Charity and Donation Scams: What They Are and How to Stay Safe
Introduction
Charity and donation scams have continued to persist and are amplified in the digital era, where messages spread rapidly through WhatsApp, emails, and social media. These fraudulent schemes involve threat actors impersonating legitimate charities, government appeals, or social causes to solicit funds. Apart from targeting the general public, they also impact entities such as reputable tech firms and national institutions. Victims are tricked into transferring money or sharing personal information, often under the guise of urgent humanitarian efforts or causes.
A recent incident involves a fake WhatsApp message claiming to be from the Indian Ministry of Defence. The message urged users to donate to a fund for “modernising the Indian Army.” The government later confirmed this message was entirely fabricated and part of a larger scam. It emphasised that no such appeal had been issued by the Ministry, and urged citizens to verify such claims through official government portals before responding.
Tech Industry and Donation-Related Scams
Large corporations are also falling prey. According to media reports, an American IT company recently terminated around 700 Indian employees after uncovering a donation-related fraud. At least 200 of them were reportedly involved in a scheme linked to Telugu organisations in the US. The scam echoed a similar situation that had previously affected Apple, where Indian employees were fired after being implicated in donation fraud tied to the Telugu Association of North America (TANA). Investigations revealed that employees had made questionable donations to these groups in exchange for benefits such as visa support or employment favours.
Common People Targeted
While organisational scandals grab headlines, the common man remains equally or even more vulnerable. In a recent incident, a man lost over ₹1 lakh after clicking on a WhatsApp link asking for donations to a charity. Once he engaged with the link, the fraudsters manipulated him into making repeated transfers under various pretexts, ranging from processing fees to refund-related transactions (social engineering). Scammers often employ a similar set of tactics using urgency, emotional appeal, and impersonation of credible platforms to convince and deceive people.
Cautionary Steps
CyberPeace recommends adopting a cautious and informed approach when making charitable donations, especially online. Here are some key safety measures to follow:
- Verify Before You Donate. Always double-check the legitimacy of donation appeals. Use official government portals or the official charities' websites. Be wary of unfamiliar phone numbers, email addresses, or WhatsApp forwards asking for money.
- Avoid Clicking on Suspicious Links
Never click on links or download attachments from unknown or unverified sources. These could be phishing links/ malware designed to steal your data or access your bank accounts. - Be Sceptical of Urgency Scammers bank on creating a false sense of urgency to pressure their victims into donating quickly. One must take the time to evaluate before responding.
- Use Secure Payment Channels Ensure that one makes donations only through platforms that are secure, trusted, and verified. These include official UPI handles, government-backed portals (like PM CARES or Bharat Kosh), among others.
- Report Suspected Fraud In case one receives suspicious messages or falls victim to a scam, they are encouraged to report it to cybercrime authorities via cybercrime.gov.in (1930) or the local police, as prompt reporting can prevent further fraud.
Conclusion
Charity should never come at the cost of trust and safety. While donating to a good cause is noble, doing it mindfully is essential in today’s scam-prone environment. Always remember: a little caution today can save a lot tomorrow.
