AI’s Role in Addressing the Language Barriers

Introduction

The Telecom Regulatory Authority of India (TRAI) on 20th August 2024 issued directives requiring Access Service Providers to adhere to the specific guidelines to protect consumer interests and prevent fraudulent activities.  TRAI has mandated all Access Service Providers to abide by the directives. These steps advance TRAI's efforts to promote a secure messaging ecosystem, protecting consumer interests and eliminating fraudulent conduct.

Key Highlights of the TRAI’s Directives

• For improved monitoring and control, TRAI has directed that Access Service Providers move telemarketing calls, beginning with the 140 series, to an online DLT (Digital Ledger Technology) platform by September 30, 2024, at the latest. 
• All Access Service Providers will be forbidden from sending messages that contain URLs, APKs, OTT links, or callback numbers that the sender has not whitelisted, the rule is to be effective from September 1st, 2024.
• In an effort to improve message traceability, TRAI has made it mandatory for all messages, starting on November 1, 2024, to include a traceable trail from sender to receiver. Any message with an undefined or mismatched telemarketer chain will be rejected.
• To discourage the exploitation or misuse of templates for promotional content, TRAI has introduced punitive actions in case of non-compliance. Content Templates registered in the wrong category will be banned, and subsequent offences will result in a one-month suspension of the Sender's services.
• To assure compliance with rules, all Headers and Content Templates registered on DLT must follow the requirements. Furthermore, a single Content Template cannot be connected to numerous headers.
• If any misuse of headers or content templates by a sender is discovered, TRAI has instructed an immediate ‘suspension of traffic’ from all of that sender's headers and content templates for their verification. Such suspension can only be revoked only after the Sender has taken legal action against such usage. Furthermore, Delivery-Telemarketers must identify and disclose companies guilty of such misuse within two business days, or else risk comparable repercussions.

CyberPeace Policy Outlook

TRAI’s measures are aimed at curbing the misuse of messaging services including spam. TRAI has mandated that headers and content templates follow defined requirements. Punitive actions are introduced in case of non-compliance with the directives, such as blacklisting and service suspension. TRAI’s measures will surely curb the increasing rate of scams such as phishing, spamming, and other fraudulent activities and ultimately protect consumer's interests and establish a true cyber-safe environment in messaging services ecosystem.

The official text of TRAI directives is available on the official website of TRAI or you can access the link here.

References

1. https://www.trai.gov.in/sites/default/files/Direction_20082024.pdf
2. https://www.trai.gov.in/sites/default/files/PR_No.53of2024.pdf
3. https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2046872
4. https://legal.economictimes.indiatimes.com/news/regulators/trai-issues-directives-to-access-providers-to-curb-misuse-fraud-through-messaging/112669368

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Executive Summary:

Recently PAN-OS software of Palo Alto Networks was discovered with the critical vulnerability CVE-2024-3400. It is the software used to power all their networks in the next generation firewalls. This  vulnerability is a common injection vulnerability which provides access to unauthenticated attackers to execute random code having root privileges on the attacked system. This  has been exploited actively by threat actors,  leaving many organizations at risk for severe cyberattacks. This report helps to understand the exploitation, detection, mitigations and recommendations for this vulnerability.

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Understanding The CVE-2024-3400 Vulnerability:

CVE-2024-3400 impacts the particular version of PAN-OS and a certain configuration susceptible to this kind of a security issue. It is a command injection, which exists in the GlobalProtect module of the PAN-OS software. The vulnerability can be exploited by an unauthorized user to run any code on the firewall having root privileges.  This targets Active Directory database (ntds.dit), important data (DPAPI), and Windows event logs (Microsoft-Windows-TerminalServices-LocalSessionManager%4Operational.evtx) and also login data, cookies, and local state data for Chrome and Microsoft Edge from specific targets leading attackers to capture the browser master key and steal sensitive information of the organization.

The CVE-2024-3400 has been provided with a critical severity rating of 10.0. The following two weaknesses make this CVE  highly severe:

1. CWE-77: Improper Neutralization of Special Elements used in a Command ('Command Injection') 
2. CWE-20: Improper Input Validation.

