Securing Digital Banking: RBI Mandates Migration to [.]bank[.]in Domains
Introduction
The Reserve Bank of India (RBI) has mandated banks to switch their digital banking domains to 'Bank.in' by October 31, 2025, as part of a strategy to modernise the sector and maintain consumer confidence. The move is expected to provide a consistent and secure interface for online banking, as a response to the increasing threats posed by cybercriminals who exploit vulnerabilities in online platforms. The RBI's directive is seen as a proactive measure to address the growing concerns over cybersecurity in the banking sector.
RBI Circular - Migration to '.bank.in' domain
The official circular released by the RBI dated April 22, 2025, read as follows:
“It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at sahyog@idrbt.ac.in to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain.”
“All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025.”
CyberPeace Outlook
The Reserve Bank of India's directive mandating banks to shift to the 'Bank.in' domain by October 31, 2025, represents a strategic and forward-looking measure to modernise the nation’s digital banking infrastructure. With this initiative, the RBI is setting a new benchmark in cybersecurity by creating a trusted, exclusive domain that banks must adopt. This move will drastically reduce cyber threats, phishing attacks, and fake banking websites, which have been major sources of financial fraud. This fixed domain will simplify verification for consumers and tech platforms to more easily identify legitimate banking websites and apps. Furthermore, a strong drop in online financial fraud will have a long-term effect by this order. Since phishing and domain spoofing are two of the most prevalent forms of cybercrime, a shift to a strictly regulated domain name system will remove the potential for lookalike URLs and fraudulent websites that mimic banks. As India’s digital economy grows, RBI’s move is timely, essential, and future-ready.
References
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The more ease and dependency the internet slithers into our lives, the more obscure parasites linger on with it, menacing our privacy and data. Among these digital parasites, cyber espionage, hacking, and ransom have never failed to grab the headlines. These hostilities carried out by cyber criminals, corporate juggernauts and several state and non-state actors lend them unlimited access to the customers’ data damaging the digital fabric and wellbeing of netizens.
As technology continues to evolve, so does the need for robust safety measures. To tackle these emerging challenges, Korea based Samsung Electronics has introduced a cutting-edge security tool called Auto Blocker. Introduced in the One UI 6 Update, Auto Blocker boasts an array of additional security features, granting users the ability to customize their device's security as per their requirements Also known as ‘advanced sandbox’ or ‘Virtual Quarantine’. Sandboxing is a safety measure for separating running programs to prevent spread of digital vulnerabilities. It prohibits automatic execution of malicious code embedded in images. This shield now extends to third-party apps like WhatsApp and Facebook messenger, providing better resilience against cyber-attacks in all Samsung devices.
Matter of Choice
Dr. Seungwon Shin, EVP & Head of Security Team, Mobile eXperience Business at Samsung Electronics, emphasizes the significance of user safety. He stated “At Samsung, we constantly strive to keep our users safe from security attacks, and with the introduction of Auto Blocker, users can continue to enjoy the benefits of our open ecosystem, knowing that their mobile experience is secured.”
Auto Blocker is a matter of choice. It's not a cookie cutter solution; instead, its USP is the ability to customize security measures of your device. The Auto Blocker can be accessed through device’s setting, and is activated via toggle.
Your personal Digital Armor
One of Auto Blocker's salient features is its ability to prevent bloatware (unnecessary apps) from installing in the devices from unknown sources which is called sideloading. While sideloading provides greater scope of control and better customization, it also exposes users to potential threats, such as malicious file downloads. The proactive approach of Auto Blocker disables sideloading by default. Auto Blocker serves as an extra line of defense, especially against gruesome social engineering attacks such as voice Phishing (Vhishing). The app has an essential tool called ‘Message Guard’, engineered to combat Zero Click attacks. These complicated attacks are executed when a message containing an image is viewed.
The Auto Blocker also offers a wide variety of new controls to enhance device’s safety, including security scans to detect malwares. Additionally, Auto Blocker prevents the installation of malwares via USB cable. This ensures the device's security even when someone gains physical access to it, such as when the device is being charged in a public place.
Raising the Bar for Cyber Security
Auto Blocker testifies Samsung's unwavering commitment to the safety and privacy of its users. It acts an essential part of Samsung's security suite and privacy innovations, improving overall mobile experience within the Galaxy’s ecosystem. It provides a safer mobile experience while allowing user superior control over their device's protection. In comparison. Apple offers a more standardized approach to privacy and security with emphasis on user friendly design and closed ecosystem. Samsung disables sideloading to combat threats, while Apple is more flexible in this regard on macOS.
