#FactCheck-RBI's Alleged Guidelines on Ink Colour for Cheque Writing
Executive Summary:
A viral message is circulating claiming the Reserve Bank of India (RBI) has banned the use of black ink for writing cheques. This information is incorrect. The RBI has not issued any such directive, and cheques written in black ink remain valid and acceptable.

Claim:
The Reserve Bank of India (RBI) has issued new guidelines prohibiting using black ink for writing cheques. As per the claimed directive, cheques must now be written exclusively in blue or green ink.

Fact Check:
Upon thorough verification, it has been confirmed that the claim regarding the Reserve Bank of India (RBI) issuing a directive banning the use of black ink for writing cheques is entirely false. No such notification, guideline, or instruction has been released by the RBI in this regard. Cheques written in black ink remain valid, and the public is advised to disregard such unverified messages and rely only on official communications for accurate information.
As stated by the Press Information Bureau (PIB), this claim is false The Reserve Bank of India has not prescribed specific ink colors to be used for writing cheques. There is a mention of the color of ink to be used in point number 8, which discusses the care customers should take while writing cheques.


Conclusion:
The claim that the Reserve Bank of India has banned the use of black ink for writing cheques is completely false. No such directive, rule, or guideline has been issued by the RBI. Cheques written in black ink are valid and acceptable. The RBI has not prescribed any specific ink color for writing cheques, and the public is advised to disregard unverified messages. While general precautions for filling out cheques are mentioned in RBI advisories, there is no restriction on the color of the ink. Always refer to official sources for accurate information.
- Claim: The new RBI ink guidelines are mandatory from a specified date.
- Claimed On: Social Media
- Fact Check: False and Misleading
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Introduction
In the dynamic realm of online gaming, where virtual worlds and competitive landscapes converge, ensuring the safety of players has become an imperative task. As the digital gaming community expands, so do the challenges of navigating potential risks and threats. There is a need for crucial strategies and measures aimed at safeguarding players and fostering a secure environment where gamers can fully immerse themselves in their passion without compromising their well-being. Online gaming, a thriving industry, makes gamers attractive targets for cyber theft, including account takeovers (ATO). ATO involves stealing characters, inventory, in-game currencies, achievements, and skins, with high-level accounts as prime targets. Gamers face real-life consequences as fraud within games can compromise personal information, including location, credentials, credit card details, and more. Protecting oneself involves maintaining privacy in sharing information, enabling two-factor authentication, and employing strong, unique passwords with security solutions that provide additional safeguards for an uninterrupted gaming experience.
Online Gaming Carries The Following Major Risks
Viruses and malware: Searching for less expensive or free downloads of your preferred games puts you in danger of accidentally downloading malware and viruses.
Theft of identity: Hackers gather information that is personally identifiable to create victimised identities. The chat feature is one of the possible risks of playing video games online with random people.
Invasion of a profile: It's not advisable to use an identical password and username across all of your preferred video game platforms since if hackers manage to obtain your login information, they may hack all of your player accounts and perhaps take control of them.
Swatting and doxing: Doxxing is the practice of hackers publishing your residential location or telephone number online after obtaining your private data. Swatting is a dangerous harassment tactic originating from online gaming, involving false emergency reports to provoke an excessive police response at the unsuspecting victim's location.
How Hacking Poses Serious Risks to Online Gaming Security
The video game industry has experienced rapid growth in recent times, catering to millions of players throughout the globe who relish an extensive array of engaging adventures. But because of its widespread use, hackers are now more likely to target it in an attempt to take advantage of its weaknesses.
Hackers are drawn to the gaming business for a number of reasons.
Due to its enormous income potential, this sector is an appealing option for investment. Players' large audience offers a treasure trove of private data that can be used for fraudulent transactions and other nefarious activities. Because of its high exposure, the sector is a tempting target for attackers looking to achieve recognition or make an impression. Customers wish to add modifications, cheats, or other external software to their contest, which increases the threat. In this sector, there is fierce competition, and winners take home large cash awards. This encourages players to use DDoS attacks to their advantage in order to outperform their rivals.