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Impacted Products:

The affected version of PAN-OS by CVE-2024-3400 are-

Only the versions 10.2, 11.0, and 11.1, setup with GlobalProtect Gateway or GlobalProtect Portal are exploited by this vulnerability. Whereas the Cloud NGFW, Panorama appliances and Prisma Access are not affected.

Detecting Potential Exploitation: 

Palo Alto Networks has confirmed that they are aware of the exploitation of this particular vulnerability by threat actors. In a recent publication they have given acknowledgement to Volexity for identifying the vulnerability.  There is an increasing number of organizations that face severe and immediate risk by this exploitation. Third parties also have released the proof of concept for the vulnerability.

The suggestions were provided by Palo Alto Networks to detect this critical vulnerability. To detect this vulnerability, the following command shall be run on the command-line interface of PAN-OS device: 

grep pattern "failed to unmarshal session(.\+.\/" mp-log gpsvc.log*

This command looks through device logs for specific entries related to vulnerability. 

These log entries should contain a long, random-looking code called a GUID (Globally Unique Identifier) between the words "session(" and ")". If an attacker has tried to exploit the vulnerability, this section might contain a file path or malicious code instead of a GUID.

Presence of such entries in your logs, could be a sign of a potential attack to hack  your device which may look like:

• failed to unmarshal session(../../some/path)

A normal, harmless log entry would look like this:

• failed to unmarshal session(01234567-89ab-cdef-1234-567890abcdef)

Further investigations and actions shall be needed to secure the system in case the GUID entries were not found and suspicious.

Mitigation and Recommendations:

Mitigation of the risks posed by the critical CVE-2024-3400 vulnerability, can be accomplished by the following recommended steps:

• Immediately update Software:   This vulnerability is fixed in software releases namely PAN-OS 10.2.9-h1, PAN-OS 11.0.4-h1, PAN-OS 11.1.2-h3, and all higher versions. Updating software to these versions will protect your systems fully against potential exploitation.
• Leverage Hotfixes: Palo Alto Networks has released hotfixes for commonly deployed maintenance releases of PAN-OS 10.2, 11.0, and 11.1 for the users who cannot upgrade to the latest versions immediately. These hotfixes do provide a temporary solution while you prepare for the full upgrade.
• Enable Threat Prevention:  Incase of available Threat Prevention subscription, enable Threat IDs 95187, 95189, and 95191 to block attacks targeting the CVE-2024-3400 vulnerability. These Threat IDs are available in Applications and Threats content version 8836-8695 and later.
• Apply Vulnerability Protection: Ensure that vulnerability protection has been applied in the GlobalProtect interface to prevent the exploitation on the device. It can be implemented using these instructions. 
• Monitor Advisory Updates: Regularly checking for  the updates to the official advisory of Palo Alto Networks. This helps to stay up to date of the new releases of the guidance and threat prevention IDs of CVE-2024-3400.
• Disable Device Telemetry – Optional:  It is suggested to disable the device telemetry as an additional  precautionary measure.
• Remediation: If there is an active exploitation observed, follow the steps mentioned in this Knowledge Base article by Palo Alto Networks. 

Implementation of the above mitigation measures and recommendations would be in a position to greatly reduce the risk of exploitation you might face from a cyber attack targeting the CVE-2024-3400 vulnerability in Palo Alto Networks' PAN-OS software.

Conclusion: 

The immediate response should be taken against the offensive use of the critical CVE-2024-3400 vulnerability found in the PAN-OS platform of Palo Alto Networks.  Organizations should actively respond by implementing the suggested mitigation measures such as upgrading to the patched versions, enabling threat prevention and applying vulnerability protection to immediately protect from this vulnerability. Regular monitoring, implementing security defense mechanisms and security audits are the necessary measures that help to combat emerging threats and save critical resources.

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Introduction

Significantly, in March 2023, the Prevention of Money Laundering Act, 2002's regulations placed Virtual Digital Asset Service Providers functioning located under the purview of the Anti Money Laundering/Counter Financing of Terrorism (AML-CFT) scheme. An important step toward controlling VDA SP operations and guaranteeing adherence to Anti-Money Laundering and Combating the Financing of Terrorism (AML-CFT) regulations.

