#FactCheck-RBI's Alleged Guidelines on Ink Colour for Cheque Writing
Executive Summary:
A viral message is circulating claiming the Reserve Bank of India (RBI) has banned the use of black ink for writing cheques. This information is incorrect. The RBI has not issued any such directive, and cheques written in black ink remain valid and acceptable.

Claim:
The Reserve Bank of India (RBI) has issued new guidelines prohibiting using black ink for writing cheques. As per the claimed directive, cheques must now be written exclusively in blue or green ink.

Fact Check:
Upon thorough verification, it has been confirmed that the claim regarding the Reserve Bank of India (RBI) issuing a directive banning the use of black ink for writing cheques is entirely false. No such notification, guideline, or instruction has been released by the RBI in this regard. Cheques written in black ink remain valid, and the public is advised to disregard such unverified messages and rely only on official communications for accurate information.
As stated by the Press Information Bureau (PIB), this claim is false The Reserve Bank of India has not prescribed specific ink colors to be used for writing cheques. There is a mention of the color of ink to be used in point number 8, which discusses the care customers should take while writing cheques.


Conclusion:
The claim that the Reserve Bank of India has banned the use of black ink for writing cheques is completely false. No such directive, rule, or guideline has been issued by the RBI. Cheques written in black ink are valid and acceptable. The RBI has not prescribed any specific ink color for writing cheques, and the public is advised to disregard unverified messages. While general precautions for filling out cheques are mentioned in RBI advisories, there is no restriction on the color of the ink. Always refer to official sources for accurate information.
- Claim: The new RBI ink guidelines are mandatory from a specified date.
- Claimed On: Social Media
- Fact Check: False and Misleading
Related Blogs

Executive Summary
Following the reported box office success of ‘Dhurandhar 2: The Revenge’, released on March 19, 2026, a video of Ranveer Singh visiting a temple is being widely shared on social media. Users claim that the actor visited the Kashi Vishwanath Temple to offer prayers after the film’s success. Research by CyberPeace found that the viral claim is misleading. The video of Ranveer Singh visiting the Kashi Vishwanath Temple is not recent. It dates back to 2024, when he visited the temple with Kriti Sanon, and is unrelated to the release or success of ‘Dhurandhar 2: The Revenge’.
Claim
An Instagram user “newsbharatplus” shared the video on March 26, 2026, with a caption stating that after the massive success of Dhurandhar 2, Ranveer Singh visited the temple and performed rituals.

Fact Check
To verify the claim, we extracted keyframes from the viral video and conducted a reverse image search. This led us to a report published by Dainik Jagran on April 14, 2024. According to the report, Ranveer Singh had visited the Kashi Vishwanath Temple along with Kriti Sanon and noted fashion designer Manish Malhotra. During the visit, the trio was seen offering prayers, wearing traditional attire, and applying sandalwood tilak.
https://www.jagran.com/entertainment/bollywood-ranveer-singh-and-kriti-sanon-visits-kashi-vishwanath-temple-with-manish-malhotra-see-photos-here-23696781.html

We also found a video report on the official YouTube channel of Times Now Navbharat, uploaded on April 15, 2024, showing Ranveer Singh and Kriti Sanon at the temple. The report also featured visuals from a fashion event held in Varanasi.
- https://www.youtube.com/watch?v=OMuW_SVbfb4

Conclusion
The viral claim is misleading. The video of Ranveer Singh visiting the Kashi Vishwanath Temple is not recent. It dates back to 2024, when he visited the temple with Kriti Sanon, and is unrelated to the release or success of ‘Dhurandhar 2: The Revenge’.