In this dynamic digital space, the Auto Blocker offers a tool to maintain cyber peace and resilience. It protects from a broad spectrum of digital hostilities while allowing us to embrace the new digital ecosystem crafted by Galaxy. It's a security feature that puts you in control, allowing you to determine how you fortify your digital fort to safeguard your device against digital specters like zero clicks, voice phishing (Vishing) and malware downloads
Samsung’s new product emerges as impenetrable armor shielding users against cyber hostilities. With its new customizable security feature with Galaxy Ecosystem, it allows users to exercise greater control over their digital space, promoting more secure and peaceful cyberspace.
Reference:
HT News Desk. (2023, November 1). Samsung unveils new Auto Blocker feature to protect devices. How does it work? Hindustan Times. https://www.hindustantimes.com/technology/samsung-unveils-new auto-blocker-feature to-protect-devices-how-does-it-work 101698805574773.html
Introduction
In the digital entertainment world, OTT platforms have become highly popular and have attracted larger audiences. They offer a wide variety of entertaining content. However, there are certain concerns about depicting illicit or objectionable content on such platforms. The Indian Ministry of Information and Broadcasting (I&B) has been working on tackling issues like the availability of obscene content on online streaming platforms and other platforms. I&B Ministry has taken important steps to prevent the spread of such illicit or objectionable content.
The I&B Ministry has taken action against obscene and vulgar content on OTT platforms. A total 18 OTT platforms and several associated websites, apps, and social media handles have been blocked nationwide. The government has been in consistent talks with these platforms and issued several advisories, but they have not been adhered to. The decision was made after consultation with other ministries, domain experts, and industry bodies. The content allegedly obscene was found to depict nudity, sexual intercourse, and inappropriate sexual acts within societal contexts. The government states that it is the responsibility of platforms to ensure that content is not present in a vulgar fashion. Creativities do not necessarily mean promoting or propagating vulgar and sexual content.
Key Highlights of I&B Ministry Action against Obscene Content
On 14th March 2024, The Indian Ministry of Information and Broadcasting (I&B) announced the blocking of 18 OTT platforms, 19 Websites, 10 apps, and 57 social media handles for displaying obscene and vulgar content. Union Minister for Information & Broadcasting Shri Anurag Singh Thakur has announced the removal of 18 OTT platforms that published obscene and vulgar content, underscoring the responsibility of platforms to prevent the spread of such content. The decision was made under the Information Technology Act 2000 and in consultation with other Indian ministries and domain experts in media, entertainment, women's rights, and child rights.
List of Blocked OTT Platforms
OTT platforms that have been blocked are Dreams Films, Voovi, Yessma, Uncut Adda, Tri Flicks, X Prime, Neon X VIP, Besharams, Hunters, Rabbit, Xtramood, Nuefliks, MoodX, Mojflix, Hot Shots VIP, Fugi, Chikooflix, Prime Play.
It was highlighted that these OTT platforms, despite not being widely popular, have a significant viewership. One app has over 1 crore downloads, while two others have more than 50 lakh downloads on Google Play Store. These platforms also market their content through social media, with a combined followership of over 32 lakh.
Nature of content
The ministry reported that a significant portion of the content on social media platforms was obscene, vulgar, and demeaning, depicting nudity and sexual acts in inappropriate contexts like teacher-student relationships and incestuous family relationships. The content included sexual innuendos and prolonged pornographic scenes without any thematic or societal relevance. It was further stated that the content was found to be prima facie in violation of Section 67 and 67A of the Information & Technology Act, 2000, Section 292 of the Indian Penal Code and Section 4 of the Indecent Representation of Women (Prohibition) Act, 1986.
Way Forward
The press release by the ministry stated that “The Government of India remains committed to fostering the growth and development of the OTT industry. Several measures have been undertaken in this regard, including the introduction of the Inaugural OTT Award for Web Series at the 54th International Film Festival of India, collaboration with OTT platforms in the media and entertainment sector, and the establishment of a light touch regulatory framework with an emphasis on self-regulation under the IT Rules, 2021.”
This shows that the Indian government is dedicated to promoting the growth of the OTT industry but within certain checks or oversight mechanisms to prevent illicit or objectionable content on such platforms.
OTT Content and Regulatory Checks
Online content streaming on OTT platforms lacks regulatory checks, unlike films, which are reviewed and certified by a government-appointed board. The government has instructed streaming services to independently review content for obscenity and violence before it is made available online. There have been repeated instances where criticism has been raised about the illicit or violative depicted content in some OTT shows. This highlights the issue of checks and balances. The government has urged self-regulation on platforms, but the repeated instances of illicit content raise societal concerns. The Ministry of I&B is keen towards promoting ethical & moral standards of content that is being hosted on online OTT platforms.
Conclusion
The Ministry of I&B has taken a step and announced the shutdown of 18 OTT platforms that were engaged in depicting illicit content. This shows that the I&B Ministry is committed to promoting ethical online content. While legislative measures are required to prevent the spread of such illicit or violative content, joint efforts by the government, industry players, and civil society are critical to ensuring a secure and responsible digital environment for all users.