The significance of AML-CFT procedures

The AML-CFT framework's incorporation of Virtual Digital Asset Service Providers (VDA SPs) is essential for protecting the banking industry from illegal activities including the laundering of funds and counter-financing of terrorist attacks. These regulations become more crucial as the market for digital assets develops and becomes more well-known.

The practice of money laundering is hiding the source of the sum received illegally, thus it's critical to have strict policies in place to track down and stop these kinds of operations. Furthermore, funding for terrorism is a serious danger to international safety, hence stopping the flow of money to terrorist companies is a top concern for global officials.

The goal of policymakers' move to include VDA SPs in the AML-CFT architecture is to set up control and surveillance procedures that will guarantee these organisations' open and honest operations. This involves tracking transactions, flagging questionable activity, and conducting extensive customer investigations. Incorporating such procedures not only reduces the potential for financial crimes but also builds confidence and trust in the electronic asset market.

It is important to see the significance of AML-CFT procedures and the changes in the legal framework to reflect the evolving characteristics of digital currencies. These procedures are essential to preserving the reliability and safety of the wider banking system.

Notifications of Compliance Show Cause

Under Section 13 of the PMLA Act 2002, FIU IND sent adherence Show Cause Notices to nine offshore Virtual Digital Asset Service Providers (VDA SPs) as part of its dedication to upholding compliance with regulations. This affirmative step requires organisations to be scrutinised and attempted to bring them under inspection.

Governmental Response

The Director of FIU IND has addressed the Secretary of the Ministry of Electronics and Information Technology to take further measures due to the disregard of offshore firms. According to the notification, URLs connected to these organisations that operate in India in violation of the PML Act's requirements must be blocked. 

Mandatory Registration for VDA SPs

Virtual Digital Asset Service Providers (both onshore and offshore) who perform a range of operations, including the trading of digital goods for monetary currencies, the distribution of digital currency, and the management or preservation of electronic assets, are now obliged to register with FIU.

Range of Statutory Responsibilities

In accordance with the PML Act, VDA SPs are subject to several requirements, including documentation, disclosure, and other duties. One of their responsibilities is to register with the FIU IND. The primary focus is on guaranteeing that VDA SPs comply with AML-CFT protocols, hence enhancing the general reliability of the banking industry.

Difficulties with Offshore Compliance

There are many obstacles in guaranteeing that offshore organisations comply with Anti Money Laundering/Counter Financing of Terrorism (AML-CFT), chief amongst them being their unwillingness to undergo registration. Some overseas Virtual Digital Asset Service Providers (VDA SPs) have been reluctant to comply with the existing rules and regulations, even though they cater to a significant number of Indian users. There are several reasons for this hesitation, such as worries about heightened monitoring, the expense of compliance, and the apparent complexity of governmental processes. Regulatory organisations have taken steps to close the discrepancy between offshore businesses' real activities and the regulations they must follow. In addition to maintaining the trustworthiness of the economic system, resolving the issues with offshore adherence is essential for promoting confidence and openness in the market for electronic assets.

Conclusion

FIU IND has demonstrated its dedication to creating an effective regulatory framework for Virtual Digital Asset Service Providers through its recent measures. India hopes to fortify its countermeasures against money laundering and safeguard the financial well-being of its users by expanding the AML-CFT legislation to offshore firms. The continuous efforts to restrict the URLs of non-compliant companies show a proactive approach to stopping illicit activity and fostering a safe and law-abiding virtual asset ecosystem. The safety and soundness of the banking sector will be crucially maintained by laws and regulations as the digital world develops.

References

• https://pib.gov.in/PressReleasePage.aspx?PRID=1991372
• https://www.thehindubusinessline.com/books/reviews/business-economy/fiu-ind-issues-compliance-showcause-notices-to-nine-offshore-vda-sps/article67684613.ece
• https://business.outlookindia.com/news/fiu-issues-notice-to-9-offshore-crypto-platforms-writes-to-meity-for-blocking-of-urls