Executive Summary:
The rise in cybercrime targeting vulnerable individuals, particularly students and their families, has reached alarming levels. Impersonation scams, where fraudsters pose as Law Enforcement Officers, have become increasingly sophisticated, exploiting fear, urgency, and social stigma. This report delves into recent incidents of ransom scams involving fake CBI officers, highlighting the execution methods, psychological impact on victims, and preventive measures. The goal is to raise public awareness and equip individuals with the knowledge needed to protect themselves from such fraudulent activities.
Introduction:
Cybercriminals are evolving their tactics, with impersonation and social engineering at the forefront. Scams involving fake law enforcement officers have become rampant, preying on the fear of legal repercussions and the desire to protect loved ones. This report examines incidents where scammers impersonated CBI officers to extort money from families of students, emphasizing the urgent need for awareness, verification, and preventive measures.
Case Study:
This case study explains how the scammers impersonate themselves for the money targeting students' families.
Targets receive calls from scammers posing as CBI officers. Mostly the families of students are targeted by the fraudsters using sophisticated impersonation and emotional manipulation tactics. In our case study, the targets received calls from unknown international numbers, falsely claiming that the students, along with their friends, were involved in a fabricated rape case. The parents get calls during school or college hours, a time when it is particularly difficult and chaotic for parents to reach their children, adding to the panic and sense of urgency. The scammers manipulate the parents by stating that, due to the students' clean records, they are not officially arrested but would face severe legal consequences unless a sum of money is paid immediately.
Although in these specific cases, the parents did not pay the money, many parents in our country fall victim to such scams, paying large sums out of fear and desperation to protect their children’s futures. The fear of legal repercussions, social stigma, and the potential damage to the students' reputations, the scammers used high-pressure tactics to force compliance.
These incidents may result in significant financial losses, emotional trauma, and a profound loss of trust in communication channels and authorities. This underscores the urgent need for awareness, verification of authority, and prompt reporting of such scams to prevent further victimisation
Modus Operandi:
- Caller ID Spoofing: The scammer used a unknown number and spoofing techniques to mimic a legitimate law enforcement authority.
- Fear Induction: The fraudster played on the family's fear of social stigma, manipulating them into compliance through emotional blackmail.
Analysis:
Our research found that the unknown international numbers used in these scams are not real but are puppet numbers often used for prank calls and fraudulent activities. This incident also raises concerns about data breaches, as the scammers accurately recited students' details, including names and their parents' information, adding a layer of credibility and increasing the pressure on the victims. These incidents result in significant financial losses, emotional trauma, and a profound loss of trust in communication channels and authorities.
Impact on Victims:
- Financial and Psychological Losses: The family may face substantial financial losses, coupled with emotional and psychological distress.
- Loss of Trust in Authorities: Such scams undermine trust in official communication and law enforcement channels.
- Exploitation of Fear and Urgency: Scammers prey on emotions such as fear, urgency, and social stigma to manipulate victims.
- Sophisticated Impersonation Techniques: Using caller ID spoofing, Virtual/Temporary numbers and impersonation of Law Enforcement Officers adds credibility to the scam.
- Lack of Verification: Victims often do not verify the caller's identity, leading to successful scams.
- Significant Psychological Impact: Beyond financial losses, these scams cause lasting emotional trauma and distrust in institutions.
Recommendations:
- Cross-Verification: Always cross-verify with official sources before acting on such claims. Always contact official numbers listed on trusted Government websites to verify any claims made by callers posing as law enforcement.
- Promote Awareness: Educational institutions should conduct regular awareness programs to help students and families recognize and respond to scams.
- Encourage Prompt Reporting: Reporting such incidents to authorities can help track scammers and prevent future cases. Encourage victims to report incidents promptly to local authorities and cybercrime units.
- Enhance Public Awareness: Continuous public awareness campaigns are essential to educate people about the risks and signs of impersonation scams.
- Educational Outreach: Schools and colleges should include Cybersecurity awareness as part of their curriculum, focusing on identifying and responding to scams.
- Parental Guidance and Support: Parents should be encouraged to discuss online safety and scam tactics with their children regularly, fostering a vigilant mindset.
Conclusion:
The rise of impersonation scams targeting students and their families is a growing concern that demands immediate attention. By raising awareness, encouraging verification of claims, and promoting proactive reporting, we can protect vulnerable individuals from falling victim to these manipulative and harmful tactics. It is high time for the authorities, educational institutions, and the public to collaborate in combating these scams and safeguarding our communities. Strengthening data protection measures and enhancing public education on the importance of verifying claims can significantly reduce the impact of these fraudulent schemes and prevent further victimisation.
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Introduction
In July 2025, the Digital Defence Report prepared by Microsoft raised an alarm that India is part of the top target countries in AI-powered nation-state cyberattacks with malicious agents automating phishing, creating convincing deepfakes, and influencing opinion with the help of generative AI (Microsoft Digital Defence Report, 2025). Most of the attention in the world has continued to be on the United States and Europe, but Asia-Pacific and especially India have become a major target in terms of AI-based cyber activities. This blog discusses the role of AI in espionage, redefining the threat environment of India, the reaction of the government, and what India can learn by looking at the example of cyber giants worldwide.
Understanding AI-Powered Cyber Espionage