Importance of Secure Servers
Upgrade server applications and Modifications
Maintaining the most recent versions of all server software is a basic step in gaming server security. Updates and patches are regularly released by developers to address security flaws, therefore it's imperative to install them right away. If you ignore updates, your server becomes vulnerable to known vulnerabilities and a prime target for cybercriminals.
Put Strict Access Controls in Place
It is essential to manage who has permission to access your gaming system to avoid violations and unwanted access. Use strong password regulations and mandate complicated passwords for administrators on the system.
Two-factor authentication (2FA) into place
Restrict access rights to those who need them for administrative tasks to lessen the possibility of unlicensed individuals taking over a server.Safety Measures Players should be urged to adhere to best practices, which include:
Using secure passwords.
Avoid clicking on dubious links.
Updating software & apps regularly.
Upgrading antivirus software regularlyImproving cybersecurity practices and bringing attention to possible risks can greatly improve the general population's safety in gaming.
Conclusion
The internet gaming industry's rapid expansion has resulted in increased security threats in addition to recreation. Players confront various threats, including growing hacking attempts, sensitive information leaks, malware, identity theft, and doxing. To reduce these dangers, secure servers are essential. They emphasise the importance of frequent upgrades, restricting access, and user training. It becomes essential to enable security measures to keep ahead of emerging dangers. Enhancing safety measures guarantees a more secure gaming environment, safeguarding the large population that participates in this quickly changing digital space.
References
https://www.kaspersky.com/resource-center/threats/top-10-online-gaming-risks
https://www.imperva.com/blog/cyber-attacks-gaming-industry/
https://www.techslang.com/securing-gaming-servers-cybersecurity-best-practices-for-online-gaming-communities/
https://www.vox.com/policy-and-politics/2018/1/13/16888710/barris-swatting-death-charges

Introduction
As India moves full steam ahead towards a trillion-dollar digital economy, how user data is gathered, processed and safeguarded is under the spotlight. One of the most pervasive but least known technologies used to gather user data is the cookie. Cookies are inserted into every website and application to improve functionality, measure usage and customize content. But they also present enormous privacy threats, particularly when used without explicit user approval.
In 2023, India passed the Digital Personal Data Protection Act (DPDP) to give strong legal protection to data privacy. Though the act does not refer to cookies by name, its language leaves no doubt as to the inclusion of any technology that gathers or processes personal information and thus cookies regulation is at the centre of digital compliance in India. This blog covers what cookies are, how international legislation, such as the GDPR, has addressed them and how India's DPDP will regulate their use.
What Are Cookies and Why Do They Matter?
Cookies are simply small pieces of data that a website stores in the browser. They were originally designed to help websites remember useful information about users, such as your login session or what is in your shopping cart. Netscape initially built them in 1994 to make web surfing more efficient.
Cookies exist in various types. Session cookies are volatile and are deleted when the browser is shut down, whereas persistent cookies are stored on the device to monitor users over a period of time. First-party cookies are made by the site one is visiting, while third-party cookies are from other domains, usually utilised for advertisements or analytics. Special cookies, such as secure cookies, zombie cookies and tracking cookies, differ in intent and danger. They gather information such as IP addresses, device IDs and browsing history information associated with a person, thus making it personal data per the majority of data protection regulations.
A Brief Overview of the GDPR and Cookie Policy
The GDPR regulates how personal data can be processed in general. However, if a cookie collects personal data (like IP addresses or identifiers that can track a person), then GDPR applies as well, because it sets the rules on how that personal data may be processed, what lawful bases are required, and what rights the user has.
The ePrivacy Directive (also called the “Cookie Law”) specifically regulates how cookies and similar technologies can be used. Article 5(3) of the ePrivacy Directive says that storing or accessing information (such as cookies) on a user’s device requires prior, informed consent, unless the cookie is strictly necessary for providing the service requested by the user.
In the seminal Planet49 decision, the Court of Justice of the European Union held that pre-ticked boxes do not represent valid consent. Another prominent enforcement saw Amazon fined €35 million by France's CNIL for using tracking cookies without user consent.
