Securing Digital Banking: RBI Mandates Migration to [.]bank[.]in Domains
Introduction
The Reserve Bank of India (RBI) has mandated banks to switch their digital banking domains to 'Bank.in' by October 31, 2025, as part of a strategy to modernise the sector and maintain consumer confidence. The move is expected to provide a consistent and secure interface for online banking, as a response to the increasing threats posed by cybercriminals who exploit vulnerabilities in online platforms. The RBI's directive is seen as a proactive measure to address the growing concerns over cybersecurity in the banking sector.
RBI Circular - Migration to '.bank.in' domain
The official circular released by the RBI dated April 22, 2025, read as follows:
“It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at sahyog@idrbt.ac.in to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain.”
“All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025.”
CyberPeace Outlook
The Reserve Bank of India's directive mandating banks to shift to the 'Bank.in' domain by October 31, 2025, represents a strategic and forward-looking measure to modernise the nation’s digital banking infrastructure. With this initiative, the RBI is setting a new benchmark in cybersecurity by creating a trusted, exclusive domain that banks must adopt. This move will drastically reduce cyber threats, phishing attacks, and fake banking websites, which have been major sources of financial fraud. This fixed domain will simplify verification for consumers and tech platforms to more easily identify legitimate banking websites and apps. Furthermore, a strong drop in online financial fraud will have a long-term effect by this order. Since phishing and domain spoofing are two of the most prevalent forms of cybercrime, a shift to a strictly regulated domain name system will remove the potential for lookalike URLs and fraudulent websites that mimic banks. As India’s digital economy grows, RBI’s move is timely, essential, and future-ready.
References
Related Blogs
Introduction:
CDR is a term that refers to Call detail records, The Telecom Industries holds the call details data of the users. As it amounts to a large amount of data, the telecom companies retain the data for a period of 6 months. CDR plays a significant role in investigations and cases in the courts. It can be used as pivotal evidence in court proceedings to prove or disprove certain facts & circumstances. Power of Interception of Call detail records is allowed for reasonable grounds and only by the authorized authority as per the laws.
Admissibility of CDR’s in Courts:
Call Details Records (CDRs) can be used as effective pieces of evidence to assist the court in ascertaining the facts of the particular case and inquiring about the commission of an offence, and according to the judicial pronouncements, it is made clear that CDRs can be used supporting or secondary evidence in the court. However, it cannot be the sole basis of the conviction. Section 92 of the Criminal Procedure Code 1973 provides procedure and empowers certain authorities to apply for court or competent authority intervention to seek the CDR.
Legal provisions to obtain CDR:
The CDR can be obtained under the statutory provisions of law contained in section 92 Criminal Procedure Code, 1973. Or under section 5(2) of Indian Telegraph Act 1885, read with rule 419(A) Indian Telegraph Amendment rule 2007. The guidelines were also issued in 2016 by Ministry of Ministry of Home Affairs for seeking Call details records (CDRs)
How long is CDR stored with telecom Companies (Data Retention)
Call Data is retained by telecom companies for a period of 6 months. As the data amounts to high storage, almost several Petabytes per year, telecom companies store the call details data for a period of 6 months and archive the rest of it to tapes.
New Delhi 25Cr jewellery heist
Recently, an incident took place where a 25-crore jewellery theft was carried out in a jewellery shop in Delhi, It was planned and executed by a man from Chhattisgarh. After committing the crime, the criminal went back to Chhattisgarh. It was a case of a 25Cr heist, and the police started their search & investigation. Police used technology and analysed the mobile numbers which were active at the crime scene. Delhi police used advanced software to analyse data. The police were able to trace the mobile number of thieves or suspects active at the crime scene. They discovered suspected contacts who were active within the range of the crime scene, and it helped in the arrest of the main suspects. From around 5,000 mobile numbers active around the crime scene, police have used advanced software that analyses huge data, and then police found a number registered outside of Delhi. The surveillance on the number has revealed that the suspected criminal has moved to the MP from Delhi, then moved further to Bhilai Chattisgarh. Police have successfully arrested the suspected criminal. This incident highlights how technology or call data can assist law enforcement agencies in investigating and finding the real culprits.
Conclusion:
CDR refers to call detail records retained by telecom companies for a period of 6 months, it can be obtained through lawful procedure and by competent authorities only. CDR can be helpful in cases before the court or law enforcement agencies, to assist the court and law enforcement agencies in ascertaining the facts of the case or to prove or disprove certain things. It is important to reiterated that unauthorized seeking of CDR is not allowed; the intervention of the court or competent authority is required to seek the CDR from the telecom companies. CDRs cannot be unauthorizedly obtained, and there has to be a directive from the court or competent authority to do so.
References:
- https://indianlegalsystem.org/cdr-the-wonder-word/#:~:text=CDR%20is%20admissible%20as%20secondary,the%20Indian%20Evidence%20Act%2C%201872.
