#FactCheck - AI Generated Photo Circulating Online Misleads About BARC Building Redesign

Introduction

The whole world is shifting towards a cashless economy, with innovative payment transaction systems such as UPI payments, card payments, etc. These payment systems require processing, storage, and movement of millions of cardholders data which is crucial for any successful transaction.

And therefore to maintain the credibility of this payment ecosystem, security or secure movement and processing of cardholders data becomes paramount. Entities involved in a payment ecosystem are responsible for the security of cardholders data. Security is also important because if breaches happen in cardholders data it would amount to financial loss. Fraudsters are attempting smart ways to leverage any kind of security loopholes in the payment system.

So these entities which are involved in the payment ecosystem need to maintain some security standards set by one council of network providers in the payment industry popularly known as the Payment Card Industry Security Standard Council.

Overview of what is PCI and PCI DSS Compliance

Earlier every network providers in the payment industry have their own set of security standards but later they all together i.e., Visa, Mastercard, American Express, Discover, and JCB constituted an independent body to come up with comprehensive security standards like PCI DSS, PA DSS, PCI-PTS, etc.  And these network providers ensure the enforcement of the security standards by putting conditions on services being provided to the merchant or acquirer bank.

In other words, PCI DSS particularly is the global standard that provides a baseline of technical and operational requirements designed to protect account data. PCI DSS is a security standard specially designed for merchants and service providers in the payment ecosystem to protect the cardholders data against any fraud or theft.

It applies to all the entities including third-party vendors which are involved in processing storing and transmitting cardholders data. In organization, even all CDE (Card Holder Data Environment) including system components or network component that stores and process cardholders data, has to comply with all the requirements of PCI compliance.  Recently PCI has released a new version of PCI DSS v4.0 a few months ago with certain changes from the previous version after three years of the review cycle.

12 Requirements of PCI DSS

This is the most important part of PCI DSS as following these requirements can make any organization to some extent PCI compliant. So what are these requirements:

• Installing firewalls or maintaining security controls in the networks
• Use strong password in order to secure the CDE( Card holders data environment)
• Protection of cardholder data
• Encrypting the cardholder data during transmission over an open and public network.
• Timely detection and protection of the cardholders data environment from any malicious activity or software.
• Regular updating the software thereby maintaining a secure system.
• Rule of business need to know should apply to access the cardholders data
• Identification and authentication of the user are important to access the system components.
• Physical access to cardholders data should be restricted.
• Monitoring or screening of system components to know the malicious activity internally in real-time.
• Regular auditing of security control and finding any vulnerabilities available in the systems.
• Make policies and programs accordingly in order to support information security.

How organization can become PCI compliant

• Scope: First step is to determine all the system components or networks storing and processing cardholders data i.e., Cardholders Data Environment.
• Assess: Then test whether these systems or networks are complying with all the requirements of PCI DSS COMPLIANCE.
• Report: Documenting all the assessment through self assessment questionnaire by answering following questions like whether the requirements are met or not? Whether the requirements are met with customized approach.
• Attest: Then the next step is to complete the attestation process available on the website of PCI SSC.
• Submit: Then organization can submit all the documents including reports and other supporting documents if it is requested by other entities such as payment brands, merchant or acquirer.
• Remediate: Then the organisation should take remedial action for the requirements which are not in place on the system components or networks.

Conclusion

One of the most important issues facing those involved in the digital payment ecosystem is cybersecurity. The likelihood of being exposed to cybersecurity hazards including online fraud, information theft, and virus assaults is rising as more and more users prefer using digital payments.

And thus complying and adopting with these security standards is the need of the hour. And moreover RBI has also mandated all the regulated entities ( NBFCs Banks etc) under one recent notification to comply with these standards.

Introduction

Recently the attackers employed the CVE-2017-0199 vulnerability in Microsoft Office to deliver a fileless form of the Remcos RAT. The Remcos RAT makes the attacker have full control of the systems that have been infected by this malware. This research will give a detailed technical description of the identified vulnerability, attack vector, and tactics together with the practical steps to counter the identified risks.