References
- https://economictimes.indiatimes.com/news/defence/misleading-message-circulating-on-whatsapp-related-to-donation-for-armys-modernisation-govt/articleshow/120672806.cms?from=mdr
- https://timesofindia.indiatimes.com/technology/tech-news/american-company-sacks-700-of-these-200-in-donation-scam-related-to-telugu-organisations-similar-to-firing-at-apple/articleshow/120075189.cms
- https://timesofindia.indiatimes.com/city/hyderabad/apple-fires-some-indians-over-donation-fraud-tana-under-scrutiny/articleshow/117034457.cms
- https://www.indiatoday.in/technology/news/story/man-gets-link-for-donation-and-charity-on-whatsapp-loses-over-rs-1-lakh-after-clicking-on-it-2688616-2025-03-04
Related Blogs
Introduction
The mysteries of the universe have been a subject of curiosity for humans over thousands of years. To solve these unfolding mysteries of the universe, astrophysicists are always busy, and with the growing technology this seems to be achievable. Recently, with the help of Artificial Intelligence (AI), scientists have discovered the depths of the cosmos. AI has revealed the secret equation that properly “weighs” galaxy clusters. This groundbreaking discovery not only sheds light on the formation and behavior of these clusters but also marks a turning point in the investigation and discoveries of new cosmos. Scientists and AI have collaborated to uncover an astounding 430,000 galaxies strewn throughout the cosmos. The large haul includes 30,000 ring galaxies, which are considered the most unusual of all galaxy forms. The discoveries are the first outcomes of the "GALAXY CRUISE" citizen science initiative. They were given by 10,000 volunteers who sifted through data from the Subaru Telescope. After training the AI on 20,000 human-classified galaxies, scientists released it loose on 700,000 galaxies from the Subaru data.
Brief Analysis
A group of astronomers from the National Astronomical Observatory of Japan (NAOJ) have successfully applied AI to ultra-wide field-of-view images captured by the Subaru Telescope. The researchers achieved a high accuracy rate in finding and classifying spiral galaxies, with the technique being used alongside citizen science for future discoveries.
Astronomers are increasingly using AI to analyse and clean raw astronomical images for scientific research. This involves feeding photos of galaxies into neural network algorithms, which can identify patterns in real data more quickly and less prone to error than manual classification. These networks have numerous interconnected nodes and can recognise patterns, with algorithms now 98% accurate in categorising galaxies.
Another application of AI is to explore the nature of the universe, particularly dark matter and dark energy, which make up over 95% energy of the universe. The quantity and changes in these elements have significant implications for everything from galaxy arrangement.
AI is capable of analysing massive amounts of data, as training data for dark matter and energy comes from complex computer simulations. The neural network is fed these findings to learn about the changing parameters of the universe, allowing cosmologists to target the network towards actual data.
These methods are becoming increasingly important as astronomical observatories generate enormous amounts of data. High-resolution photographs of the sky will be produced from over 60 petabytes of raw data by the Vera C. AI-assisted computers are being utilized for this.
Data annotation techniques for training neural networks include simple tagging and more advanced types like image classification, which classify an image to understand it as a whole. More advanced data annotation methods, such as semantic segmentation, involve grouping an image into clusters and giving each cluster a label.
This way, AI is being used for space exploration and is becoming a crucial tool. It also enables the processing and analysis of vast amounts of data. This advanced technology is fostering the understanding of the universe. However, clear policy guidelines and ethical use of technology should be prioritized while harnessing the true potential of contemporary technology.
Policy Recommendation
- Real-Time Data Sharing and Collaboration - Effective policies and frameworks should be established to promote real-time data sharing among astronomers, AI developers and research institutes. Open access to astronomical data should be encouraged to facilitate better innovation and bolster the application of AI in space exploration.
- Ethical AI Use - Proper guidelines and a well-structured ethical framework can facilitate judicious AI use in space exploration. The framework can play a critical role in addressing AI issues pertaining to data privacy, AI Algorithm bias and transparent decision-making processes involving AI-based tech.
- Investing in Research and Development (R&D) in the AI sector - Government and corporate giants should prioritise this opportunity to capitalise on the avenue of AI R&D in the field of space tech and exploration. Such as funding initiatives focusing on developing AI algorithms coded for processing astronomical data, optimising telescope operations and detecting celestial bodies.
- Citizen Science and Public Engagement - Promotion of citizen science initiatives can allow better leverage of AI tools to involve the public in astronomical research. Prominent examples include the SETI @ Home program (Search for Extraterrestrial Intelligence), encouraging better outreach to educate and engage citizens in AI-enabled discovery programs such as the identification of exoplanets, classification of galaxies and discovery of life beyond earth through detecting anomalies in radio waves.
