Securing Digital Banking: RBI Mandates Migration to [.]bank[.]in Domains
Introduction
The Reserve Bank of India (RBI) has mandated banks to switch their digital banking domains to 'Bank.in' by October 31, 2025, as part of a strategy to modernise the sector and maintain consumer confidence. The move is expected to provide a consistent and secure interface for online banking, as a response to the increasing threats posed by cybercriminals who exploit vulnerabilities in online platforms. The RBI's directive is seen as a proactive measure to address the growing concerns over cybersecurity in the banking sector.
RBI Circular - Migration to '.bank.in' domain
The official circular released by the RBI dated April 22, 2025, read as follows:
“It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at sahyog@idrbt.ac.in to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain.”
“All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025.”
CyberPeace Outlook
The Reserve Bank of India's directive mandating banks to shift to the 'Bank.in' domain by October 31, 2025, represents a strategic and forward-looking measure to modernise the nation’s digital banking infrastructure. With this initiative, the RBI is setting a new benchmark in cybersecurity by creating a trusted, exclusive domain that banks must adopt. This move will drastically reduce cyber threats, phishing attacks, and fake banking websites, which have been major sources of financial fraud. This fixed domain will simplify verification for consumers and tech platforms to more easily identify legitimate banking websites and apps. Furthermore, a strong drop in online financial fraud will have a long-term effect by this order. Since phishing and domain spoofing are two of the most prevalent forms of cybercrime, a shift to a strictly regulated domain name system will remove the potential for lookalike URLs and fraudulent websites that mimic banks. As India’s digital economy grows, RBI’s move is timely, essential, and future-ready.
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Introduction
WhatsApp has become the new platform for scams, and the number of cases of WhatsApp scams is increasing daily. Just like that, a new WhatsApp scam has been started, and many WhatsApp users in India have reported receiving missed calls from unknown international numbers. Worse, one does not even have to answer the call to be scammed. A missed call is sufficient to be scammed.
Millions of populations switch from normal SMS to WhatsApp, usually, people used to get fake messages and marketing messages, but the trend of scamming has been evolving now. Most people get calls from different countries, and they are concerned about how these scammers got the numbers. WhatsApp works through VoIP networks, so no extra charges from any country exist. And about 500 million WhatsApp users are getting these scam calls, the calls are mainly on job-scams of promising part-time employment and opportunities. These types of job scam calls have been started reporting in 2023.
People reporting missed calls from countries like Ethiopia (+251), Malaysia (+60), Indonesia (+62), Vietnam (+84), etc.
The agenda of these calls are still unclear. Still, in some cases, the scammers ask for confidential information from WhatsApp users, like bank details, so the users must not reveal their personal information. Also, it is important to note that if you get any calls from a particular country, it necessarily does not mean it is from that country. Various agencies sell international numbers for WhatsApp calls.
Why has WhatsApp become a hub scam?
The generation has evolved and dumped the old SMS into WhatsApp. From school to college and offices, people use WhatsApp for their official work, as it is very easy and user-friendly, so people avoid safety measures. Generally, users need to understand the consequences of technology and use it with safeguards and awareness. Many people lose money and become victims of scams on WhatsApp as they share their confidential information. And the worse is that one does not even have to answer the call to be scammed. A missed call is sufficient to be scammed.
Before these international calls scam, the user received a call from the scam that they were from KBC, and the user won something. Then sought confidential information by the excuse that they would transfer the money to the user, and because of that user got scammed by the scammers. These scams have risen rapidly lately.
Safeguards users can use against these scam calls
WhatsApp responds to complaints regarding international calls to “block and report.”
If you have already received such calls, the best thing you can do is report and block them right away. As a result, the same number does not return to your phone, and numerous identical reports may persuade WhatsApp to delete the number entirely.
WhatsApp is also working on an update allowing users to block calls from unknown numbers on the service.
Users must modify their phone’s and app’s fundamental privacy settings to protect themselves from data breaches. The calls are directed toward app users who are actively using the app. However, by modifying the account’s appearance, a user can lessen the likelihood of being added to the scammers’ attack lists.
Limit Privacy
Begin by modifying WhatsApp’s ‘who can see’ settings. If your profile photo, last seen, and online status are visible to anybody, restrict them to persons on your contact list only. Change the About and Groups options as well.
Turn on two-factor authentication
Enabling two-factor authentication on WhatsApp adds more security to your data. In addition, the app also supports biometric protection in case of theft or loss.
Active Reporting
The users should report as soon as they see something odd or suspicious activity.
A typical question that users have is, ‘Where do the scammers acquire my phone number from?’
The answer is a little more complicated than we thought. Your data is retained on the company database from the time you sign up on a website or reveal your phone number at a store in order to take advantage of promotional offers and promotions. Due to a lack of technological infrastructure and legislation to protect personal data, a scammer can simply obtain your information.
According to Palo Alto research, India is the second most vulnerable country in the APAC region in terms of cyberattacks and data breaches. A data protection law is essential in the face of increasing calls and data breaches.
The Digital Personal Data Protection bill is set to be introduced in the parliament’s monsoon session. The bill has the potential to protect data, which will help to eliminate scams.