Conventional cyber-espionage intends to hack systems, steal information or bring down networks. With the emergence of generative AI, these strategies have changed completely. It is now possible to automate reconnaissance, create fake voices and videos of authorities and create highly advanced phishing campaigns which can pass off as genuine even to a trained expert. According to the report made by Microsoft, AI is being used by state-sponsored groups to expand their activities and increase accuracy in victims (Microsoft Digital Defence Report, 2025). Based on SQ Magazine, almost 42 percent of state-based cyber campaigns in 2025 had AIs like adaptive malware or intelligent vulnerability scanners (SQ Magazine, 2025).
AI is altering the power dynamic of cyberspace. The tools previously needing significant technical expertise or substantial investments have become ubiquitous, and smaller countries can conduct sophisticated cyber operations as well as non-state actors. The outcome is the speeding up of the arms race with AI serving as the weapon and the armour.
India’s Exposure and Response
The weakness of the threat landscape lies in the growing online infrastructure and geopolitical location. The attack surface has expanded the magnitude of hundreds of millions of citizens with the integration of platforms like DigiLocker and CoWIN. Financial institutions, government portals and defence networks are increasingly becoming targets of cyber attacks that are more sophisticated. Faking videos of prominent figures, phishing letters with the official templates, and manipulation of the social media are currently all being a part of disinformation campaigns (Microsoft Digital Defence Report, 2025).
According to the Data Security Council of India (DSCI), the India Cyber Threat Report 2025 reported that attacks using AI are growing exponentially, particularly in the shape of malicious behaviour and social engineering (DSCI, 2025). The nodal cyber-response agency of India, CERT-In, has made several warnings regarding scams related to AI and AI-generated fake content that is aimed at stealing personal information or deceiving the population. Meanwhile, enforcement and red-teaming actions have been intensified, but the communication between central agencies and state police and the private platforms is not even. There is also an acute shortage of cybersecurity talents in India, as less than 20 percent of cyber defence jobs are occupied by qualified specialists (DSCI, 2025).
Government and Policy Evolution
The government response to AI-enabled threats is taking three forms, namely regulation, institutional enhancing, and capacity building. The Digital Personal Data Protection Act 2023 saw a major move in defining digital responsibility (Government of India, 2023). Nonetheless, threats that involve AI-specific issues like data poisoning, model manipulation, or automated disinformation remain grey areas. The following National Cybersecurity Strategy will attempt to remedy them by establishing AI-government guidelines and responsibility standards to major sectors.
At the institutional level, the efforts of such organisations as the National Critical Information Infrastructure Protection Centre (NCIIPC) and the Defence Cyber Agency are also being incorporated into their processes with the help of AI-based monitoring. There is also an emerging public-private initiative. As an example, the CyberPeace Foundation and national universities have signed a memorandum of understanding that currently facilitates the specialised training in AI-driven threat analysis and digital forensics (Times of India, August 2025). Even after these positive indications, India does not have any cohesive system of reporting cases of AI. The publication on arXiv in September 2025 underlines the importance of the fact that legal approaches to AI-failure reporting need to be developed by countries to approach AI-initiated failures in such fields as national security with accountability (arXiv, 2025).
Global Implications and Lessons for India
Major economies all over the world are increasing rapidly to integrate AI innovation with cybersecurity preparedness. The United States and United Kingdom are spending big on AI-enhanced military systems, performing machine learning in security operations hubs and organising AI-based “red team” exercises (Microsoft Digital Defence Report, 2025). Japan is testing cross-ministry threat-sharing platforms that utilise AI analytics and real-time decision-making (Microsoft Digital Defence Report, 2025).
Four lessons can be distinguished as far as India is concerned.
- To begin with, the cyber defence should shift to proactive intelligence in place of reactive investigation. It is not only possible to detect the adversary behaviour after the attacks, but to simulate them in advance using AI.
- Second, teamwork is essential. The issue of cybersecurity cannot be entrusted to government enforcement. The private sector that maintains the majority of the digital infrastructure in India must be actively involved in providing information and knowledge.
- Third, there is the issue of AI sovereignty. Building or hosting its own defensive AI tools in India will diminish dependence on foreign vendors, and minimise the possible vulnerabilities of the supply-chain.
- Lastly, the initial defence is digital literacy. The citizens should be trained on how to detect deepfakes, phishing, and other manipulated information. The importance of creating human awareness cannot be underestimated as much as technical defences (SQ Magazine, 2025).
Conclusion
AI has altered the reasoning behind cyber warfare. There are quicker attacks, more difficult to trace and scalable as never before. In the case of India, it is no longer about developing better firewalls but rather the ability to develop anticipatory intelligence to counter AI-powered threats. This requires a national policy that incorporates technology, policy and education.
India can transform its vulnerability to strength with the sustained investment, ethical AI governance, and healthy cooperation between the government and the business sector. The following step in cybersecurity does not concern who possesses more firewalls than the other but aims to learn and adjust more quickly and successfully in a world where machines already belong to the battlefield (Microsoft Digital Defence Report, 2025).
References:
- Microsoft Digital Defense Report 2025
- India Cyber Threat Report 2025, DSCI
- Lucknow based organisations to help strengthen cybercrime research training policy ecosystem
- AI Cyber Attacks Statistics 2025: How Attacks, Deepfakes & Ransomware Have Escalated, SQ Magazine
- Incorporating AI Incident Reporting into Telecommunications Law and Policy: Insights from India.
- The Digital Personal Data Protection Act, 2023