- Education and Training - Training programs should be implemented to educate astronomers in AI techniques and the intricacies of data science. There is a need to foster collaboration between AI experts, data scientists and astronomers to harness the full potential of AI in space exploration.
- Bolster Computing Infrastructure - Authorities should ensure proper computing infrastructure should be implemented to facilitate better application of AI in astronomy. This further calls for greater investment in high-performance computing devices and structures to process large amounts of data and AI modelling to analyze astronomical data.
Conclusion
AI has seen an expansive growth in the field of space exploration. As seen, its multifaceted use cases include discovering new galaxies and classifying celestial objects by analyzing the changing parameters of outer space. Nevertheless, to fully harness its potential, robust policy and regulatory initiatives are required to bolster real-time data sharing not just within the scientific community but also between nations. Policy considerations such as investment in research, promoting citizen scientific initiatives and ensuring education and funding for astronomers. A critical aspect is improving key computing infrastructure, which is crucial for processing the vast amount of data generated by astronomical observatories.
References
- https://mindy-support.com/news-post/astronomers-are-using-ai-to-make-discoveries/
- https://www.space.com/citizen-scientists-artificial-intelligence-galaxy-discovery
- https://www.sciencedaily.com/releases/2024/03/240325114118.htm
- https://phys.org/news/2023-03-artificial-intelligence-secret-equation-galaxy.html
- https://www.space.com/astronomy-research-ai-future
Introduction
The Department of Telecommunications (DoT) has launched the 'Digital Intelligence Platform (DIP)'and the 'Chakshu' facility on the Sanchar Saathi portal to combat cybercrimes and financial frauds. Union telecom, IT and railways minister Ashwini Vaishnaw announced the initiatives, stating that the government has been working to counter cyber frauds at national, organizational, and individual levels. The Sanchar Saathi portal has successfully tackled such attacks, and the two new portals will further enhance the capacity to check any kind of cyber security threat.
The Digital Intelligence Platform is a secure and integrated platform for real-time intelligence sharing, information exchange, and coordination among stakeholders, including telecom operators, law enforcement agencies, banks, financial institutions, social media platforms, and identity document issuing authorities. It also contains information regarding cases detected as misuse of telecom resources.
The 'Chakshu' facility allows citizens to report suspected fraud communication received over call, SMS, or WhatsApp with the intention of defrauding, such as KYC expiry, bank account/payment wallet/SIM/gas connection/electricity connection, sextortion, impersonations a government official/relative for sending money, and disconnection of all mobile numbers by the Department of Telecommunications.
The launch of these proactive initiatives or steps represents another significant stride by the Ministry of Communications and the Department of Telecommunications in combating cybersecurity threats to citizens' digital assets.
In this age of technology, there is a reason to be concerned about the threats posed by cybercrooks to individuals and organizations. The risk of using digital means for communication, e-commerce, and critical infrastructure has increased significantly. It is important to have proper measures in place to prevent cybercrime and destructive behavior. The Department of Telecommunication has unveiled "Chakshu," a digital intelligence portal aimed at combating cybercrimes. This platform seeks to enhance the country's cyber defense capabilities by providing enforcement agencies with effective tools and actionable intelligence for countering cybercrimes, including financial frauds.
Digital Intelligence Platform (DIP)
Digital Intelligence Platform (DIP) developed by the Department of Telecommunications is a secure and integrated platform for real-time intelligence sharing, information exchange and coordination among the stakeholders i.e. Telecom Service Providers(TSPs), law enforcement agencies (LEAs), banks and financial institutions(FIs), social media platforms, identity document issuing authorities etc. The portal also contains information regarding the cases detected as misuse of telecom resources. The shared information could be useful to the stakeholders in their respective domains. It also works as a backend repository for the citizen-initiated requests on the Sanchar Saathi portal for action by the stakeholders. The DIP is accessible to the stakeholders through secure connectivity, and the relevant information is shared based on their respective roles. However, the platform is not accessible to citizens.
