques has increased the impact on victims. Deepfakes may now be used by perpetrators to make and distribute pornographic or compromising movies or photographs that seem genuine but are completely fake. As the prospect of discovery grows increasingly credible and tougher to rebut, the stakes for victims rise.
Cyber crooks Deceive
In this present case, cyber thugs first make video calls to people and capture the footage. They then twist the footage and merge it with a distorted naked video. As a result, the victim is obliged to conceal the case. Following that, “they demand money as a ransom to stop releasing the doctored video on the victim’s contacts and social media platforms.” In this case, a video has emerged in which a lady who was supposedly featured in the first film is depicted committing herself because of the shame caused by the video’s release. These extra threats are merely intended to inflict psychological pressure and coercion on the victims.
Sextortionists have reached a new low by profiting from the misfortunes of others, notably targeting deceased victims. The offenders want to maximise emotional pain and persuade the victim into acquiescence by generating deep fake films depicting these persons. They use the inherent compassion and emotion connected with tragedy to exact bigger ransoms from their victims.
This distressing exploitation not only adds urgency to the extortion demands but also preys on the victim’s sensitivity and emotional instability. They even pressurize the victim by impersonating them, and if the demands are fulfilled, the victims may land up in jail.
Tactics used
The morphed death videos are precisely constructed to heighten emotional discomfort and instil terror in the targeted individual. By editing photographs or videos of the deceased, the offenders create unsettling circumstances that heighten the victim’s emotional response.
The psychological manipulation seeks to instil guilt, regret, and a sense of responsibility in the victim. The notion that they are somehow linked to the catastrophe increases their emotional weakness, making them more vulnerable to the demands of sextortionists. The offenders take use of these emotions, coercing victims into cooperation out of fear of being involved in the apparent tragedy.
The impact on the victim’s mental well-being cannot be overstated. They may experience intense psychological trauma, including anxiety, depression, and post-traumatic stress disorder (PTSD). The guilt and shame associated with the false belief of being linked to someone’s death can have long-lasting effects on their emotional health and overall quality of life, others may have trust issues.
Law enforcement agencies advised
Law enforcement organisations were concerned about the growing annoyance of these illegal acts. The use of deep fake methods or other AI technologies to make convincing morphing films demonstrates scammers’ improved ability. These tools are fully capable of modifying digital information in ways that are radically different from the genuine film, making it difficult for victims to detect the fake nature of the video.
Defence strategies to fight back: To combat sextortion, a proactive approach that empowers individuals and utilizes resources is required. This section delves into crucial anti-sextortion techniques such as reporting events, preserving evidence, raising awareness, and implementing digital security measures.
- Report the Incident: Sextortion victims should immediately notify law enforcement. Contact your local police or cybercrime department and supply them with any important information, including specifics of the extortion attempt, communication logs, and any other evidence that can assist in the investigation. Reporting the occurrence is critical for keeping criminals responsible and averting additional harm to others.
- Preserve Evidence: Preserving evidence is critical in creating a solid case against sextortionists. Save and document any types of contact connected to the extortion, including text messages, emails, and social media conversations. Take screenshots, record phone calls (if legal), and save any other digital material or papers that might be used as evidence. This evidence can be useful in investigations and judicial processes.
Digital security: Implementing comprehensive digital security measures can considerably lower the vulnerability to sextortion assaults. Some important measures that one can use:
- Use unique, complicated passwords for all online accounts, and avoid reusing passwords across platforms. Consider utilising password managers to securely store and create strong passwords.
- Enable two-factor authentication (2FA) whenever possible, which adds an extra layer of protection by requiring a second verification step, such as a code delivered to your phone or email, in addition to the password.
- Regular software updates: Keep your operating system, antivirus software, and programmes up to date. Security patches are frequently included in software upgrades to defend against known vulnerabilities.
- Adjust your privacy settings on social networking platforms and other online accounts to limit the availability of personal information and restrict access to your content.
- Be cautious when clicking on links or downloading files from unfamiliar or suspect sources. When exchanging personal information online, only use trusted websites.