Cookies and India’s Digital Personal Data Protection Act (DPDP), 2023
India's Digital Personal Data Protection Act, 2023 does not refer to cookies specifically but its provisions necessarily come into play when cookies harvest personal data like user activity, IP addresses, or device data. According to DPDP, personal data is to be processed for legitimate purposes with the individual's consent. The consent has to be free, informed, clear and unambiguous. The individuals have to be informed of what data is collected, how it will be processed.. The Act also forbids behavioural monitoring and targeted advertising in the case of children.
The Ministry of Electronics and IT released the Business Requirements Document for Consent Management Systems (BRDCMS) in June 2025. Although it is not binding by law, it provides operational advice on cookie consent. It recommends that websites use cookie banners with "Accept," "Reject," and "Customize" choices. Users must be able to withdraw or change their consent at any moment. Multi-language handling and automatic expiry of cookie preferences are also suggested to suit accessibility and privacy requirements.
The DPDP Act and the BRDCMS together create a robust user-rights model, even in the absence of a special cookie law.
What Should Indian Websites Do?
For the purposes of staying compliant, Indian websites and online platforms need to act promptly to harmonise their use of cookies with DPDP principles. This begins with a transparent and simple cookie banner providing users with an opportunity to accept or decline non-essential cookies. Consent needs to be meaningful; coercive tactics such as cookie walls must not be employed. Websites need to classify cookies (e.g., necessary, analytics and ads) and describe each category's function in plain terms under the privacy policy. Users must be given the option to modify cookie settings anytime using a Consent Management Platform (CMP). Monitoring children or their behavioural information must be strictly off-limits.
These are not only about being compliant with the law, they're about adhering to ethical data stewardship and user trust building.
What Should Users Do?
Cookies need to be understood and controlled by users to maintain online personal privacy. Begin by reading cookie notices thoroughly and declining unnecessary cookies, particularly those associated with tracking or advertising. The majority of browsers today support blocking third-party cookies altogether or deleting them periodically.
It is also recommended to check and modify privacy settings on websites and mobile applications. It is possible to minimise surveillance with the use of browser add-ons such as ad blockers or privacy extensions. Users are also recommended not to blindly accept "accept all" in cookie notices and instead choose "customise" or "reject" where not necessary for their use.
Finally, keeping abreast of data rights under Indian law, such as the right to withdraw consent or to have data deleted, will enable people to reclaim control over their online presence.
Conclusion
Cookies are a fundamental component of the modern web, but they raise significant concerns about individual privacy. India's DPDP Act, 2023, though not explicitly referring to cookies, contains an effective legal framework that regulates any data collection activity involving personal data, including those facilitated by cookies.
As India continues to make progress towards comprehensive rulemaking and regulation, companies need to implement privacy-first practices today. And so must the users, in an active role in their own digital lives. Collectively, compliance, transparency and awareness can build a more secure and ethical internet ecosystem where privacy is prioritised by design.
References
- https://prsindia.org/billtrack/digital-personal-data-protection-bill-2023
- https://gdpr-info.eu/
- https://d38ibwa0xdgwxx.cloudfront.net/create-edition/7c2e2271-6ddd-4161-a46c-c53b8609c09d.pdf
- https://oag.ca.gov/privacy/ccpa
- https://www.barandbench.com/columns/cookie-management-under-the-digital-personal-data-protection-act-2023#:~:text=The%20Business%20Requirements%20Document%20for,the%20DPDP%20Act%20and%20Rules.
- https://samistilegal.in/cookies-meaning-legal-regulations-and-implications/#
- https://secureprivacy.ai/blog/india-digital-personal-data-protection-act-dpdpa-cookie-consent-requirements
- https://law.asia/cookie-use-india/
- https://www.cookielawinfo.com/major-gdpr-fines-2020-2021/#:~:text=4.,French%20websites%20could%20refuse%20cookies.

Introduction
Meta is the leader in social media platforms and has been successful in having a widespread network of users and services across global cyberspace. The corporate house has been responsible for revolutionizing messaging and connectivity since 2004. The platform has brought people closer together in terms of connectivity, however, being one of the most popular platforms is an issue as well. Popular platforms are mostly used by cyber criminals to gain unauthorised data or create chatrooms to maintain anonymity and prevent tracking. These bad actors often operate under fake names or accounts so that they are not caught. The platforms like Facebook and Instagram have been often in the headlines as portals where cybercriminals were operating and committing crimes.
