#FactCheck-RBI's Alleged Guidelines on Ink Colour for Cheque Writing

Introduction

In an era where digital connectivity drives employment, investment, and communication, the most potent weapon of cybercriminals is ‘gaining trust’ with their sophisticated tactics. Prayagraj has been a recent battleground in India's cybercrime landscape. Within a one-year crackdown, over 10,400 SIM cards, 612 mobile device IMEIs, and 59 bank accounts were blocked, exposing a sprawling international fraud network. These activities primarily targeted unsuspecting individuals through Telegram job postings, fake investment tips, and mobile app scams, highlighting the darker side of convenience in cyberspace. With India now experiencing a wave of scams enabled by technology, this crackdown establishes a precedent for concerted cyber policing and awareness among citizens. 

Digital Deceit: How the Scams Operated

SIM cards that have been issued through fake or stolen identities are increasingly being used by cybercriminals in Prayagraj and elsewhere. These SIMs were the initial weapon in a highly organised fraud system, allowing criminals to conduct themselves anonymously while abusing messaging services like WhatsApp and Telegram. The gangs involved in these scams, some of which have been linked by reports to nations like Nepal, Pakistan, China, Dubai, and Myanmar, enticed their victims with rich-yielding stock market advice, remote employment offers, and weekend employment promises. After getting a target engaged, victims were slowly manipulated into sending money in the name of application fees, verification fees, or investment contributions.

API Abuse and OTP Interception

What's more alarming about these scams is their tech-savviness. From Prayagraj's cybercrime squad, several syndicates are reported to have employed API-based mobile applications to intercept OTPs (One-Time Passwords) sent to Indian numbers. Such apps, cleverly disguised as genuine services or work-from-home software, collected personal details like bank account credentials and payment card data, allowing wrongdoers to carry out unauthorised transactions in a matter of minutes. The pilfered funds were then quickly transferred through several mule accounts, rendering the money trail almost untraceable.

The Human Impact: How Citizens Were Trapped

Victims tended to come from job-hunting groups, students, or housewives seeking to earn additional income. Often, the scammers persuaded users to join Telegram channels providing free investment advice or job-referral-based schemes, creating an illusion of authenticity. Once on board, victims were sometimes even paid small commissions initially, creating a false sense of success. This tactic, known as “advance-fee confidence building,” made victims more likely to invest larger sums later, ultimately leading to complete financial loss.

Digital Arrest Threats and Bitcoin Ransom Scams

Aside from investment and job scam complaints, the cybercrime cell also saw several "digital arrest" scams, where victims were forced to send money under the threat of engaging in criminal activities. Bitcoin extortion schemes were also used in some cases, with perpetrators threatening exposure of victims' personal information or browsing history on the internet unless they were paid in cryptocurrency.

Law Enforcement’s Cyber Shield: Local Action, Global Impact

Identifying the extent of the threat, Prayagraj authorities implemented strategic measures to enable local policing. Cyber Units have been formed in each of the 43 police stations in the district, each made up of a sub-inspector, head constable, constable, lady constable, and computer operator. This decentralised model enables response in real-time, improved victim support, and quicker forensic analysis of hacked devices. The nodal officer for cyber operations said that this multi-level action is not punitive but preventive, meant to break syndicates before more harm is caused.

CyberPeace Recommendations: Prevention is Power

As cybercrime gets advanced, citizens will also have to keep pace with it. Prayagraj's experience highlights the importance of public awareness, digital literacy, and instant response processes. To assist in preventing people from falling victim to such scams, CyberPeace advises the following:

• Don't click on dubious APK links sent on WhatsApp or Telegram.
• Do not share OTPs or confidential details, even if the source appears to be familiar.
• Never download unfamiliar apps that demand access to SMS or financial information.
• Block your SIM card, payment cards, and bank accounts at once if your phone is stolen.
• Report all cyber frauds to cybercrime.gov.in or your local Cyber Cell.
• Never join investment or job groups on social sites without verification.
• Refuse video calls from unknown numbers; some scammers use this method of recording or blackmailing victims.