What is Chakshu?
Chakshu, which means “eye” in Hindi, is a new feature on the Sanchar Saathi portal. This citizen-friendly platform allows you to report suspicious communication you receive via calls, SMS, or WhatsApp. “Chakshu” is a new advanced tool to safeguard against modern-day cybercriminal activities. Chakshu is a sophisticated design that uses the latest technologies for assembling and analyzing digital information and provides law enforcement agencies with useful data on what should be done next. Below are some of its attributes.
Here are some examples of what you can report:
- Fraudulent messages claiming your KYC (Know Your Customer)details need to be updated.
- Fraudulent requests to update your bank account, payment wallet, or SIM card details.
- Phishing attempts impersonating government officials or relatives asking for money.
- Fraudulent threats of disconnection of your sim connections.
How Chakshu Aims to crackdown Cybercrime and Financial Frauds
Chakshu is a new tool on the Sanchar Saathi platform that invites individuals to report suspected fraudulent communications received by phone, SMS, or WhatsApp. These fraudulent activities may include attempts to deceive individuals through schemes such as KYC expiry or update requests for bank accounts, payment wallets, SIM cards, gas connections, and electricity connections, sextortion, impersonation of government officials or relatives for financial gain, or false claims of mobile number disconnection by the Department of Telecommunications.
The tool is well-designed and equipped to help the investigators with actionable intelligence and insights, enabling LEAs to conduct targeted investigations on financial frauds and cyber-crimes; the tool helps in gathering a comprehensive data analysis and evidence collection capability by mapping out the connection between individuals, organizations and illicit activities, it, therefore, allows the law enforcement agencies in dismantling criminal activities and help the law enforcement agencies.
Chakshu’s Impact
India has launched Chakshu, a digital intelligence tool that strengthens the country's cybersecurity policy. Chakshu employs modern technology and real-time data analysis to enhance India's cyber defenses. Law enforcement can detect and neutralize possible threats by taking proactive approach to threat analysis and prevention before they become significant crises. Chakshu also improves the resilience of critical infrastructure and digital ecosystems, safeguarding them against cyber-attacks. Overall, Chakshu plays an important role in India's cybersecurity posture and the protection of national interests in the digital era.
Where can Chaksu be accessed?
Chakshu can be accessed through the government's Sanchar Saathi web portal:https://sancharsaathi.gov.in
Conclusion
The launch of the Digital Intelligence Platform and Chakshu facility is a step forward in safeguarding citizens from cybercrimes and financial fraud. These initiatives use advanced technology and stakeholder collaboration to empower law enforcement agencies. The Department of Telecommunications' proactive approach demonstrates the government's commitment to cybersecurity defenses and protecting digital assets, ensuring a safer digital environment for citizens and critical infrastructure.
References
- https://telecom.economictimes.indiatimes.com/news/policy/dot-launches-digital-intelligence-portal-chakshu-facility-to-curb-cybercrimes-financial-frauds/108220814
- https://bankingfrontiers.com/digital-intelligence-platform-launched-to-curb-cybercrime-financial-fraud/
- https://www.business-standard.com/india-news/calcutta-hc-justice-abhijit-gangopadhyay-sends-his-resignation-to-prez-cji-124030500367_1.html
- https://www.the420.in/dip-chakshu-government-launches-powerful-weapons-against-cybercrime/
- https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2011383
Introduction
Significantly, in March 2023, the Prevention of Money Laundering Act, 2002's regulations placed Virtual Digital Asset Service Providers functioning located under the purview of the Anti Money Laundering/Counter Financing of Terrorism (AML-CFT) scheme. An important step toward controlling VDA SP operations and guaranteeing adherence to Anti-Money Laundering and Combating the Financing of Terrorism (AML-CFT) regulations.