Conclusion
Several people had tweeted on tweeter about receiving fake calls on WhatsApp from international numbers more than once. WhatsApp encrypts calls and messages, making it difficult to track the person, and it appears that hackers are taking advantage of this to swindle customers. If you receive a WhatsApp call from any of the above ISD codes, we strongly advise you not to answer it and to block the number so the bad actors do not call you again. Report & block immediately that’s what WhatsApp has been responding to the complainants.
Executive Summary:
A circulating picture which is said to be of United States President Joe Biden wearing military uniform during a meeting with military officials has been found out to be AI-generated. This viral image however falsely claims to show President Biden authorizing US military action in the Middle East. The Cyberpeace Research Team has identified that the photo is generated by generative AI and not real. Multiple visual discrepancies in the picture mark it as a product of AI.
Claims:
A viral image claiming to be US President Joe Biden wearing a military outfit during a meeting with military officials has been created using artificial intelligence. This picture is being shared on social media with the false claim that it is of President Biden convening to authorize the use of the US military in the Middle East.
Similar Post:
Fact Check:
CyberPeace Research Team discovered that the photo of US President Joe Biden in a military uniform at a meeting with military officials was made using generative-AI and is not authentic. There are some obvious visual differences that plainly suggest this is an AI-generated shot.
Firstly, the eyes of US President Joe Biden are full black, secondly the military officials face is blended, thirdly the phone is standing without any support.
We then put the image in Image AI Detection tool
The tool predicted 4% human and 96% AI, Which tells that it’s a deep fake content.
Let’s do it with another tool named Hive Detector.
Hive Detector predicted to be as 100% AI Detected, Which likely to be a Deep Fake Content.
Conclusion:
Thus, the growth of AI-produced content is a challenge in determining fact from fiction, particularly in the sphere of social media. In the case of the fake photo supposedly showing President Joe Biden, the need for critical thinking and verification of information online is emphasized. With technology constantly evolving, it is of great importance that people be watchful and use verified sources to fight the spread of disinformation. Furthermore, initiatives to make people aware of the existence and impact of AI-produced content should be undertaken in order to promote a more aware and digitally literate society.
- Claim: A circulating picture which is said to be of United States President Joe Biden wearing military uniform during a meeting with military officials
- Claimed on: X
- Fact Check: Fake
Introduction
Quantum technology involves the study of matter and energy at the sub-atomic level. This technology uses superposition and entanglement to provide new capabilities in computing, cryptography and communication and solves problems at speeds not possible with classical computers. Unlike classical bits, qubits can exist in a superposition of states, representing 0, 1, or any combination of these states simultaneously. The Union Cabinet approved the National Quantum Mission on 19 April 2023, with a budget allocation of Rs 6000 Crore. The mission will seed, nourish, and scale up scientific and industrial R&D in the domain of quantum technology so that India emerges as one of the leaders in developing quantum technologies and their applications.
The Union Minister for Science and Technology and Minister of Earth Sciences, Dr. Jitendra Singh announced the selection of 8 start-ups for support under India’s National Quantum Mission and the National Mission on Interdisciplinary Cyber-Physical Systems (NM-ICPS). The selected start-ups represent diverse quantum tech domains and were chosen via a rigorous evaluation process. These startups are poised to be critical enablers in translating quantum research into practical applications. This start-up selection aligns with India’s broader vision for technological self-reliance and innovation by 2047.
Policy Landscape and Vision
The National Quantum Mission’s main goal is to develop intermediate-scale quantum computers with 50-1000 physical qubits in 8 years, across diverse platforms such as superconducting and photonic technology. The mission deliverables include the development of satellite-based secure quantum communications between ground stations over a range of 2000 km within India, long-distance secure quantum communications with other countries, inter-city quantum key distribution over 2000 km, and multi-node quantum networks with quantum memories.
The National Mission on Interdisciplinary Cyber-Physical Systems aims to promote translational research in Cyber-Physical Systems and associated technologies and prototypes and demonstrates applications for national priorities. The other expectations are enhancing the top-of-the-line research base, human resource development and skill sets in these emerging areas. These missions align with India’s broader ideals such as the Digital India and Make in India campaigns to strengthen India’s technological ecosystem.
Selected Startups and Their Innovations
The startups selected reflect alignment with India’s National Quantum Mission, oriented towards fostering cutting-edge research and innovation and have industrial applications aiming at placing India as the global leader in quantum technology. The selections are:
- QNu Labs (Bengaluru): is advancing quantum communication by developing end-to-end quantum-safe heterogeneous networks.
- QPiAI India Pvt. Ltd. (Bengaluru): is building a superconducting quantum computer.
- Dimira Technologies Pvt. Ltd. (IIT Mumbai): is creating indigenous cryogenic cables, essential for quantum computing.
- Prenishq Pvt. Ltd. (IIT Delhi): developing precision diode-laser systems.
- QuPrayog Pvt. Ltd. (Pune): is working on creating optical atomic clocks and related technologies.
- Quanastra Pvt. Ltd. (Delhi): is developing advanced cryogenics and superconducting detectors.
- Pristine Diamonds Pvt. Ltd. (Ahmedabad): is creating diamond materials for quantum sensing.
- Quan2D Technologies Pvt. Ltd. (Bengaluru): is making advancements in superconducting Nanowire Single-photon Detectors.