Conclusion

Prayagraj crackdown uncovers both the magnitude and versatility of cybercrime in the present. From trans-border cartels to Telegram job scams, the cyber front is as intricate as ever. But this incident also illustrates what can be achieved when technology, law enforcement, and public awareness come together. To stay safe from cyber threats, a cyber-conscious citizenry is as important as an effective cyber cell for India. At CyberPeace, we know that defending cyberspace begins with cyber resilience, and the story of Prayagraj should encourage communities everywhere to take active digital precautions. 

References

• https://www.hindustantimes.com/cities/lucknow-news/over-10k-sims-blocked-as-job-investment-frauds-rise-in-prayagraj-101753715061234.html
• https://consumer.ftc.gov/articles/how-recognize-and-avoid-phishing-scams
• https://faq.whatsapp.com/2286952358121083
• https://education.vikaspedia.in/viewcontent/education/digital-litercy/information-security/preventing-online-scams-cert-in-advisory?lgn=en
• https://cybercrime.gov.in/Accept.aspx
• https://www.linkedin.com/pulse/perils-advance-fee-fraud-protecting-yourself-from-scammers-sharma/

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Executive Summary:

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Recent reports circulating on various social media platforms have falsely claimed that an air taxi prototype is operational and providing services between Amritsar, Chandigarh, Delhi, and Jaipur. These claims, accompanied by images and videos, have been widely shared, leading to significant public attention. However, upon conducting a thorough examination using reverse image search, it has been determined that the information is misleading and inaccurate. These assertions do not reflect the current reality and are not substantiated by credible sources

Claim:

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The claim suggests that an air taxi prototype is already operational, servicing routes between Amritsar, Chandigarh, Delhi, and Jaipur. This assertion is accompanied by images of a futuristic aircraft, implying that such technology is currently being used to transport commercial passengers.

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Fact Check:

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The claim of air taxi and routes between Amritsar, Chandigarh, Delhi, and Jaipur has been found to be misleading.  Also, so far, neither the Indian government nor the respective aviation authorities have issued any sort of public declarations nor industry insiders to claim any launch of any air taxi  service. Further research followed a keyword-based search that directed us to a news report published in The Times of India on January 20, 2025. A similar post to the one seen in the viral video accompanied the report. It stated that Bengaluru-based aerospace startup Sarla Aviation launched its prototype air taxi called “Shunya” during the Bharat Mobility Global Expo. Under this plan, it looks to initiate electric flying taxis in Bangalore by 2028. This urban air transport program for India will be similar to what they are posting in this regard.

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Conclusion:

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The viral claim saying that there is an air taxi service in India between Amritsar, Chandigarh, Delhi, and Jaipur is entirely false. The pictures and information going viral are misleading and do not relate to any progress or implementation of air taxi technology in India. To date, there is no official confirmation or credible evidence that supports such a service. Information must be verified from reliable sources before it is believed or shared in order to prevent the spread of misinformation.

• Claim: A viral post claims an air taxi is operational between Amritsar, Chandigarh, Delhi, and Jaipur.
• Claimed On: Social Media 
• Fact Check: False and Misleading

The Illusion of Digital Serenity

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In the age of technology, our email accounts have turned into overcrowded spaces, full of newsletters, special offers, and unwanted updates. To most, the presence of an "unsubscribe" link brings a minor feeling of empowerment, a chance to declutter and restore digital serenity. Yet behind this harmless-seeming tool lurks a developing cybersecurity threat. Recent research and expert discussions indicate that the "unsubscribe" button is being used by cybercriminals to carry out phishing campaigns, confirm active email accounts, and distribute malware. This new threat not only undermines individual users but also has wider implications for trust, behaviour, and governance in cyberspace.

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Exploiting User Behaviour

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The main challenge is the manipulation of user behaviour. Cyber thieves have learned to analyse typical user habits, most notably the instinctive process of unsubscribing from spam mail. Taking advantage of this, they now place criminal codes in emails that pose as real subscription programs. These codes may redirect traffic to fake websites that attempt to steal credentials, force the installation of malicious code, or merely count the click as verification that the recipient's email address is valid. Once confirmed, these addresses tend to be resold on the dark web or included in additional spam lists, further elevating the threat of subsequent attacks.

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A Social Engineering Trap

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This type of cyber deception is a prime example of social engineering, where the weakest link in the security chain ends up being the human factor. In the same way, misinformation campaigns take advantage of cognitive biases such as confirmation or familiarity, and these unsubscribe traps exploit user convenience and habits. The bait is so simple, and that is exactly what makes it work. Someone attempting to combat spam may unknowingly walk into a sophisticated cyber threat. Unlike phishing messages impersonating banks or government agencies, which tend to elicit suspicion, spoofed unsubscribe links are integrated into regular digital habits, making them more difficult to recognise and resist.