To keep the data of the netizen safe and secure Paytm under first of its kind service is offering customers protection against cyber fraud through an insurance policy available for fraudulent mobile transactions up to Rs 10,000 for a premium of Rs 30. The cover ‘Paytm Payment Protect’ is provided through a group insurance policy issued by HDFC Ergo. The company said that the plan is being offered to increase the trust in digital payments, which will push up adoption.
Meta’s Cybersecurity
Meta has one of the best cyber security in the world but that diest mean that it cannot be breached. The social media giant is the most vulnerable platform in cases of data breaches as various third parties are also involved. As seen the in the case of Cambridge Analytica, a huge chunk of user data was available to influence the users in terms of elections. Meta needs to be ahead of the curve to have a safe and secure platform, for this Meta has deployed various AI and ML driven crawlers and software which work o keeping the platform safe for its users and simultaneously figure out which accounts may be used by bad actors and further removes the criminal accounts. The same is also supported by the keen participation of the user in terms of the reporting mechanism. Meta-Cyber provides visibility of all OT activities, observes continuously the PLC and SCADA for changes and configuration, and checks the authorization and its levels. Meta is also running various penetration and bug bounty programs to reduce vulnerabilities in their systems and applications, these testers are paid heavily depending upon the scope of the vulnerability they found.
CyberRoot Risk Investigation
Social media giant Meta has taken down over 40 accounts operated by an Indian firm CyberRoot Risk Analysis, allegedly involved in hack-for-hire services along with this Meta has taken down 900 fraudulently run accounts, these accounts are said to be operated from China by an unknown entity. CyberRoot Risk Analysis was responsible for sharing malware over the platform and used it to impersonate themselves just as their targets, i.e lawyers, doctors, entrepreneurs, and industries like – cosmetic surgery, real estate, investment firms, pharmaceutical, private equity firms, and environmental and anti-corruption activists. They would get in touch with such personalities and then share malware hidden in files which would often lead to data breaches subsequently leading to different types of cybercrimes.
Meta and its team is working tirelessly to eradicate the influence of such bad actors from their platforms, use of AI and Ml based tools have increased exponentially.
Paytm CyberFraud Cover
Paytm is offering customers protection against cyber fraud through an insurance policy available for fraudulent mobile transactions up to Rs 10,000 for a premium of Rs 30. The cover ‘Paytm Payment Protect’ is provided through a group insurance policy issued by HDFC Ergo. The company said that the plan is being offered to increase the trust in digital payments, which will push up adoption. The insurance cover protects transactions made through UPI across all apps and wallets. The insurance coverage has been obtained by One97 Communications, which operates under the Paytm brand.
The exponential increase in the use of digital payments during the pandemic has made more people susceptible to cyber fraud. While UPI has all the digital safeguards in place, most UPI-related frauds are undertaken by confidence tricksters who get their victims to authorise a transaction by passing collect requests as payments. There are also many fraudsters collecting payments by pretending to be merchants. These types of frauds have resulted in a loss of more than Rs 63 crores in the previous financial year. The issue of data insurance is new to India but is indeed the need of the hour, majority of netizens are unaware of the value of their data and hence remain ignorant towards data protection, such steps will result in safer data management and protection mechanisms, thus safeguarding the Indian cyberspace.
Conclusion
cyberspace is at a critical juncture in terms of data protection and privacy, with new legislation coming out on the same we can expect new and stronger policies to prevent cybercrimes and cyber-attacks. The efforts by tech giants like Meta need to gain more speed in terms of the efficiency of cyber safety of the platform and the user to make sure that the future of the platforms remains secured strongly. The concept of data insurance needs to be shared with netizens to increase awareness about the subject. The initiative by Paytm will be a monumental initiative as this will encourage more platforms and banks to commit towards coverage for cyber crimes. With the increasing cases of cybercrimes, such financial coverage has come as a light of hope and security for the netizens.