The significance of AML-CFT procedures
The AML-CFT framework's incorporation of Virtual Digital Asset Service Providers (VDA SPs) is essential for protecting the banking industry from illegal activities including the laundering of funds and counter-financing of terrorist attacks. These regulations become more crucial as the market for digital assets develops and becomes more well-known.
The practice of money laundering is hiding the source of the sum received illegally, thus it's critical to have strict policies in place to track down and stop these kinds of operations. Furthermore, funding for terrorism is a serious danger to international safety, hence stopping the flow of money to terrorist companies is a top concern for global officials.
The goal of policymakers' move to include VDA SPs in the AML-CFT architecture is to set up control and surveillance procedures that will guarantee these organisations' open and honest operations. This involves tracking transactions, flagging questionable activity, and conducting extensive customer investigations. Incorporating such procedures not only reduces the potential for financial crimes but also builds confidence and trust in the electronic asset market.
It is important to see the significance of AML-CFT procedures and the changes in the legal framework to reflect the evolving characteristics of digital currencies. These procedures are essential to preserving the reliability and safety of the wider banking system.
Notifications of Compliance Show Cause
Under Section 13 of the PMLA Act 2002, FIU IND sent adherence Show Cause Notices to nine offshore Virtual Digital Asset Service Providers (VDA SPs) as part of its dedication to upholding compliance with regulations. This affirmative step requires organisations to be scrutinised and attempted to bring them under inspection.
Governmental Response
The Director of FIU IND has addressed the Secretary of the Ministry of Electronics and Information Technology to take further measures due to the disregard of offshore firms. According to the notification, URLs connected to these organisations that operate in India in violation of the PML Act's requirements must be blocked.
Mandatory Registration for VDA SPs
Virtual Digital Asset Service Providers (both onshore and offshore) who perform a range of operations, including the trading of digital goods for monetary currencies, the distribution of digital currency, and the management or preservation of electronic assets, are now obliged to register with FIU.
Range of Statutory Responsibilities
In accordance with the PML Act, VDA SPs are subject to several requirements, including documentation, disclosure, and other duties. One of their responsibilities is to register with the FIU IND. The primary focus is on guaranteeing that VDA SPs comply with AML-CFT protocols, hence enhancing the general reliability of the banking industry.
Difficulties with Offshore Compliance
There are many obstacles in guaranteeing that offshore organisations comply with Anti Money Laundering/Counter Financing of Terrorism (AML-CFT), chief amongst them being their unwillingness to undergo registration. Some overseas Virtual Digital Asset Service Providers (VDA SPs) have been reluctant to comply with the existing rules and regulations, even though they cater to a significant number of Indian users. There are several reasons for this hesitation, such as worries about heightened monitoring, the expense of compliance, and the apparent complexity of governmental processes. Regulatory organisations have taken steps to close the discrepancy between offshore businesses' real activities and the regulations they must follow. In addition to maintaining the trustworthiness of the economic system, resolving the issues with offshore adherence is essential for promoting confidence and openness in the market for electronic assets.
Conclusion
FIU IND has demonstrated its dedication to creating an effective regulatory framework for Virtual Digital Asset Service Providers through its recent measures. India hopes to fortify its countermeasures against money laundering and safeguard the financial well-being of its users by expanding the AML-CFT legislation to offshore firms. The continuous efforts to restrict the URLs of non-compliant companies show a proactive approach to stopping illicit activity and fostering a safe and law-abiding virtual asset ecosystem. The safety and soundness of the banking sector will be crucially maintained by laws and regulations as the digital world develops.
References
- https://pib.gov.in/PressReleasePage.aspx?PRID=1991372
- https://www.thehindubusinessline.com/books/reviews/business-economy/fiu-ind-issues-compliance-showcause-notices-to-nine-offshore-vda-sps/article67684613.ece
- https://business.outlookindia.com/news/fiu-issues-notice-to-9-offshore-crypto-platforms-writes-to-meity-for-blocking-of-urls