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Professional Disguise, Malicious Intent

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Technical analysis determines that most of these messages come from suspicious domains or spoofed versions of valid ones, like "@offers-zomato.ru" in place of the authentic "@zomato.com." The appearance of the email looks professional, complete with logos and styling copied from reputable businesses. But behind the HTML styling lies redirection code and obfuscated scripts with a very different agenda. At times, users are redirected to sites that mimic login pages or questionnaire forms, capturing sensitive information under the guise of email preference management.

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Beyond the Inbox: Broader Consequences

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The consequences of this attack go beyond the individual user. The compromise of a personal email account can be used to carry out more extensive spamming campaigns, engage in botnets, or even execute identity theft. Furthermore, the compromised devices may become entry points for ransomware attacks or espionage campaigns, particularly if the individual works within sensitive sectors such as finance, defence, or healthcare. In this context, what appears to be a personal lapse becomes a national security risk. This is why the issue posed by the weaponised unsubscribe button must be considered not just as a cybersecurity risk but also as a policy and public awareness issue.

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Platform Responsibility

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Platform responsibility is yet another important aspect. Email service providers such as Gmail, Outlook, and ProtonMail do have native unsubscribe capabilities, under the List-Unsubscribe header mechanism. These tools enable users to remove themselves from valid mailing lists safely without engaging with the original email content. Yet many users do not know about these safer options and instead resort to in-body unsubscribe links that are easier to find but risky. To that extent, email platforms need to do more not only to enhance backend security but also to steer user actions through simple interfaces, safety messages, and digital hygiene alerts.

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Education as a Defence

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Education plays a central role in mitigation. Just as cyber hygiene campaigns have been launched to teach users not to click on suspicious links or download unknown attachments, similar efforts are needed to highlight the risks associated with casual unsubscribing. Cybersecurity literacy must evolve to match changing threat patterns. Rather than only targeting clearly malicious activity, awareness campaigns should start tackling deceptive tactics that disguise themselves as beneficial, including unsubscribe traps or simulated customer support conversations. Partnerships between public and private institutions might be vital in helping with this by leveraging their resources for mass digital education.

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Practical Safeguards for Users

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Users are advised to always check the sender's domain before clicking any link, avoid unknown promotional emails, and hover over any link to preview its true destination. Rather than clicking "unsubscribe," users can simply mark such emails as spam or junk so that their email providers can automatically filter similar messages in the future. For enhanced security, embracing mechanisms such as mail client sandboxing, two-factor authentication (2FA) support, and alias email addresses for sign-ups can also help create layered defences. 

Policy and Regulatory Implications

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Policy implications are also significant. Governments and data protection regulators must study the increasing misuse of misleading unsubscribe hyperlinks under electronic communication and consent laws. In India, the new Digital Personal Data Protection Act, 2023 (DPDPA), provides a legislative framework to counter such deceptive practices, especially under the principles of legitimate processing and purpose limitation. The law requires that the processing of data should be transparent and fair, a requirement that malicious emails obviously breach. Regulatory agencies like CERT-In can also release periodic notifications warning users against such trends as part of their charter to encourage secure digital practices.

The Trust Deficit

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The vulnerability also relates to broader issues of trust in digital infrastructure. When widely used tools such as an unsubscribe feature become points of exploitation, user trust in digital platforms erodes. Such a trust deficit can lead to generalised distrust of email systems, digital communication, and even legitimate marketing. Restoring and maintaining such trust demands a unified response that includes technical measures, user education, and regulatory action.

Conclusion: Inbox Hygiene with Caution

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The "unsubscribe button trap" is a parable of the modern age. It illustrates how mundane digital interactions, when manipulated, can do great damage not only to individual users but also to the larger ecosystem of online security and trust. As cyber-attacks grow increasingly psychologically advanced and behaviorally focused, our response must similarly become more sophisticated, interdisciplinary, and user-driven. Getting your inbox in order should never involve putting yourself in cyber danger. But as things stand, even that basic task requires caution, context, and clear thinking.

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