- https://timesofindia.indiatimes.com/city/delhi/needle-in-a-haystack-how-cops-scanned-5k-mobile-numbers-to-crack-rs-25cr-heist/articleshow/104055687.cms?from=mdr
- https://www.ndtv.com/delhi-news/just-one-man-planned-executed-rs-25-crore-delhi-heist-another-thief-did-him-in-4436494
Executive Summary:
A photo circulating on the web that claims to show the future design of the Bhabha Atomic Research Center, BARC building, has been found to be fake after fact checking has been done. Nevertheless, there is no official notice or confirmation from BARC on its website or social media handles. Through the AI Content Detection tool, we have discovered that the image is a fake as it was generated by an AI. In short, the viral picture is not the authentic architectural plans drawn up for the BARC building.
Claims:
A photo allegedly representing the new outlook of the Bhabha Atomic Research Center (BARC) building is reigning over social media platforms.
Fact Check:
To begin our investigation, we surfed the BARC's official website to check out their tender and NITs notifications to inquire for new constructions or renovations.
It was a pity that there was no corresponding information on what was being claimed.
Then, we hopped on their official social media pages and searched for any latest updates on an innovative building construction, if any. We looked on Facebook, Instagram and X . Again, there was no information about the supposed blueprint. To validate the fact that the viral image could be generated by AI, we gave a search on an AI Content Detection tool by Hive that is called ‘AI Classifier’. The tool's analysis was in congruence with the image being an AI-generated computer-made one with 100% accuracy.
To be sure, we also used another AI-image detection tool called, “isitai?” and it turned out to be 98.74% AI generated.
Conclusion:
To conclude, the statement about the image being the new BARC building is fake and misleading. A detailed investigation, examining BARC's authorities and utilizing AI detection tools, proved that the picture is more probable an AI-generated one than an original architectural design. BARC has not given any information nor announced anything for such a plan. This makes the statement untrustworthy since there is no credible source to support it.
Claim: Many social media users claim to show the new design of the BARC building.
Claimed on: X, Facebook
Fact Check: Misleading
Introduction
The Computer Emergency Response Team (CERT-in) is a nodal agency of the government established and appointed as a national agency in respect of cyber incidents and cyber security incidents in terms of the provisions of section 70B of the Information Technology (IT) Act, 2000. CERT-In has issued a cautionary note to Microsoft Edge, Adobe and Google Chrome users. Users have been alerted to many vulnerabilities by the government's cybersecurity agency, which hackers might use to obtain private data and run arbitrary code on the targeted machine. Users are advised by CERT-In to apply a security update right away in order to guard against the problem.
Vulnerability note
Vulnerability notes CIVN-2023-0361, CIVN-2023-0362 and CIVN-2023-0364 for Google Chrome for Desktop, Microsoft Edge and Adobe respectively, include more information on the alert. The problems have been categorized as high-severity issues by CERT-In, which suggests applying a security upgrade right now. According to the warning, there is a security risk if you use Google Chrome versions earlier than v120.0.6099.62 on Linux and Mac, or earlier than 120.0.6099.62/.63 on Windows. Similar to this, the vulnerability may also impact users of Microsoft Edge browser versions earlier than 120.0.2210.61.
Cause of the Problem
These vulnerabilities are caused by "Use after release in Media Stream, Side Panel Search, and Media Capture; Inappropriate implementation in Autofill and Web Browser UI, “according to the explanation in the issue note on the CERT-In website. The alert further warns that individuals who use the susceptible Microsoft Edge and Google Chrome browsers could end up being targeted by a remote attacker using these vulnerabilities to send a specially crafted request.” Once these vulnerabilities are effectively exploited, hackers may obtain higher privileges, obtain sensitive data, and run arbitrary code on the system of interest.
High-security issues: consequences
CERT-In has brought attention to vulnerabilities in Google Chrome, Microsoft Edge, and Adobe that might have serious repercussions and put users and their systems at risk. The vulnerabilities found in widely used browsers, like Adobe, Microsoft Edge, and Google Chrome, present serious dangers that might result in data breaches, unauthorized code execution, privilege escalation, and remote attacks. If these vulnerabilities are taken advantage of, private information may be violated, money may be lost, and reputational harm may result.
Additionally, the confidentiality and integrity of sensitive information may be compromised. The danger also includes the potential to interfere with services, cause outages, reduce productivity, and raise the possibility of phishing and social engineering assaults. Users may become less trusting of the impacted software as a result of the urgent requirement for security upgrades, which might make them hesitant to utilize these platforms until guarantees of thorough security procedures are provided.
Advisory
- Users should update their Google Chrome, Microsoft Edge, and Adobe software as soon as possible to protect themselves against the vulnerabilities that have been found. These updates are supplied by the individual software makers. Furthermore, use caution when browsing and refrain from downloading things from unidentified sites or clicking on dubious links.
- Make use of reliable ad-blockers and strong, often updated antivirus and anti-malware software. Maintain regular backups of critical data to reduce possible losses in the event of an attack, and keep up with best practices for cybersecurity. Maintaining current security measures with vigilance and proactiveness can greatly lower the likelihood of becoming a target for prospective vulnerabilities.