The Targeted Malware: Remcos RAT

Remcos RAT (Remote Control & Surveillance) is a commercially available remote access tool designed for legitimate administrative use. However, it has been widely adopted by cybercriminals for its stealth and extensive control capabilities, enabling:

• System control and monitoring
• Keylogging
• Data exfiltration
• Execution of arbitrary commands

The fileless variant utilised in this campaign makes detection even more challenging by running entirely in system memory, leaving minimal forensic traces.

Attack Vector: Phishing with Malicious Excel Attachments

The phishing email will be sent which appears as legitimate business communication, such as a purchase order or invoice. This email contains an Excel attachment that is weaponized to exploit the CVE-2017-0199 vulnerability.

Technical Analysis: CVE-2017-0199 Exploitation

Vulnerability Assessment

• CVE-2017-0199 is a Remote Code Execution (RCE) vulnerability in Microsoft Office which uses Object Linking and Embedding (OLE) objects.
• Affected Components:some text
  • Microsoft Word
  • Microsoft Excel
  • WordPad
• CVSS Score: 7.8 (High Severity)

Mechanism of Exploitation

The vulnerability enables attackers to craft a malicious document when opened, it fetches and executes an external payload via an HTML Application (HTA) file. The execution process occurs without requiring user interaction beyond opening the document.

Detailed Exploitation Steps

1. Phishing Email and Malicious Document some text
   • The email contains an Excel file designed to make use of CVE-2017-0199.
   • When the email gets opened, the document automatically connects to a remote server (e.g., 192.3.220[.]22) to download an HTA file (cookienetbookinetcache.hta).
2. Execution via mshta.exe some text
   • The downloaded HTA file is executed using mshta.exe, a legitimate Windows process for running HTML Applications.
   • This execution is seamless and does not prompt the user, making the attack stealthy.
3. Multi-Layer Obfuscation some text
   • The HTA file is wrapped in several layers of scripting, including: some text
     • JavaScript
     • VBScript
     • PowerShell
   • This obfuscation helps evade static analysis by traditional antivirus solutions.
4. Fileless Payload Deployment some text
   • The downloaded executable leverages process hollowing to inject malicious code into legitimate system processes.
   • The Remcos RAT payload is loaded directly into memory, avoiding the creation of files on disk.

Fileless Malware Techniques

1. Process Hollowing
The attack replaces the memory of a legitimate process (e.g., explorer.exe) with the malicious Remcos RAT payload. This allows the malware to:

• Evade detection by blending into normal system activity.
• Run with the privileges of the hijacked process.

2. Anti-Analysis Techniques

• Anti-Debugging: Detects the presence of debugging tools and terminates malicious processes if found.
• Anti-VM and Sandbox Evasion: Ensures execution only on real systems to avoid detection during security analysis.

3. In-Memory Execution

• By running entirely in system memory, the malware avoids leaving artifacts on the disk, making forensic analysis and detection more challenging.

Capabilities of Remcos RAT

Once deployed, Remcos RAT provides attackers with a comprehensive suite of functionalities, including:

• Data Exfiltration: some text
  • Stealing system information, files, and credentials.
• Remote Execution: some text
  • Running arbitrary commands, scripts, and additional payloads.
• Surveillance: some text
  • Enabling the camera and microphone.
  • Capturing screen activity and clipboard contents.
• System Manipulation: some text
  • Modifying Windows Registry entries.
  • Controlling system services and processes.
  • Disabling user input devices (keyboard and mouse).

Advanced Phishing Techniques in Parallel Campaigns

1. DocuSign Abuse
Attackers exploit legitimate DocuSign APIs to create authentic-looking phishing invoices. These invoices can trick users into authorising payments or signing malicious documents, bypassing traditional email security systems.

2. ZIP File Concatenation
By appending multiple ZIP archives into a single file, attackers exploit inconsistencies in how different tools handle these files. This allows them to embed malware that evades detection by certain archive managers.