Conclusion:
Combating sextortion demands a collaborative effort that combines proactive tactics and resources to confront this damaging practice. Individuals may actively fight back against sextortion by reporting incidences, preserving evidence, raising awareness, and implementing digital security measures. It is critical to empower victims, encourage their rehabilitation, and collaborate to build a safer online environment where sextortionists are held accountable and everyone can navigate the digital environment with confidence.
Introduction
Established in the US, one of the world’s largest cab networks came into existence in 2010 and, since its inception, has expanded all over the globe with operations in 10,000 cities across 71 countries. It made a remarkable start in India in 2017 and, since then, has seen a rise in the customers and drivers for the company. India is among the largest markets for Uber, with 600,000 monthly drivers and 8.5 million monthly riders.
GeM
Government e-Marketplace (GeM) is a one-stop portal to facilitate online procurement of common-use Goods & Services required by various Government Departments / Organizations / PSUs. GeM aims to enhance transparency, efficiency and speed in public procurement. It provides the tools of e-bidding, reverses e-auction and demand aggregation to facilitate government users achieve the best value for their money. Government e-Marketplace owes its genesis to the recommendations of two Groups of Secretaries to the Prime Minister in January 2016. They recommended setting up a dedicated e-market for different goods & services procured or sold by Government/PSUs besides reforming DGS&D. Subsequently, the Finance Minister, in his Budget speech for FY 2016-17, announced setting up of a technology-driven platform to facilitate procurement of goods and services by various Ministries and agencies of the Government. The portal was launched on 9th August 2016 by the Commerce & Industry Minister.
Uber-GeM collaboration
The cab network giant has registered on the portal of the Government E-marketplace and has declared that it will offer its services to Government officials from Ministries and PSUs. The project is currently in its pilot phase and shall be executed systematically to cover all the ministries and PSUs in the nation. The officials can book cabs at a fixed price with no cancellation or surge fees on the rides. The authorised officials will be able to book a cab from the portal and select from the list of drivers available. It will be a cashless/cardless ride for the officials; additional vehicle categories for government riders have been added, namely, GeM Yatraa Hatch and GeM Yatraa Sedan, and there will be hourly rentals for multiple-stops, allowing the government officials to enjoy the flexible and easily accessible network of cabs in major cities.
Advantages
Such collaboration between Government institutions and corporates will go a long way to secure a stable equilibrium in the market. Uber, a US-based company, enjoys a vast user base in India and has created new job avenues. The advantages of the collaboration between GeM and Uber are as follows-
Easy accessibility
This will undoubtedly provide ease in accessibility in terms of being in a new place, and language barriers will no longer exist with such options for Government officials.
Increased jobs for drivers
With more cabs being engaged with ministries and PSUs, it is pertinent that the requirement for drivers will grow, thus increasing the employability rate in India and allowing the user to have an uninterrupted experience.
Ease of travel and commuting
This move will provide flexibility, thus leading to more ease in travel in cases of emergencies or places inaccessible by trains or other modes of transport.
Rise in travel and tourism
Coupled with the other factors, the opportunities for the users to visit different places will be an added advantage which will help boost the tourism industry, thus creating a balance in the market.
Sustainable Government corporate relationship
Such collaborations between the government and corporates will be substantial, signifying the ease of doing business in India. They will also act as a beacon of example for compliance with opportunities for the other companies and stakeholders.
Opportunities for collaboration with ingenious start-ups
With such major corporate joining hands with the government, the indigenous start-ups will have various opportunities to engage with companies and recreate similar businesses rooted in India, thus transforming the economy.
Conclusion
Transportation and communication play a vital role in our lives, thus, such collaboration will go a long way in creating a better and more uniform user experience in the country. This also goes a long way to showcase that the Governmental platforms also offer services of a global standard. Such portals exist in South Korea, Singapore, the US and Europe. The network of cabs can only be sustained using the locals as drivers, hence these collaborations are win-win for all as the market dynamics are improving, employability will increase, and improved user experience will be seen.