References
- https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2014477
- https://www.thehindu.com/news/national/centre-bans-ott-platforms-websites-and-apps-over-obscene-and-vulgar-content/article67949819.ece
- https://economictimes.indiatimes.com/news/india/ib-ministry-blocks-18-ott-platforms-for-vulgar-content/articleshow/108485880.cms?from=mdr
- https://indianexpress.com/article/entertainment/information-and-broadcasting-ministry-blocks-18-ott-platforms-for-obscene-and-vulgar-content-9213749/
- https://www.storyboard18.com/ott-news/mib-blocks-18-ott-platforms-for-showing-obscene-and-vulgar-content-26400.htm
Introduction
Betting has long been associated with sporting activities and has found a growing presence in online gaming and esports globally. As the esports industry continues to expand, Statista has projected that it will reach a market value of $5.9 billion by 2029. As such, associated markets have also seen significant growth. In 2024, this segment accounted for an estimated $2.5 billion globally. While such engagement avenues are popular among international audiences, they also bring attention to concerns around regulation, integrity, and user protection. As esports builds its credibility and reach, especially among younger demographics, these aspects become increasingly important to address in policy and practice.
What Does Esports Betting Involve?
Much like traditional sports, esports engagement in some regions includes the practice of wagering on teams, players, or match outcomes. But it is inherently more complex. The accurate valuation of odds in online gaming and esports can be complicated by frequently updated game titles, changing teams, and shifting updates to game mechanics (called metas- most effective strategies). Bets can be placed using real money, virtual items like skins (digital avatars), or increasingly, cryptocurrency.
Esports and Wagering: Emerging Issues and Implications
- Legal Grey Areas: While countries like South Korea and some USA states have dedicated regulations for esports betting and licensed bookmaking, most do not. This creates legal grey areas for betting service providers to access unregulated markets, increasing the risk of fraud, money laundering, and exploitation of bettors in those regions.
- The Skill v/s Chance Dilemma: Most gambling laws across the world regulate betting based on the distinction between ‘games of skill’ and ‘games of chance’. Betting on the latter is typically illegal, since winning depends on chance. But the definitions of ‘skill’ and ‘chance’ may vary by jurisdiction. Also, esports betting often blurs into gambling. Outcomes may depend on player skill, but in-game economies like skin betting and unpredictable gameplay introduce elements of chance, complicating regulation and making enforcement difficult.
- Underage Gambling and Addiction Risks: Players are often minors and are exposed to the gambling ecosystem due to gamified betting through reward systems like loot boxes. These often mimic the mechanics of betting, normalising gambling behaviours among young users before they fully understand the risks. This can lead to the development of addictive behaviours.
- Match-Fixing and Loss of Integrity: Esports are particularly susceptible to match-fixing because of weak regulation, financial pressures, and the anonymity of online betting. Instances like the Dota 2 Southeast Asia Scandals (2023) and Valorant match-fixing in North America (2021) can jeopardise audience trust and sponsorships. This affects the trustworthiness of minor tournaments, where talent is discovered.
- Cybersecurity and Data Risks: Esports betting apps collect sensitive user data, making them an attractive target for cybercrime. Bettors are susceptible to identity theft, financial fraud, and data breaches, especially on unlicensed platforms.
Way Forward
To strengthen trust, ensure user safety, and protect privacy within the esports ecosystem, responsible management of betting practices can be achieved through targeted interventions focused on:
- National-Level Regulations: Countries like India have a large online gaming and esports market. It will need to create a regulatory authority along the lines of the UK’s Gambling Commission and update its gambling laws to protect consumers.
- Protection of Minors: Setting guardrails such as age verification, responsible advertising, anti-fraud mechanisms, self-exclusion tools, and spending caps can help to keep a check on gambling by minors.
- Harmonizing Global Standards: Since esports is inherently global, aligning core regulatory principles across jurisdictions (such as through multi-country agreements or voluntary industry codes of conduct) can help create consistency while avoiding overregulation.
- Co-Regulation: Governments, esports organisers, betting platforms, and player associations should work closely to design effective, well-informed policies. This can help uphold the interests of all stakeholders in the industry.
Conclusion
Betting in esports is inevitable. But the industry faces a double dilemma- overregulating on the one hand, or letting gambling go unchecked, on the other. Both can be detrimental to its growth. This is why there is a need for industry actors like policymakers, platforms and organisers to work together to harmonise legal inconsistencies, protect vulnerable users and invest in forming data security. Forming industry-wide ethics boards, promoting regional regulatory dialogue, and instating transparency measures for betting operators can be a step in this direction to ensure that esports evolves into a mature, trusted global industry.