Broader Implications of Fileless Malware

Fileless malware like Remcos RAT poses significant challenges:

• Detection Difficulties: Traditional signature-based antivirus systems struggle to detect fileless malware, as there are no static files to scan.
• Forensic Limitations: The lack of disk artifacts complicates post-incident analysis, making it harder to trace the attack's origin and scope.
• Increased Sophistication: These campaigns demonstrate the growing technical prowess of cybercriminals, leveraging legitimate tools and services for malicious purposes.

Mitigation Strategies

1. Patch Management some text
   • It is important to regularly update software to address known vulnerabilities like CVE-2017-0199. Microsoft released a patch for this vulnerability in April 2017.
2. Advanced Email Security some text
   • It is important to implement email filtering solutions that can detect phishing attempts, even those using legitimate services like DocuSign.
3. Endpoint Detection and Response (EDR)some text
   • Always use EDR solutions to monitor for suspicious behavior, such as unauthorized use of mshta.exe or process hollowing.
4. User Awareness and Training some text
   • Educate users about phishing techniques and the risks of opening unexpected attachments.
5. Behavioral Analysis some text
   • Deploy security solutions capable of detecting anomalous activity, even if no malicious files are present.

Conclusion

The attack via CVE-2017-0199 further led to the injection of a new fileless variant of Remcos RAT, proving how threats are getting more and more sophisticated. Thanks to the improved obfuscation and the lack of files, the attackers eliminate all traditional antiviral protection and gain full control over the infected computers. It is real and organisations have to make sure that they apply patches on time, that they build better technologies for detection and that the users themselves are more wary of the threats.

References

• Fortinet FortiGuard Labs: Analysis by Xiaopeng Zhang
• Perception Point: Research on ZIP File Concatenation
• Wallarm: DocuSign Phishing Analysis
• Microsoft Security Advisory: CVE-2017-0199

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Executive Summary:

A photographer breaking down in tears in a viral photo is not connected to the Ram Mandir opening. Social media users are sharing a collage of images of the recently dedicated Lord Ram idol at the Ayodhya Ram Mandir, along with a claimed shot of the photographer crying at the sight of the deity. A Facebook post that posts this video says, "Even the cameraman couldn't stop his emotions." The CyberPeace Research team found that the event happened during the AFC Asian Cup football match in 2019. During a match between Iraq and Qatar, an Iraqi photographer started crying since Iraq had lost and was out of the competition.

Claims:

The photographer in the widely shared images broke down in tears at seeing the icon of Lord Ram during the Ayodhya Ram Mandir's consecration. The Collage was also shared by many users in other Social Media like X, Reddit, Facebook. An Facebook user shared and  the Caption of the Post reads, 

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Fact Check:

CyberPeace Research team reverse image searched the Photographer, and it landed to several memes from where the picture was taken, from there we landed to a Pinterest Post where it reads, “An Iraqi photographer as his team is knocked out of the Asian Cup of Nations”

Taking an indication from this we did some keyword search and tried to find the actual news behind this Image. We landed at the official Asian Cup X (formerly Twitter) handle where the image was shared 5 years ago on 24 Jan, 2019. The Post reads, “Passionate. Emotional moment for an Iraqi photographer during the Round of 16 clash against ! #AsianCup2019”

We are now confirmed about the News and the origin of this image. To be noted that while we were investigating the Fact Check we also found several other Misinformation news with the Same photographer image and different Post Captions which was all a Misinformation like this one. 

Conclusion:

The recent Viral Image of the Photographer claiming to be associated with Ram Mandir Opening is Misleading, the Image of the Photographer was a 5 years old image where the Iraqi Photographer was seen Crying during the Asian Cup Football Competition but not of recent Ram Mandir Opening. Netizens are advised not to believe and share such misinformation posts around Social Media.

• Claim: A person in the widely shared images broke down in tears at seeing the icon of Lord Ram during the Ayodhya Ram Mandir's consecration.
• Claimed on: Facebook, X, Reddit 
• Fact Check: Fake